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Student Elite Plan - Student Travel Insurance
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Study abroad allows you to realize your aspirations and make your dreams come true, however it comes with many worries, from your parents concerns' regarding your well being abroad to the fear of living in a new country and culture. The long journey abroad is the first and one of the most scary steps.
To make your travel risk free, choose from an array of Student Travel Insurance plans that offer protection for your travel, as well as coverage for other essential needs such as medical and hospitalization help.
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| The Student Elite Plan is a customized insurance policy for students
travelling abroad.It covers your trip abroad as well as takes care of health related needs during your stay abroad. There are 3 options under this student travel insurance plan - Standard, Silver and Gold. The details of the same are:- |
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Standard |
Silver |
Gold |
| Coverages |
Benefit in US$ |
Benefit in US$ |
Benefit in US$ |
Medical Expenses,Evacuation
and Repatriation |
50,000 |
1,00,000 |
2,00,000 |
Emergency dental pain relief
included in (I) above |
500 |
500 |
500 |
| Personal Accident |
25,000 |
25,000 |
25,000 |
| AD &D Common Carrier |
2,500 |
2,500 |
2,500 |
Loss of Baggage (Checked)
Per baggage maximum 50% and per item in baggage maximum 10% |
1,000 |
1,000 |
1,000 |
| Bail Bond Insurance |
500 |
500 |
500 |
| Tuition Fee |
10,000 |
10,000 |
10,000 |
| Accident to Sponsor |
10,000 |
10,000 |
10,000 |
| Family Visit |
7,500 |
7,500 |
7,500 |
| Personal Liability |
1,00,000 |
1,00,000 |
1,00,000 |
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Premium Table |
Premium Table |
Premium Table |
| Check Premium |
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Rs. 14,787 |
Rs. 14,787 |
Rs. 14,787 |
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| Travel Student Elite Plan Premium Table |
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(In Rs.) |
| Product |
Student Elite |
| Plan |
Standard(US$50000) |
Silver (US$ 1 lac) |
Gold (US$ 2 lac) |
| Days Band |
Excluding |
Including |
Excluding |
Including |
Excluding |
Including |
| 1-30 |
609 |
1264 |
762 |
1590 |
960 |
2059 |
| 31-60 |
1056 |
2225 |
1344 |
2823 |
1908 |
4008 |
| 61-90 |
1642 |
3443 |
1919 |
3809 |
2777 |
5700 |
| 91-120 |
1934 |
3951 |
2348 |
4403 |
3374 |
6772 |
| 121-180 |
2455 |
5147 |
2833 |
5960 |
4076 |
8579 |
| 181-240 |
3185 |
6660 |
3443 |
7732 |
5226 |
11345 |
| 241-270 |
3669 |
7710 |
4267 |
8804 |
6152 |
12869 |
| 271-366 |
5485 |
10114 |
6399 |
11513 |
9143 |
16480 |
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| Premium includes service tax as applicable on Feb '09. |
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Age: 16-35 years |
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| What does the Student Elite Plan cover for me? |
| 1. Reimbursement of the tuition fee paid in advance for the current semester (maximum limit mentioned), if the insured discontinues school owing to medical conditions requiring
hospitalization; or due to serious injury / death of either parent. |
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| 2. In case the sponsor named in the schedule meets with an accident resulting in death / permanent disability during the policy period, the company shall reimburse the remaining school fee subject to the maximum limit mentioned. |
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3. In case the insured is hospitalized due to accidental injury/sickness covered in the policy and the attending physician
advises the necessary attendance of a family member, the
Company will reimburse the actual cost of economy class
transportation by the most direct route via a common carrier
subject to maximum sum insured (Family means spouse, parent,
sibling and in-laws of the insured) |
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| 4. In addition to the sum insured in the Personal Accident section,
the company will pay the sum insured specified in the schedule, if the insured sustains accidental bodily injury during travel by a
common carrier; and the same takes place within 12 months of
the date upon which it was sustained and resulted in the insured's
death / loss of two eyes / loss of two limbs / loss of one limb and
one eye. |
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| 5. In case the insured is arrested for inadvertently breaking the law
during overseas travel, the Company will pay the amount as per
the schedule, towards the bail amount for release except when
the insured has been charged with breaking the law with criminal
intent or for over speeding in a vehicle. |
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