Pet Insurance

Cat Insurance

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Key Features

Giving Back the Loyalty They Deserve

Coverage Highlights

Key benefits of this plan
  • Comprehensive Coverage

Includes vet fees, surgeries, and illness-related treatments

  • Affordable Premiums

Flexible and tailored plans for pets of all types

  • Emergency Care Support

Coverage for emergencies and unexpected treatments

  • Multiple pets covered

Our plans cover multiple pets, providing all-round protection for your beloved cats and dogs

Inclusions

What's covered?
  • Surgery & Fracture Expenses Covered

Pays agreed amount in case of Surgical expenses incurred for the insured cat during the Policy Period

  • Hospitalization Expenses

Pays agreed amount in case of in-patient treatment for an Illness or Accidental Injury to the insured cat, carried out in a Veterinary Hospital and necessitated/ Medically required by an incident occurring to the insured cat during the Policy Period

  • Mortality Benefit

Pays agreed amount in case of death of insured cat due to Illness, Accident or as a result of the Vet putting insured cat to sleep in order to alleviate its incurable anda inhumane suffering due to an Illness or Accident during the Policy Period

  • Terminal Diseases Cover

Pays agreed amount in case the cat is diagnosed as suffering from any of the Terminal disease

  • Long-Term Care Cover

Pays agreed amount in case the cat is diagnosed as suffering from any of the Illnesses and require long term care

  • OPD Cover

Pays agreed amount for treatment of your cat, carried out by a vet at his/her Veterinary Clinic, upto the amount of INR 30000

  • Third Party Liability

Pays agreed amount for defending the claims lodged against the Insured is absolved of the legal liability by a competent Court or Tribunal

  • Theft/Straying/Lost Cover

Pays agreed amount for permanent loss as a result of your cat being lost or stolen or strayed and no recovery having been made after 45 days despite appropriate attempts to trace your cat including advertising and reward

  • Note

Please read policy wording for detailed terms and conditions

Exclusions

What's not covered?
  • Cosmetic or elective procedures

Routine check-ups or vaccinations outside the policy scope

  • Glaucoma related claim

Any claim related to Glaucoma shall not be payable

  • Death due to lack of vaccination

if the insured dog is put to sleep due to aggression unless this can be attributed to an Illness and can be certified by a Veterinary Doctor

  • Surgeries/Hospitalisations

Any Surgeries/Hospitalisation which are not necessitated due to any Accident/Illness

  • Note

Please read policy wording for detailed terms and conditions

Additional Services

What else can you get?
  • Vaccination

Covers failure of vaccination

  • Discounts

Avail exciting discounts like RFID discount, Medical Report discount, etc

  • Note

Please read policy wording for detailed terms and conditions

Benefits You Deserve

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Plan Customization

Tailor your coverage as per your requirement

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All Breed Cover

Cats of all breeds between ages 3 months to 7 years can be covered

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Long term Discounts Available

Avail long term plans & benefit from significant discounts

COMPARE TABLE

Find the best coverage options side by side, tailored to your needs.

Coverage Name
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Sum Insured

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Short Term

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Annual/Long Term

Surgery Expenses Cover INR 10,000 - INR 3,00,000 Yes Yes
Hospitalisation Expenses Cover INR 5,000 - INR 50,000 Yes Yes
Mortality Benefit Cover Varies for each pet No Yes
Terminal Diseases Cover INR 5,000 - INR 50,000 No Yes
Long-Term Care Cover INR 5,000 - INR 50,000 No Yes
OPD Cover INR 30,000 Yes Yes
Third Party Liability Cover INR 10,000 - INR 1,50,000 Yes Yes
Theft/Lost/Straying Cover Varies for each pet Yes Yes

Download Policy Document

Get instant access to your policy details with a single click.

To make sure

To make sure that we are always listening to our customers,

How to Buy

  • 0

    Visit Bajaj Allianz website

  • 1

    Enter personal details

  • 2

    Compare Pet insurance plans

  • 3

    Select suitable coverage

  • 4

    Check discounts & offers

  • 5

    Add optional benefits

  • 6

    Proceed to secure payment

  • 7

    Receive instant policy confirmation

How to Renew

  • 0

    Login to the renewal portal

  • 1

    Enter your current policy details

  • 2

    Review and update coverage if required

  • 3

    Check for renewal offers

  • 4

    Add or remove riders

  • 5

    Confirm details and proceed

  • 6

    Complete renewal payment online

  • 7

    Receive instant confirmation for your policy renewal

How to Claim

  • 0

    Notify Bajaj Allianz about the claim

  • 1

    Submit all the required documents

  • 2

    Choose cashless or reimbursement mode for your claim

  • 3

    Avail treatment and share required bills

  • 4

    Receive claim settlement after approval

Know More

  • 0

    For any further queries, please reach out to us

  • 1

    Phone +91 020 66026666

  • 2

    Fax +91 020 66026667

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Hear from our customers

Instant Policy Issuance

Very user-friendly. I got my policy in less than 10 minutes.

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Prithbisingh Miyan

Mumbai

4.5

5th Nov 2024

Excellent Service

Bajaj Allianz provides excellent service with user-friendly platform that is simple to understand. Thanks to the team for serving customers with dedication and ensuring a seamless experience.

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Rajat Sahai

Pune

5

5th Nov 2024

Quick Service

The speed at which my insurance copy was delivered during the lockdown was truly commendable. Hats off to the Bajaj Allianz team for their efficiency and commitment!

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Jaykumar Rao

Bhopal

4.7

24th May 2020

Smooth Process

Hassle-free through the web with all options we can review while taking policy.

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Vikram Anil Kumar

Pune

4.5

26th Jul 2020

FAQ's

What is Pet Cat Insurance?

Pet cat insurance offers a cover so that your pet avails the best medical care while protecting your finances from veterinary bills.

What are the costs of a veterinary visit in India?

The veterinary costs for your pet may vary as per the services that are taken. Considering the medical expenses, the bills sometimes may be on the higher side. In case of any emergency that requires immediate hospitalisation or surgery, having pet insurance for kitten is proven to be more beneficial.

What factors affect the pet cat insurance premium in India?

Various factors determine pet insurance in India. Some of it includes breed, size of the breed, age and policy tenure.

Can the pet be used for any commercial purpose?

The pet can be insured for commercial purposes. However not for hunting, sports activities, breeding, or any hazardous activities.

Will the pet cat be covered under third-party liability?

Yes, the insurer will pay the claim as per court order up to the sum insured limit of Rs. 15,00,000 only. Moreover, there is a waiting period applicable on any claim arising due to an accident.

Can I buy pet insurance cover for my adopted cat?

Yes, you can include an adopted pet cat in the circle of protection. Proof of ownership in the form of medical tests, veterinary visits and so forth needs to be provided during a pet insurance claim.

Will pet cat insurance also cover the vaccination costs?

We offer a cover for the failure of vaccination.

What is a pet insurance policy?

A pet insurance policy is designed to help pet owners manage their costs for veterinary care. It usually covers the expenses for accidents, illnesses, and sometimes routine wellness, depending on the plan.

Can I get an insurance policy for my pet?

Yes, but the availability and specific types of coverage can vary depending on your location and the type of pet you have.

What is the cost of pet insurance policy?

The cost of a pet insurance policy varries based on several factors, including the pet's breed, age, health, and the level of coverage chosen. The policy premium can also differ as per the coverage.

What documents do I need to get a pet insurance policy?

You need to provide basic information about your pet, such as their breed, age, and medical history. Some providers may require veterinary records or proof of vaccination. It is always best to check about the specific documentation requirements.

How can I claim on my pet insurance policy?

To claim on a pet insurance policy, submit a claim form along with veterinary invoices and medical records to your insurance provider. Some insurers may offer online claim submission as well; thus, you should always refer to your policy documents for the specific claim process.

How many times can I raise a claim on my pet insurance policy?

The number of claims you can raise on a pet insurance policy depends on the specific policy terms and coverage limits. Some policies allow multiple claims within the policy period, but some may have annual limits or per-incident limits. Check your policy documents for more details.

Can I avail cashless claim service for pet insurance policy?

Cashless claim services for pet insurance are becoming more common, but availability varies. Check with your insurance provider to see if they offer cashless options and which veterinary clinics participate in their network.

What is a pet claim?

A pet claim is a request for reimbursement from your pet insurance provider for eligible veterinary expenses incurred due to your pet's illness or injury, as outlined in your policy.

What is the process of renewing pet insurance policy?

The renewal process for pet insurance involves paying the renewal premium before the policy's expiration date. Some insurers may offer automatic renewals while others require you to confirm your intent to renew. It's best to contact your provider or review your policy documents for their specific renewal process.

Do I need to pay additional money for renewing pet insurance policy?

Yes, you might need to pay a renewal premium to maintain your pet insurance coverage. The premium amount may vary based on factors such as your pet's age, health, and any changes to the policy's coverage.

What documents do I need to renew my pet's insurance policy?

In most cases, you won't need to provide extensive documentation for renewal. However, your insurer might request updated veterinary records if your pet's health has changed significantly. Always check with your insurance provider for their specific renewal requirements.

What is the renewal period for pet insurance plans?

The renewal period for pet insurance plans is usually annual, though some policies might have different renewal frequencies. It's important to renew your policy before the expiration date to avoid a lapse in coverage. Refer to your policy documents for the exact renewal period.

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What is Cat Insurance?

It's upsetting to see your pet falling sick or meeting with a mishap. If you do not have insurance coverage, you will have to pay from your pocket for the treatment. The annual cost of a pet cat’s health-related expense is on the higher side. While a cat insurance price that you will pay towards buying the plan will be a smarter deal.

A one-of-its-kind insurance policy that offers protection to the pet cat’s clumsy falls and not-so-good health days. Kitten insurance ensures that the pet remains in the best of their health and keeps the feline friend happy.

Choose Bajaj Allianz Pet Cat Insurance and save yourself from any Cat-astrophe from unexpected and expensive medical bills.

Entry and Exit Age for Pet Cat Insurance

If you are a responsible pet cat parent and like to secure yourself against expenses that may be incurred in case of an accident or illness, you are at the right place. The policy term for best pet insurance for cats is dependent on the options offered against respective covers.

Parameter

Information

Breed Type

All breeds

Entry Age

3 months to 7 years

Exit Age

12 years

Policy Period

Short-term Policy: For less than a year

Long-term Policy: For a maximum of 3 years

Note: Please note that as per the health of the pet cat, a higher entry/exit age under special conditions can be permitted. This may vary from insurer to insurer.

What are the Benefits of Cat Insurance?

As pet parents, it's important to know what remains covered under pet cat insurance in India. Here’s a quick rundown of the coverage options that can be availed for pet cats as per the policy term opted:

Cover

Short Term

Long Term

Surgery Expenses

Yes

Yes

OPD

Yes

Yes

Third-party Liability

Yes

Yes

Long Term Care

No

Yes

Theft/Lost/Straying

Yes

Yes

Hospitalisation

Yes

Yes

Terminal Diseases

No

Yes

Mortality Benefit Cover

Yes

Yes

Note: For more details, please refer to the product brochure.

*Standard T&C apply

Remember, when compared to young cats an older cat is more prone to falling sick. So if you have a cat that is less than 12 years of age, you must buy pet insurance for older cats. As they age, they need more veterinarian care. Older cats are more prone to upper respiratory infections, urinary tract, etc. Buy insurance while the cats are young as most plans won't cover any pre-existing conditions

Documents Required to Buy Cat Insurance in India

If you wish to avail best cat insurance, do not miss out on the documents listed below for your pet:

A filled proposal form Video of pet cat walking along with color photographs from all angles Diagnostic test results, if required Description or details that uniquely identifies the pet cat to be insured Self-declaration on vaccinations Purchase proof, if required A pedigree certificate if the policyholder has opted for the pet to be of the pedigree lineage

Now, you can make a quick, confident decision about your purry friend without stressing about the veterinary bills. Keep the documents enlisted below handy for a hassle-free pet cat claim experience:

- Completed pet cat insurance form

- Vaccination certificates.

- Death certificate of the deceased pet cat with colored photographs

- Veterinary medical bills and hospital bills, as per the circumstance

- Diagnostics report if claiming under Terminal Diseases Cover, Long Term Care Cover and OPD Cover

- A copy of General Diary Entry lodged by Police when claiming under Theft/Lost/Straying Cover A copy of the advertisement when claiming under Theft/Lost/Straying Cover

- First Information Report and court orders (FIR) in case of a third-party liability claim

With Bajaj Allianz Pet Cat Insurance, give your kitty companion the care they deserve. From injuries and illness to preventive care, choose the insurance as per the pet cat's needs.

What are you waiting for, we know you love your pet, and it's time to include your ‘Purry’ friend in the circle of ‘Pur-tection’!

Things to Know about Cat Insurance

- In India, pet ownership has increased and is likely to rise only

- We have the fastest-growing pet care market

- Dogs remain the most opulent pet in India and cats remain the second

Bajaj Allianz General Insurance was one of the first companies to introduce pet cat insurance in India. Whether your pet snags a claw or needs immediate medical attention, regardless, we have got you covered always!

Wondering what’s the need for pet insurance for cats in India? Think about:

- Annual healthcare expenses for vaccination, minor illnesses and so on

- Initial costs of parenting the cat that includes accessories, grooming, etc.

- Average veterinary costs, subsequent surgical costs, and cat food

What if your curious cat swallows a hair tie or leaps on from a perilous height or darts out from the door to a busy street?

After the visit to the veterinary, you may look at the hefty medical bills. But, if you have pet health insurance, you need not take the stress. In the long run, the cat insurance cost is going to be beneficial. While they chase, pounce and tumble, you remain worry-free forever!

Why Bajaj Allianz Cat Insurance Policy?

A pet is a member of the family and needs the same care as other members of the family. Unforeseen illnesses and accidents can occur, and veterinary expenses can mount up rapidly

Bajaj Allianz General Insurance was one of the first companies to introduce pet cat insurance in India. What if your curious pet cat swallows a hair tie, leaps on from a perilous height or darts out from the door to a busy street?

After the visit to the veterinary, you may look at the hefty medical bills. But, if you have pet health insurance, you need not take the stress. Whether your pet snags a claw or needs immediate medical attention, regardless, we have got you covered always! In the long run, cat insurance for pets is going to be beneficial.

While they chase, pounce and tumble, you remain worry-free forever!

Best Coverage of Cat/Kitten Insurance

Remain Financially Secure

A cat's health insurance protects the pet's parents in case their pet falls sick or faces any medical issue.

Safeguard Your Savings

The veterinary costs can take a toll on financial health. With a pet cover, your cat and savings remain secured. Do not buy a plan based on cheap cat insurance quotes being offered.

Access to Quality Healthcare

Ensure your pet cat avails the best medical treatment and service whenever needed.

Cover for Expensive Treatment

There are times when your pet cat may also undergo any critical ailment. Prevention is better than cure. With a kitten, insurance remains worry-free for such expenses.

Cat Insurance Claim Process

Count on us to help, when it comes to reducing the stress of taking care of your pet cat. By following some easy-peasy steps, claim your pet cat health insurance policy with ease:

1. Contact customer support at 1800-202-5858 or send an email to bagichelp@bajajallianz.co.in

2. Customer support will ask for all relevant information and register the cat insurance claim of your pet.

3. Our efficient claims team will evaluate the pet claim and get in touch with the policyholder. The team may ask for further information or documents whenever required.

4. Meanwhile, the policyholder needs to fill out a claims form and attest the documents. The policyholder can also file the claim online on our website or using the Caringly Yours: Insurance App.

5. Once the pet claim is thoroughly evaluated and if satisfied, an NEFT form will be shared with the policyholder.

6. The policyholder needs to fill out the form and send it back. Within business working days the claim payment is processed.