Group Personal Accident Insurance

Suitable for groups such as employer-employee groups, self help groups,trade associations,sports clubs,professional clubs and many more including their family members

A wide range of covers to curate plans for your group members and employees financial security

Lower premiums compared to retail plans

Typically offers a wide range of benefits, including medical and vision care as per opted coverages

Simplified enrollment process for employees, reducing administrative burden

Pays agreed amount in case of accidental death towards expenses of transporting mortal remains

Pays agreed amount in case of accidental death towards Funeral Expenses

Pays agreed amount in case of PTD,PPD towards modification of home or vehicle to help you adjust to new circumstances

If an accident temporarily prevents you from working, the policy may offer weekly benefits to compensate for lost income during the recovery period for maximum 100 weeks

Pays agreed amount in case of death/ permanent disability to help cover dependent children's education costs

Pays agreed amount in case of insured's death/ permanent disability to surviving nominee

Please read Policy wording for detailed inclusions

Any disability or injury arising from a medical condition that existed before purchasing the policy is generally excluded

Procedures like plastic surgery, unless medically necessary due to an accident or illness, are typically excluded

Treatments like Ayurveda, Homeopathy, and Naturopathy may not be covered unless specified

Self-injury, illegal activities, hazardous activities and more

While under the influence of liquor or drugs, alcohol or other intoxicants

While engaged in hazardous activity unless specifically insured

The policy does not cover any incidents related to war, civil war, invasion, rebellion, revolution, military actions, or government orders

Whilst engaging in Adventure Sports unless specifically insured

Complications or injuries related to pregnancy, childbirth, or miscarriage are not covered

Please read Policy wording for detailed exclusions

Pays a per day benefit amount for the period of hosppitalization subject to maximum of 60 days per policy period

Covers the cost of transporting family members to the hospital where the insured person is being treated

Pays agreed amount in case of death & permanent disability caused while engaging in adventure sports in non-professional capacity under a trained professional's supervision

Indemnifies for ememgency air ambulance evacuation expenses incurred to take you from the accident site to the nearest hospital

Pays agreed amount in case of accidental bodily injury causes you to be in a coma within one month from the date of the accident

Pays upto 3 months EMIs or until you can work again in case of permanent partial disability preventing you from working for at least one month

Pays upto 100% Fracture Care sum insured in case of bodly injury resulting in Fracture/s of Bone/s

It pays the outstanding loan amount up to the sum insured in case death/permanent disability within 12 months

If you get injured in an accident and can't work because of it, the policy will pay you a weekly amount as mentioned in policy schedule

Reimburses you ambulance ride cost in case of an accident and need an ambulance to take you to the nearest hospital or need to be moved to another hospital with better facilities

Tele Consultation Cover,Doctor-Prescribed Investigations Cover – Pathology & Radiology Expenses, Doctor Consultation Cover (In Clinic), Annual Preventive Health Check -up Cover etc