Bajaj Allianz Health Insurance

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2X OPD benefits

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Unlimited Reinstatement Benefit

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Inbuilt Maternity & Baby Cover

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    Avail Family OPD benefits 2X of premium paid

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    Upto 5 Cr. for pre and post-hospitalization cover

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    Expense cover for two deliveries and end-to-end healthcare for new-born

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Access all-inclusive health insurance plan with benefits you can utilize!
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I/We hereby give voluntary consent to BAGIC/Company to share my/our personal information and data provided in this proposal form with its group companies or any other person in connection with the Insurance Policy or otherwise, including for providing products and services of group companies that may be of interest to me/us, to be used in accordance with their respective privacy policies and subject to appropriate measures being in place to safeguard my/our personal information.

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All Benefits Covered

Explore all our benefits

  • Family Wellness Benefits

    Avail yourself of cashless doctor consultations, teleconsultations, and lab tests for you and your family, up to 2X of your premium amount. It's all about making healthcare easy and accessible.

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    Family Wellness Benefits

    Choose from a huge network of 1 Lakh+ doctors across multiple specialities. Enjoy cashless lab tests and consultations. Family doctor consults also eligible for reimbursement with pre-auth.

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  • Preventive Health Check Ups

    Take advantage of our FREE preventive health check-up packages for two adults. A simple way to prioritize your health!

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    Preventive Health Check Ups

    Book your annual health test with just a click! Enjoy the convenience of home sample collection—taking care of your health has never been simpler!

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  • Health Insurance Cover

    Stay covered with comprehensive health insurance up to Rs. 5 Cr. for you and your family! This includes all the essentials like pre- and post-hospitalization care, treatments, procedures, and room rent.

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    Health Insurance Cover

    Experience all-inclusive coverage that takes care of doctor visits, ICU rooms, treatments, procedures, hospital room rent, nurse fees, home nursing, and medical equipment- 60 days before and 90 days after hospitalization.

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  • Room Rent Cover

    Choose any category of room you prefer, and it’s all taken care of in your policy!

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    Room Rent Cover

    With our plan, you can enjoy the freedom to select the accommodation, that suits your needs without worrying about additional expenses.

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  • Pre & Post-hospitalization

    Coverage for expenses 60 days prior and 90 days post-hospitalization.

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    Pre & Post-hospitalization

    Coverage for expenses 60 days prior and 90 days post-hospitalization.

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  • Day Care Procedures

    Complete coverage for day care procedures in IPD, consultations, and tests.

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    Day Care Procedures

    Plan includes procedures under 24 hours of hospitalization, including anesthesia.

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What sets us apart?

My Health Care Plan by Bajaj Allianz General Insurance comes with a host of benefits designed to protect your future from health-related uncertainties. With coverage before and after hospitalization, it offers exceptional peace of mind.
Features
2X OPD Benefits
Avail wellness benefits twice the amount of premium paid
Inbuilt Maternity Care
Coverage for upto 2 deliveries or termination with complete post-op care.
Mediclaim Insurance upto 5 Cr.
Cover for expenses incurred 60 days pre-hospitalization & 90 days post-hospitalization for you & your family.
Lab & Radiology Benefits.
Avail any lab or radiology tests at 3400+ lab partners.
Free Preventive Health Check-up
Avail free annual health package with 45+ tests worth Rs 6,000 for 2 Adults.
Unlimited Sum Insured Reinstatement
Easily reinstate your sum insured amount by 100% any number of times, even if you have exhausted the amount before the policy expires.
50% Cumulative Bonus
For every claim-free year, the no claim bonus will increase upto 100%.
Tele-consultations with Top Doctors
Consult doctors online in 17+ regional languages via audio, video or chat.
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My Health Care
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Others

What is Family Health Insurance?

Your happiness lies in your family's well-being! So, when it's about your family's health, you want the best for them. You can secure their health and wellness with a family health insurance plan. A family health insurance plan is a cost-effective health plan for your complete family. It offers medical coverage and health benefits at a single premium for the entire family.

Imagine having one plan that covers everything—medical expenses, doctor visits, lab tests, and even annual check-ups—all under one premium! With a family health insurance policy, you can kick back and relax, knowing that all those health needs are taken care of. How great does that sound?

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Health Insurance is for everyone

Why is Health plan suited for Everyone?

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  • Budget-friendly Health Insurance Plan
    If you’re working with a tight budget, you can still find affordable health insurance plans that fit your needs. Not only do you get health insurance coverage, but you also enjoy benefits like doctor consultations, lab tests, preventive health check-ups, and instant teleconsultations. Plus, the best part? You can pay for your health insurance in easy EMIs, making it even more manageable!
  • Health Insurance for Young Folks
    If you’re in your 20s, buying health insurance probably isn’t at the top of your to-do list. You feel young and healthy, so you might think it’s unnecessary. But here’s a little secret: getting health insurance while you’re young means lower premiums! That’s right—you’ll pay less and get through the waiting period quicker. This lets you enjoy benefits like maternity care and chronic illness coverage sooner. You’ll also have access to doctor consultations, lab tests, and coverage for injuries, making it easy to claim your expenses!
  • Family First Health Insurance Plans
    When it comes to your family, you want the best for them. A comprehensive family health insurance will take care of your healthcare expenses and needs, and also cover your complete family. Buy it in the form of a family floater plan. With our wholesome health plans, you can avail of health benefits like doctor consultations, lab tests, preventive health check-ups for two people, instant teleconsultations, and health insurance benefits. In short, all regular healthcare expenses and insurance benefits are covered.
  • Health Insurance for Your Parents/Senior Citizens
    Are you feeling concerned about your parents as they age? We totally understand how much you care about their health. To help ease your worries, we’ve created a senior citizen health insurance plan just for them. This plan takes care of regular healthcare expenses like OPD visits, lab tests, preventive check-ups, and quick doctor teleconsultations. So now, you can stop worrying and enjoy peace of mind knowing they’re taken care of!
  • Health Insurance for Fitness Buffs
    Yes, we get it—you’re all about fitness and make careful choices for your health. But even the healthiest among us need health insurance! You might feel like you won’t get sick, but it’s always smart to have a backup plan. After all, illnesses don’t give you a heads-up. With health insurance, you’ll have access to benefits that cater to your everyday healthcare needs, such as doctor visits, routine lab tests, and annual preventive health checks.
  • Health Insurance for the Hotshot Corporate
    You’re doing amazing at work and climbing the corporate ladder, but what about your health? Is your corporate health insurance giving you enough coverage? Consider adding a top-up to your corporate plan for extra benefits that make managing your everyday healthcare a breeze!
  • Employee Health Insurance
    As the HR of a large, multinational company or someone who runs their own company, you must focus on your people first. And to ensure the best for your talent, you need to offer them good healthcare options. You can buy a corporate health insurance policy for your employees that gives them health benefits like doctor consultations, lab tests, preventive health check-ups, and insurance cover.

7 Tips to Choose the Right Health Insurance Plan

  • Get complete coverage

    Get a health insurance policy that covers you against a wide range of medical issues and offers pre- and post-hospitalization cover.

  • Pocket-friendly & Affordable

    While your health insurance plan should cater to all your health needs, it should also easily fit into your budget. The premium should be easily affordable to you.

  • Opt for Family Health Insurance

    An individual plan works best if you do not have a family to support. Else, invest in family health insurance. In this way, you can enjoy more health benefits at lower premiums.

  • Select Lifetime Renewability

    You need to know how long your health insurance policy will cover you. This is important because you will always need health insurance. So, opt for a plan with lifetime renewability.

  • Compare Quotes

    Check quotes of multiple plans from different health insurance companies. Read all the details and fine print. Once you have all the quotes, you can decide which plan suits you best.

  • Network Coverage

    An important point! Always choose a plan with vast network coverage of hospitals, doctors, clinics, labs, etc., PAN India.

  • High Claim Settlement Ratio

    This is the number of times the insurance company has received and settled claims. Always opt for a brand that offers a very high claim settlement ratio.

Testimonials

Hear It From Our Customers

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    ASHISH JHUNJHUNWALA
    My happiness and satisfaction regarding my claim settlement which was approved within 2 days of making my claim, that too in this tough situation of COVID19. I am really grateful to the people of Bajaj insurance, who have been working amid this coronavirus breakout, for their customers and their company. And i feel sure that ‘caringly yours’ is not just the name of the app, but rather its a commitment from you people for your customers.
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    SUNITA M AHOOJA
    Speed with which insurance copy was delivered in times of lockdown. Hats off to the Bajaj Allianz team
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    ARUN SEKHSARIA
    Excellent services in times of covid to your mediclaim cashless customers. U guys also covid warriors helping patients in settling claims in these times everything digitally..kudos..cue to govt insurance companies???
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    PRITHBI SINGH MIYAN
    Good Claim settlement service even during Lockdown. So that I have sell Bajaj Allianz Health Policy to maximum customer's
Help & Support

FAQs

Need Help? We have detailed out the plan for you. Read our fine prints below for all the details.
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What is My Health care Plan 1?
My Healthcare Plan is a truly modular plan offers you the flexibility to curate an individual bouquet of features that you feel is best suited for you and your family.
What are Sum Insured options in My Health care Plan 1 ?
3/4/ 5 / 7.5 / 10 / 15 / 20 / 25 / 30 / 35 / 40 / 45 / 50 /75 Lacs and 1/2/3/4/5 crore
What is the Policy Period in My Health care Plan 1?
Policy can be taken for 1year/2years or 3years
Customer Support

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Our Customer Care Agents are Available to Assist You!
Call us directly
020-61322705
Write to us
bagichelp@bajajallianz.co.in
Healthcare Plans
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