Home-Renewal

Home Renewal

Let's renew your
insurance policy

My existing policy number

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I want to insure the building on

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Agreed Value Basis

The sum insured for flat/apartment is arrived at by multiplying the total sq.ft. area (shared in the registered sale deed agreement) by the value per sq. ft. (shared in the ready reckoner for property tax, issued by Revenue Department of State Govt.)

Reinstatement Value Basis

The sum insured is arrived at by multiplying the sq.ft area (shared in the registered sale deed agreement) by present day cost of construction in the property locality (shared by local govt.). This is multiplied by (1+escalation % chosen)

Indemnity Basis

The sum insured is arrived at by multiplying the sq.ft area of the building (indicated in the registered sale deed agreement) by present day cost of construction in area (shared by local govt.). This is multiplied by (1 + *Escalation % Chosen) and [1- (depreciation at the rate of 2.5 % per annum) X (age of the building)]

Built-up area (A)

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(sq.ft.)

Construction cost (B)

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(sq.ft.)

Total value of the building (A _* B)

₹

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to opt for an escalation clause

Choose the percentage of escalation you want to opt for as a buffer in the construction cost.

1%
(min)

25%
(max)

I want to insure all my contents on

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SUM INSURED FOR CONTENTS ON NEW FOR OLD BASIS

The sum insured for contents shall represent the replacement value of the insured items by a new property of the same kind and same capacity without any allowance for wear and tear and or depreciation

For contents up to 5 years old the settlement for claim shall be on New for Old Basis and for contents older than 5 Years and up to 10 years settlement for claim shall be on Indemnity Basis

SUM INSURED FOR CONTENTS ON INDEMNITY BASIS

The sum insured for contents is based on the replacement value of the insured items as new less due allowance for betterment, wear and tear and or depreciation

The value of portable devices is

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The value of mobile devices is

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and other content is

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Please enter value above 0

The age of portable equipment with more than 5 years, mobile device with more than 3 years and the age of contents with more than 10 years will not be covered under ‘My Home’ insurance policy.

do not want

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insure my jewellery

Premium

₹ 28,000 + gst View premium break-up

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Gender

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My birthdate is

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Date of birth

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Do you have a CKYC number?

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Pan card number

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Mobile no.

+91

Email address

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I hereby declare, on my behalf and on behalf of all persons proposed to be insured, that the herein statements, answers and/or particulars given by me are true and complete in all respects to the best of my knowledge and that I am authorised to propose on behalf of these other persons.

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