Why Shouldn’t You Use Fancy Number Plates on Your Bike?

In recent years, the trend of personalising bikes with fancy number plates has gained traction among enthusiasts seeking to stand out. However, there are compelling reasons to stick to standard registration plates, especially considering legal, safety, and financial implications. This blog explores why avoiding fancy number plates on your bike is advisable, helping you make informed decisions that align with regulations and best practices.

Legal Restrictions and Penalties

The primary concern with fancy number plates is their legality. Many custom designs do not comply with the standards set by transportation authorities.

Regulatory Standards:

In India, the Motor Vehicles Act specifies the size, colour, and font that can be used on vehicle number plates. Any deviation from these specifications can lead to fines.

Visibility and Legibility:

Non-standard number plates often use fonts and colours that are difficult to read from a distance, making the vehicle's registration information unreadable. Needless to say, this information is essential during traffic violations or accidents.

Penalties:

Using a non-compliant number plate can result in hefty fines ranging from INR 2,000 to INR 5,000 or even impoundment of the vehicle in severe cases, depending on the location and severity of the incident.

Impact on Road Safety

Fancy number plates can negatively impact road safety, posing risks to both the bike owner and other road users.

Emergency Situations:

In emergencies, quick vehicle identification is crucial. The vagueness of fancy number plates can delay the response times of emergency services.

Accident Investigations:

Accurate and quick readability of number plates is key for effectively investigating and resolving road accidents.

Challenges with Two Wheeler Insurance Claims

Selecting a fancy number plate might seem like a small, personal touch to your bike, but it can have significant implications for your two wheeler insurance coverage and claims process. Making sure that your number plate meets the legal standards is critical not only for compliance but also for the smooth processing of any insurance claims you might need to make.

Claim Denial:

A fancy number plate that deviates from the standard could lead to claim denials, as it might not meet the required legal standards. Bajaj Allianz General Insurance Company mandates that all vehicles have valid, legible number plates for processing claims effectively.

Legal Complications:

In the event of theft or accidents, vehicles with fancy number plates may face more rigorous scrutiny, complicating and potentially delaying the settlement process. This additional verification ensures that the vehicle's identification matches official records.

Increased Premiums:

Some insurers may see fancy number plates as a sign of higher risk or potential non-compliance with road regulations, which can lead to increased insurance premiums.

Administrative Delays:

The uniqueness of a fancy number plate might cause delays in documentation and verification during claims, as additional checks are often needed to establish ownership and legality.

Restrictions on Policy Renewal:

Insurance providers might impose restrictions or refuse to renew policies for vehicles with non-compliant number plates, viewing them as a liability or regulatory concern.

Decreased Resale Value

While personalised number plates might seem appealing, they can negatively impact the bike's resale value.

Market Perception:

Potential buyers may see fancy number plates as an indicator of non-standard modifications, which could stop them from purchasing.

Cost of Replacement:

New owners may need to spend additional money to replace non-standard number plates with compliant ones, which could lower the vehicle's market value.

Administrative Hassles

Owning a bike with a fancy number plate can lead to various administrative challenges, from re-registration processes to daily inconveniences, which can impact your overall biking experience.

Frequent Checks:

Vehicles with fancy number plates are more likely to be stopped by traffic police for checks, leading to unnecessary delays and possible penalties. These stops can disrupt your schedule and increase the stress of daily commuting.

Re-registration Requirements:

If penalized, bike owners might face the hassle of re-registering their vehicle with a compliant number plate, leading to additional time and expense. This process often involves paperwork and multiple visits to the registration office.

Difficulty in Tracking Records:

Fancy number plates can sometimes cause issues in digital record systems, which are designed to recognize standard formats. This can complicate tasks such as paying road taxes or handling e-challans.

FAQs About Using Fancy Number Plates on Bikes

What is the legal penalty for using a fancy number plate in India? 

Penalties for using non-compliant number plates can range from INR 2,000 to INR 5,000, depending on the jurisdiction and specific violations.

Can fancy number plates affect my bike insurance? 

Yes, using a fancy number plate can lead to complications with your two-wheeler insurance claim, potentially resulting in denial or a reduced settlement.

Are there any exceptions where fancy number plates are allowed? 

No, the regulations are strict, and all vehicles must adhere to the standard number plate guidelines issued by the transport authorities.

How can I personalise my bike legally without using a fancy number plate? 

Consider other customization options that comply with legal standards, such as decals, paint jobs, or accessories that adhere to regulations.

Where can I report illegal fancy number plates? 

You can report vehicles with non-compliant number plates to the local traffic police or through online portals provided by many city police departments. Choosing fancy number plates for bikes may seem like an eye-catching choice, but the disadvantages far outweigh the visual appeal. These drawbacks include legal issues, road safety hazards, insurance claim complications, and administrative hassles. Instead, focus on customizing your bike in ways that do not compromise safety or compliance. Remember, an ordinary number plate not only keeps you legal but also contributes to a more enjoyable and safe ride.     **Standard T&C apply Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale. Claims are subject to terms and conditions set forth under the motor insurance policy.