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Life Insurance Plans

     

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Our Products
Best Selling Online Life Insurance Plans

 
Learn More About iGain III   Learn More About Super CashGain   Learn More About i-Secure Insurance Plan
 

Investment Plan - iGain III Insurance Plan

Bajaj Allianz iGainIII Plan is a complete online unit linked insurance plan with the highest allocation and affordable cost structures.
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Child Plan - Super CashGain

Your child belongs to a generation with no compromises and Super CashGain will help you get fixed incomes at fixed intervals. To meet all their needs big or small.
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Term Plan - iSecure Insurance Plan

You have always tried your best to fulfill all your responsibilities and take care of your family. However, Risks and unforeseen incidents can put your financial security in jeopardy.
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All Life Insurance Plans

 

Investment Plans

Investment Plans are life insurance solutions that provide the dual benefit of protection and flexibility in investments. Choose from our wide array of Regular and Single premium products. Start investing now!
Regular Premium
Single Premium

Term Plans

A range of term insurance plans to choose from, for a worry free experience.



Pure Risk Cover
Risk Cover + Return of Premium Risk Cover + Loan Protection
 

Child Plans

Your child belongs to a generation with no compromises and you need to make provisions for all that their future needs them to do.


Child Plans
 

Retirement Plans

The right time to plan for your old age is now. Explore our pension plans below and start saving for your golden years now.

Retirement Plans
 
NRI Insurance
 
 

Other Traditional Plans

Our wide range of Endowment and Money Back policies can help you get a life cover along with an assured return on maturity.
Money Back & Endowment
 

Women Insurance Plans

To cater to women's special needs we offer innovative women specific plans which provide investment benefits, savings, retirement solutions and medical insurance.
 

Additional Rider Benefits

Extend your Life Insurance plan with a variety of additional riders and benefits.
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Life + Health Insurance Plans

Unique hospitalisation-cum-insurance plan that takes care of your hospitalization bills and provides financial support to your dependents in case of your unfortunate death.

Health Plans
 
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Why do I Need
Life Insurance

Life insurance ensures financial protection on accident or death. It enables maintenance of the same lifestyle even after the unfortunate demise of a loved one. The beneficiaries can utilize the monetary benefits to replace the income one would have earned or help pay off debts or other expenses. Life insurance boosts the confidence of the insured, and offers satisfaction of being covered for illness, life or financial loss.

How will buying an online life insurance plan help me?

  • One can purchase the policy conveniently and avail attractive web rebates if purchased online, also when taking an online term insurance plan,
  • The insured ties up directly with the insurance company
  • The individual uploads all his data online and submits the same to the insurance company.
  • The premium is usually cheaper when buying term insurance online as the company
  • You can also connect with a product expert on call while filling a proposal form online.
  • The product expert will help you understand product features incase of any confusion.

All you need

When a product is specifically designed for online sales, the distribution cost is saved and the benefit is transferred to the policy holder.

Customer Testimonial

top five testimonials
  • Excellent service...nothing better than this, I can expect.

     

    Rahul Agrawal










  • Thank you, its extremely comfortable filling up the online application and also I am very happy for the warm support extended when I've contacted customer care team! I'll share my exp vth my friends!

     

    Sreedhar Bhumaraju










  • Excellent and wondereful instant response.

     
    Kommaddi Phani Rao










  • Very Good

     
    Prabhatkumar Ajit Sinha










  • Excellent

     
    Dinesh Ashok Pawar










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Why Bajaj Allianz?
Additional Rider Benefits

Bajaj Allianz offers you the flexibility to enhance your basic insurance policy by attaching additional benefits that give more protection to you and your family. You can choose to take all or some of the additional rider benefits. Bajaj Allianz allows you to redesign your life insurance coverage to suit your needs, providing total protection against many uncertainties.

We offer the following additional rider benefits:-

PDF  Download Brochure

News

  • Bajaj Allianz ranks amongst the top insurers in Life Insurance to settle highest percentage of claims as per a study by Rupeetalk.com – Article in ET Wealth.Click here for more details.


  • Change in methodology of NAV of ULIP funds.Read more....






BALIC Claim Settlement Ratio

  • In FY 2011-12

    Claim settlement ratio – 92.7%
    Claim repudiation ratio – 5.77%
    Claim rejection ratio – 1.53%



  • Our death settlement is the highest among private insurers.





  • In April-June 2012

    Claim settlement ratio – 93.31%
    Claim repudiation ratio – 4.99%
    Claim rejection ratio – 1.71%


  • We have one of the lowest repudiation / rejection percentage among private insurers.

    Account value is refunded for repudiated unit linked policies.


  • Early claims with complete documents are settled within 30 days.

    Deaths in calamities are settled with minimum documents and at less TAT.
    e.g. Manglore Air crash.


  • Image – based processing introduced which has reduced the turn around time for claim settlement.

    We settle 77% of claims through electronic mode for faster realization of the claim proceeds.


  • We have a very broad based Claim Review Committee.





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Learn More
Frequently Asked Questions and Support

Learn More

   
Tax Planning Series I - Deductions under Income Tax Act Tax Planning Series I - Deductions under Income Tax Act
It's the last quarter of the financial year and the time has come to turn your attention to tax planning Read Now...
   
Tax Planning Series I - Deductions under Income Tax Act Tax Planning Series II - Tax Planning and Life Insurance
Investors should not just buy insurance without giving it much thought apart from saving tax. Read Now...
   
A Guide to Life Insurance Riders A Guide to Life Insurance Riders
The most important tool you can add to your life insurance policy, is a rider. Riders are additional provisions made to an insurance contract, to extend or reduce the benefits payable by the policy. Read Now...

Life Insurance FAQ's

   
Types of Unit Linked Insurance Plans Types of Unit Linked Insurance Plans
Unit Linked Insurance Plans or ULIPs, as they are better known, have emerged as the preferred choice of insurance-cum-savings Read Now...
   
FAQ on Policy Surrender and Partial Withdrawal Retiring Rich - Calculate Your Future Financial Needs
The important goal or aim of retirement planning is to have a secure and financially independent. Read Now...
   
Investment Planning for Your Children's Future Investment Planning for Your Children's Future
Every child is precious to their parents. Every parent wishes for their child to get the best possible education and other amenities.
Read Now...
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Insurance in easy words

Calculate Right Life Insurance Cover

 
calculate the right life insurance cover