General Insurance

General Insurance Renewal

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Key Features

Transforming My Care, My Way

Coverage Highlights

Get comprehensive coverage for your health

Effortless Online Process

Quick and user-friendly renewal through a website or mobile app.

Cashless Benefits

Continue availing of cashless claim settlement at network providers.

24/7 Customer Support

Get expert assistance anytime for policy-related queries.

Immediate Policy Issuance

Receive the renewed policy document instantly.

Renewal Reminders

Timely notifications to ensure policy renewal before expiry.

Paperless & Digital

Enjoy seamless policy renewal with no paperwork required

Inclusions

What’s covered?

Accidental Damages

Covers losses arising from unforeseen accidents.

Third-Party Liabilities

Provides financial protection against legal liabilities due to injury, death, or property damage caused to third parties.

Natural Calamities

Includes coverage for damages caused by floods, earthquakes, storms, and other natural disasters.

Man-Made Disasters

Protection against losses due to fire, riots, vandalism, or theft.

Medical Expenses (if applicable)

Certain policies cover hospitalisation expenses resulting from accidents.

Exclusions

What’s not covered?

Policy Lapse

If the policy is not renewed within the grace period, coverage will be discontinued.

Pre-Existing Damages

Any damage or loss occurring before policy renewal will not be covered.

Unauthorised Use

Claims arising from illegal activities, driving without a valid licence, or under the influence of intoxicants are excluded.

Wear and Tear

Gradual wear and tear, mechanical breakdowns, and depreciation are not covered.

Intentional Damage

Any losses caused due to deliberate negligence or fraudulent activities are not eligible for claims.

Additional Covers

What else can you get?

24/7 Customer Support

Assistance for policy renewal, queries, and claims.

Easy Document Access

Download and manage policy documents online.

Flexible Payment Options

Choose from multiple payment methods, including EMIs.

Instant Confirmation

Get immediate renewal confirmation to avoid policy lapse.

Key Highlights

Know more

Instant Policy Renewal

Renew your policy within minutes through a hassle-free online process.

Uninterrupted Coverage

Ensure continuous financial protection by renewing on time.

Customisable Plans

Modify coverage, add riders, or adjust policy terms during renewal.

No Claim Bonus (NCB) Benefits

Get discounts on renewal premiums for claim-free years.

Flexible Payment Options

Pay using multiple modes, including EMI options for affordability.

Paperless & Digital

Enjoy seamless policy renewal with no paperwork required.

Grace Period Renewal

Renew within the grace period to retain benefits and avoid penalties.

General Insurance Renewal

WHY INSURANCE RENEWAL MATTERS?

Renew Your Policy Before It Lapses to Stay Secured.

What do you wish for most often? A life without problems? Well, we can’t assure you that you’d never have problems in life. What we do assure you is that you can find solutions to them. How? By renewing your insurance cover on a regular basis.

Insurance acts as a hedge against the uncertainties of life - accidental injury, damage to property, theft or damage to personal assets like your home and valuables. By renewing your insurance cover, you can face life’s challenges confidently.

Your family deserves nothing less than the best life has to offer. Secure their dreams and aspirations by renewing your insurance cover. Lay the foundation for a bright future with Bajaj Allianz.