Group Health Insurance

Provides extensive coverage for a wide range of medical expenses, including hospitalization, surgeries, and treatments

Offers cashless treatment at network hospitals, reducing the financial burden on employees during emergencies

Extends coverage to employees' family members, including spouse, children, and sometimes parents

Options to include regular health check-ups to monitor and maintain employees' health

Simplified enrollment process without the need for medical tests

Simplifies the claim process with minimal documentation and quick settlements

Employees can transfer their mediclaim policy to individual health insurance while exiting the company without losing continuity benefits

Covers hospitalization expenses (with choice of Room types) & all types of Day Care procedures & surgeriesthe cost of in-patient hospitalisation (including room type choices), ICU charges (at actuals), and all day care procedures, surgeries, and other essential medical services

This insurance covers various treatments that need you to stay in the hospital for at least 24 hours. It also includes medical procedures like surgeries that require a longer hospital stay. All these are covered under group mediclaim insurance

Covers pre and post hospitalisation expenses. This means that your employee mediclaim insurance covers not only the costs of your stay in the hospital but also the expenses you incur before and after your hospital visit. This includes things like doctor's consultations, tests, medications, and follow-up treatments

You can choose to enhance your health insurance coverage by voluntarily opting for increase sum insured or top up and also include your immediate family members

Employers have an option to cover pre-existing diseases (PEDs) from day one to give comprehensive health coverage to their employees. No Waitng period before these conditions are covered

Benefits under group mediclaim insurance refer to the coverage provided for pregnancy and childbirth-related expenses

Covers medical expenses for treatments like Ayurveda, Yoga, Unani, Siddha, and Homeopathy if a doctor advises them for an illness or injury

Please read policy wording for detailed terms and conditions

Primarily for diagnostics and evaluations or not related to the current diagnosis and treatment, meaning expenses mostly for tests, check-ups, or treatments that are unrelated to your current condition

Procedures like plastic surgery or cosmetic treatments are not covered unless for reconstruction following an accident, burns or medically necessary treatment

Costs mainly for tests and check-ups or treatments that aren't connected to your current illness or injury are usually not covered. This means that expenses for diagnostics and evaluations or unrelated treatments are excluded

Self-inflicted injuries, suicide attempts, insanity and illegal acts

If opted, certain percentage of the claim amount needs to be paid by the employee

Please read policy wording for detailed exclusions

Provides a lump sum benefit upon diagnosis of specified critical illnesses such as cancer, heart attack, and stroke

Offers additional coverage beyond the base policy limits, useful for enhancing health insurance coverage

A corporate buffer is an extra sum of money set aside by a company to cover employees' medical expenses that exceed their insurance limits. It's like a safety net to help employees with additional healthcare costs