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Commercial Vehicle Insurance

     

What is not Covered?

  • Normal wear and tear and general ageing of the vehicle
  • Depreciation or any consequential loss
  • Mechanical/ electrical breakdown
  • Wear and tear of consumables like tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement
  • Vehicles being used otherwise than in accordance with limitations as to use
  • Damage to/ by a person driving any vehicles without a valid license
  • Damage to/ by a person driving the vehicle under the influence of drugs or liquor. Loss/ damage due to war, mutiny or nuclear risk

Key Benefits

  •  Hassle free claim settlement.
  •  Comprehensive support through our  dedicated customer support team.
  •  Recognized as "The Business Leader  in General Insurance."
(Toll Free) 1800-233-3355
Bajaj Allianz Commercial Vehicle Insurance Policy Wording
 

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Commercial Vehicle Insurance

In order to keep moving, it is essential to have your vehicles insured. We cover your legal liability towards third parties for personal injury, death and property damage from any accident involving your vehicles. Your motor insurance with us brings to you confidence and peace of mind.

Bajaj Allianz offers "Liability only" Policies for commercial vehicles across the various classes of vehicles like goods carrying vehicles - private and public carrier, passenger carrying vehicles, miscellaneous and special types of vehicles.

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at's not all
What is covered under "Liability only" Policy to Third Parties?


Covers the legal liability for injury, death, and/or property damage caused to a third party in the event of an accident caused by or arising out of the use of the vehicle.

1. Death or bodily injury to a third party
2. Damage to third party property

Personal Accident Cover For Owner/Driver:
1. Accidental Death
2. Permanent Total Disability

Exclusions
For a detailed list of policy exclusions, kindly refer to the policy wording.

Additional Information

By paying additional premium, you can opt for extra covers in case of:
  • Geographical extension.
  • Personal accident cover for paid driver, cleaner, and conductor.
  • Legal liability cover for persons involved in operations and maintenance of insured vehicle.
  • Liability-only covers on account of CNG/LPG system.
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