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Impact of Bike Modifications on Two-Wheeler Insurance Premiums
Apr 22, 2024

Know When to Change Your Bike Tyres

A bike’s tyres are one of the most important crucial aspects of the vehicle. If the tyres are in good condition, the bike is more likely to provide better performance and smoother, safer rides. However, like any other vehicle component, the tyre is also subject to wear and tear with constant usage. Hence, one should check their bike’s tyres regularly and change them when required.

When Should You Change Your Bike Tyres

Here are a few signs that may indicate your bike tyres need to be replaced:

Wear

Wear is perhaps the most obvious sign that your bike tyre needs replacing. To help riders get a better understanding of the tyre’s wear status, tyre manufacturers include a Tyre Wear Indicator (TWI) mark on a tyre’s sidewall. This indicator is usually represented by a triangular arrow and acts as a threshold. If the tyre’s surface is reaching the TWI mark, it's a clear indication that a replacement is needed.

Irregular wear (in the tyre’s centre)

While complete wear is an obvious sign, riders should also be wary of uneven or irregular tread wear. This occurs when the tyre doesn't wear out uniformly. The most common indication of this issue is squarish wear, where the centre portion of the tread gets worn out more than the edges. Addressing uneven wear is crucial for maintaining optimal performance and stability.

Cupping or scalping of the front tyre

This is another form of uneven wear that riders should watch out for. It occurs when the tyre wears along the length of the tread. If left unaddressed, this can lead to stability issues and difficulty handling the bike. Besides considering a tyre replacement, riders should also inspect their suspension setup as poor suspension can contribute to scalping.

Multiple punctures or cuts

If your tyre has accumulated numerous punctures or cuts, it's time to go for a replacement right away. Riding your bike with a tyre that has such extensive damage can create irregular contact with the road. This may not only hamper the quality of the ride but also compromise the bike’s performance. Regularly inspecting your tyres for punctures and cuts is essential for ensuring a safe and smooth riding experience.

Ageing of the tyre

Even if a tyre appears to be in good condition, its age is a critical factor in knowing whether it needs to be replaced. Most tyre manufacturers recommend replacing tyres after five years. Over time, the rubber in tyres hardens as the oils evaporate. If left unchecked, this may compromise the bike’s safety parameters. Check for a four-digit number on the tyre – the first two digits represent the week of manufacture, and the last two indicate the year. Additionally, one must also consider the weather conditions, terrain, and commuting patterns, and change bike tyres even before five years are complete, even if no visible damage is present.

Damage in the tyre’s sidewalls

Due to riding patterns, bad roads, or other reasons, the sidewall of the tyre may get damaged. You can check if such an issue persists by looking at the tyre’s sides. Damaged sidewalls can compromise the tyre's ability to support the vehicle's weight. Any visible bubble, crack, dent, or damage may signify a need for tyre replacement.

Exhaustive usage

For those embarking on extensive road trips or challenging terrains, regular tyre inspections are vital. Even if external damage is not visible, the structural integrity of the tyre may have been compromised due to constant usage. Additionally, if you've been using your bike primarily for one type of riding (e.g., commuting) and have recently transitioned to a different style (e.g., off-road trails), you must get your tyres checked. Vehicle specifications, features, and pricing may vary, and it is essential for readers to verify the latest information from authorised dealerships, manufacturers, or reliable sources before making any purchasing decisions. Along with the above reasons, a tyre may also need repair or replacement in case of damage due to accidents, natural disasters, attempted robbery, and so on. In such situations, a comprehensive Bike insurance policy can come to your aid.

Comprehensive Bike Insurance - Coverage for Tyres and More 

While you may already have the mandatory third-party motor insurance coverage, you may want to upgrade it to a comprehensive plan to include all-round protection. With a comprehensive bike insurance policy, you get protection against damage due to the following events:*
  1. Fire, explosion, or lightning
  2. Burglary, housebreaking, or theft
  3. Natural disasters, such as earthquakes, floods, typhoons, storms, cyclones, landslides, etc.
  4. Accidental external means, and more.
If the tyres are damaged beyond repair due to the above events, the appropriate amount (subject to deduction) for replacement is provided by the insurer.* Claims are subject to terms and conditions set forth under motor insurance policy. Hence, consider upgrading your plan to comprehensive coverage when you renew your bike insurance. To know the premium of a comprehensive plan, you can use a two wheeler insurance calculator.   *Standard T&C apply. Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions. Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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