Is Dengue Treatment Covered in a Health Insurance Policy?

Dengue is a mosquito-borne viral infection that is most common in warm and tropical climates. This infection is caused by one of four dengue viruses known as ‘serotypes’ that are closely related. It could lead to a wide symptoms spectrum. Some of them are mild and at times might also require hospitalization or medical intervention. In certain severe cases, fatalities might also occur. As of now, there is no specific treatment for the infection, yet with the symptoms, a patient experiences it can be managed. Now, in case of hospitalization, you might think that whether the dengue treatment is covered in a health insurance policy or not.

Symptoms of Dengue

The mild symptoms of dengue often people leave people in confusion with other illnesses that might cause fever, rash, pain, or aches. One of the most common symptoms of dengue is fever followed by any of the following:

1. Eye pain
2. Joint pain
3. Muscle pain
4. Bone pain
5. Rash
6. Vomiting
7. Nausea

The symptoms typically last between 02-07 days. Mostly the people recover within a week.

Precautionary Measures to be Followed

1. Anyone who thinks is infected with dengue, should follow the precautionary measures:
2. Consult a doctor immediately.
3. Take proper rest
4. Take medicines as prescribed by the doctor
5. Staying hydrated is extremely important so drink plenty of fluids. If possible add electrolytes.

The symptoms of dengue can become serious within hours. Severe dengue calls out for a medical emergency as well. Infant and pregnant women are risk-prone to severe dengue. The following are the symptoms of severe dengue:

1. Blood in vomit
2. Bleeding gums
3. Fatigue
4. Restlessness
5. Severe abdominal pain
6. Rapid breathing

Any patient with these symptoms during such a critical stage requires continuous observation for 24-48 hours. This means immediate hospitalization, proper medical care, and attention to further avoid the complications and risk of death as well.

Dengue and Health Insurance

A health insurance plan usually covers hospitalization expenses. There are chances that a person infected with dengue might not need to get hospitalized and be treated at home. There are diseases specific health insurance plans available in the market. While purchasing a policy ensure to carefully go through health insurance coverage. There are health plans that might not cover diagnostics tests, nursing care, medications, and so forth. With the rising medical inflation, a mere hospitalization can also put you in financial distress. The Bajaj Allianz M-Care health insurance policy takes care of the financial aspect that might occur during the treatment of vector-borne illnesses. An ideal health insurance policy that gives you peace of mind. *Standard T&C apply

The Bottom Line

Dengue fever is a common menace that people face every year. At times, it does become life-threatening. Hence, it becomes more important to take all necessary precautions and stay protected against the dengue virus. Ensure that you comprehensive health insurance policy in place. We all know that adversity can happen at any point in time. Having medical insurance in place will help to take care of the medical expenses that might incur in case of hospitalization. Choose the right type of health insurance as per your needs. Protect yourself and your loved ones from vector-borne diseases.   *Standard T&C apply Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.