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GMC offers health insurance tailored for both employer-employee and non-employer-employee groups, catering to their distinct needs. This product aims to alleviate the financial strain associated with medical expenses arising from sickness, illness, and accidental bodily injury. With comprehensive coverage, it ensures that insured members receive the necessary support during challenging times. Whether it's covering hospital bills, treatment costs, or other healthcare expenses, GMC's health insurance for groups provides peace of mind and financial security, allowing members to focus on their well-being without worrying about the financial implications of medical emergencies.
A Group Mediclaim Policy (GMC) typically offers a range of features tailored to the needs of a group of individuals, such as employees of a company or members of an organization. Here are some common features:
GMC policies provide coverage for various medical expenses incurred by the insured members, including hospitalization expenses, doctor's fees, diagnostic tests, medication costs, and more.
Coverage for expenses related to in-patient hospitalization, including room rent, nursing charges, ICU charges, operation theater charges, and more.
GMC policies cover medical expenses incurred before and after hospitalization before and after hospitalization for a certain period, typically ranging from 15 to 120 days for Pre & 15 to 180 days for post
Coverage for specific medical procedures that do not require overnight hospitalization but are performed in a hospital or daycare center.
Provides coverage for pre-existing medical conditions from day 1, subject to policy terms and conditions.
Reimbursement of ambulance charges incurred for transporting the insured member to the hospital in case of emergency.
Coverage for maternity expenses, including prenatal and postnatal care, delivery charges, and newborn baby cover, subject to waiting periods and policy limits (if any)
Considering the robust network of empaneled hospitals Cashless facility is available at almost every hospital, allowing insured members to avail medical treatment without making upfront payments (subject to policy terms and conditions).
Offers wide range of wellness benefits such as annual health check-ups, preventive health screenings, and discounts on health-related services.
Employers or policyholders can often customize the coverage based on the needs of the group, such as adding or excluding certain benefits, choosing different coverage limits, or opting for additional riders.
GMC policies are usually more cost-effective compared to individual health insurance plans because the risk is spread across a larger pool of individuals.
With CDC, individuals and their families can avoid visiting offices, filling up endless forms, collecting and submitting documents. Simply log in to the Insurance Wallet app from and register the claim from anywhere, at any point in time.
Corporate portals and employee portals streamlines the administration of group mediclaim insurance policies, enhance communication between stakeholders, and empower employees to manage their health insurance benefits effectively.
The corporate portal serves as a centralized platform for employers or HR administrators to manage group health insurance policies. They can handle tasks such as policy enrollment, renewal, and termination, as well as updating employee information.
Employers can configure the policy details, such as coverage limits, deductibles, co-payments, and premium rates, based on the organization's requirements and budget.
The corporate portal facilitates the enrollment of employees and their dependents into the group health insurance plan. It streamlines the process by allowing employees to submit their information online and tracks enrollment status.
Employers can use the corporate portal to manage premium payments, including setting up payment schedules, making payments online, and generating payment reports.
The portal serves as a communication channel between the insurance provider and the organization. Employers can receive policy updates, announcements, and alerts regarding changes in coverage or premiums.
The employee portal allows insured individuals to access their policy details, including coverage benefits, co-payments, claim status, and policy documents.
Employees can use the portal to enroll in the group health insurance plan during open enrollment periods or make changes to their coverage, such as adding or removing dependents.
Employees can submit health insurance claims online through the employee portal. They can upload supporting documents, track the status of their claims, and receive reimbursement directly into their bank accounts.
The employee portal typically provides information about the network of healthcare providers covered under the insurance plan. Employees can search for participating hospitals, clinics, and healthcare professionals in their area.
A Group Mediclaim Policy (GMC) typically offers a range of features tailored to the needs of a group of individuals, such as employees of a company or members of an organization. Here are some common features:
Comprehensive Coverage:
Group health insurance policies typically offer comprehensive coverage for medical expenses, including hospitalization, surgery, doctor's fees, diagnostic tests, medications, and more.
Group health insurance plans are often more cost-effective compared to individual... Read more
Cost-Effective:
Group health insurance plans are often more cost-effective compared to individual policies because the risk is spread across a larger group of individuals. This can result in lower premiums for both employers and employees.
Offering health insurance coverage demonstrates that employers care about... Read more
Employee Retention and Satisfaction:
Offering health insurance coverage demonstrates that employers care about their employees' well-being. This can help improve employee morale, loyalty, and job satisfaction, leading to higher retention rates.
Group health insurance can be a valuable recruitment tool, especially in competitive... Read more
Attracting Talent:
Group health insurance can be a valuable recruitment tool, especially in competitive job markets. It can help employers attract top talent by offering attractive benefits packages, including health insurance coverage.
Both employers and employees may be eligible for tax benefits on... Read more
Tax Benefits:
Both employers and employees may be eligible for tax benefits on premiums paid towards group health insurance policies under relevant tax laws.
Group health insurance policies are easier to administer compared... Read more
Easy Administration:
Group health insurance policies are easier to administer compared to individual policies, as they involve managing a single policy for the entire group rather than multiple policies for individual employees.
Group health insurance plans offer coverage for employees' dependents, including spouses, children, and even... Read more
Coverage for Dependents:
Group health insurance plans offer coverage for employees' dependents, including spouses, children, and even dependent parents, providing comprehensive protection for the entire family.
Overall, group mediclaim health insurance is a valuable benefit that offers financial protection, peace of mind, and access to quality healthcare for employees and their families, while also providing several advantages for employers.
Your doctor advises treatment or hospitalization
Intimate the claim on your health insurance
Visit Network hospital (For cashless claim) or Visit a hospital of your choice and pay accordingly (For reimbursement claim)
TPA desk of network hospital contacts BAGIC for cashless treatment (For cashless claim) or Submit original hospitalization related documents to BAGIC -HAT upon discharge (For reimbursement claim)
TPAs with us
Medi Assist Insurance TPA Pvt Ltd
Family Health Plan Insurance TPA Pvt Ltd.(FHPL)
Paramount Healthcare Services Pvt Ltd.
Good Health Insurance TPA Pvt Ltd.(GHPL)
Vidal Health Insurance TPA Pvt Ltd.
MDIndia Insurance TPA Pvt Ltd.
Health India Insurance TPA Pvt Ltd.
Volo Health Insurance TPA Private Limited.
Life is an unpredictable roller-coaster ride. But amidst all the volatility, you can bank on us for being there by your side, all the time.
Should you want to file your health insurance claim online, click here. Conversely, you can also reach out to us at our Toll Free Number at 1800-209-5858 and we will be glad to help you out.
While we drink to your good health, in case of any untoward incident
Yay! Your cashless claim is approved
It seems we have a query
We’re sorry, your claim is denied
While we drink to your good health, in case of any untoward incident
Oh, we need some more information
Yay! Your claim is approved
We initiate a customary verification of the authenticity of the documents and if found permissible within the policy’s purview, we will release the payment via ECS within 7 working days.
However, if your General Insurance claim doesn’t fall within the policy’s purview, we will have to deny the claim and send you a letter stating the same.
Please fill the required claim form below, based on the nature of your claim.
Set Renewal Reminder
Thank you for your interest. We will send you a reminder when your policy is due for renewal.
Thank You for Your Interest in Bajaj Allianz Insurance Policy, A Customer Support Executive will call you back shortly to assist you through the Process.
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I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.
Disclaimer
I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.
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