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What’s in it for you
Counselling & IT Consultant services cover
Protects you against 10 common cyber risks
Very affordable premiums
Let’s play a quick word association game, shall we? When we say the word ‘internet’, what comes to your mind?
Social media,Friends,Entertainment Ah, the gift of the internet. A time before the internet is quite unimaginable to us now. If we push our imagination a little, we may conclude that it was boring and sort of like a dark age. However, it was safer by a massive measure
However, in today’s world, it is almost impossible to function without exposing yourself to the online world, at least to a certain degree. And this makes one very vulnerable to the flip side.
Identify fraud, Phishing, Cyber stalking
You’re potentially exposed to these threats almost every day. What do you do then? Stop using the internet? Of course not! You find a way to protect yourself from potential cyber threats and risks and Bajaj Allianz Cyber Insurance helps you do just that.
Realizing the growing need for Cyber Insurance in India, we designed our policy to support the Personal Cyber Insurance Market and became the first Indian Insurer to offer Cyber Insurance.
The internet is, perhaps, the best and worst creation mankind has invented. With its benefits of connectivity, communication and convenience, it brings with it a set of new-age risks. These can range from misuse of your financial information and data theft to cyber stalking and identity theft.
We at Bajaj Allianz, understand such new-age risk factors and their impact. Our Individual Cyber Safe Insurance Policy ensures that you get optimum protection against potential cyber threats and risks.
Third Party Liability is always covered
Your digital devices are a good reflection of who you are because they store everything that’s so true and raw about you. This includes your personal conversations, photos, videos, text, browser history, passwords and bank details. Even people in long-term relationships usually refrain from sharing phone and account passwords. Read more
Identity theft is any fraudulent and unauthorized access to usage, deletion or alteration of your personal data stored in your computer system including your digital devices. It’s just as real a possibility as it is a scary one.
Coverage Offered
Social Media
Social media cyber-attacks are more common than we’d like. But with our Personal Cyber Insurance Policy we’ll take care of the defence and prosecution costs against identity theft occurring on your legitimate Social Media account as a result of a cyber-attack.
Coverage Offered
Cyber stalking is a frightening fate we wish no one ever had to meet. It’s the repeated use of digital communication to harass or frighten a person. It makes one feel attacked and unsafe all the time, no matter where they are. Read more
Coverage Offered
Take a minute to think of the number of text messages you receive daily or the number of downloads you make form the internet. The number is considerable, isn’t it? Read more
Hence, it’s just as easy for someone with malicious intent to infiltrate and damage your digital devices without your knowledge or consent with the help of a computer program spread through SMS, internet downloads, file transfer and more.
Coverage Offered
Convenience of banking transactions online and cyber theft are two sides of the same coin. You can continue enjoying the good side because our Cyber Safe Policy will cover you against the bad one. Read more
The financial loss due to funds wrongfully or erroneously paid by you as a direct result of a third party's unauthorized targeted cyber intrusion into your computer system will be covered by us.
Coverage Offered
Phishing is a new avenue for fraudsters and swindlers to cheat unsuspecting people. It’s any attempt to obtain your sensitive information such as usernames, passwords, and credit card details (and sometimes, indirectly, money), often for malicious reasons, by masquerading as a trustworthy entity through an electronic communication. Read more
Our Individual Cyber Insurance Policy will help you by not only covering any financial loss but also by helping you fight back.
Coverage Offered
Email spoofing is a forgery or a wrongful manipulation of an E-mail header so that the message appears to have originated from the actual source. Read more
Coverage Offered
Our Personal Cyber Insurance will help you in event of any liability arising out of unintended publication or broadcasting of any digital content resulting out of a cyber attack on your computer system including your digital devices. Read more
Coverage Offered
Cyber extortion is any threat to cause a privacy breach, data breach or cyber-attack. It’s scarier than an actual person holding a knife because online, people can hide behind the shield of anonymity and you can often feel defenceless. Read more
We aim to help you feel empowered to fight back with our Cyber Liability Insurance.
Coverage Offered
Today, the internet and your computer system are like the new-age version of ‘dear diary’. They contain a lot of your personal data – photos, videos, text and more – that you probably don’t want anyone to ever see. Read more
Privacy & data breach is any unauthorized disclosure of your personal data by a third party or any unauthorized access or use of your personal data stored in a third party's computer system.
Coverage Offered
We understand that taking care of the financial burden – pure financial loss and legal expenses – is only part of the solution. Most things tend to have a ripple effect and being subject to a cyber crime like cyber-stalking or identity theft can have some serious consequences on one’s mental health and wellbeing.
Read moreOur Individual Cyber Insurance Policy therefore covers all reasonable fees, costs and expenses of an accredited psychiatrist, psychologist or counsellor chosen by you, to take treatment for stress, anxiety or such similar medical conditions resulting from being subject to any of the above cybercrimes.
We’re the first Indian insurer to offer Cyber Crime Insurance Policy in India and we’ve made sure to design our policy in a way that it offers a holistic cover.
There a lot of costs that you can’t anticipate until they are thrown at you. This tends to hamper budgeting and staying on track with financial goals.
Read moreWhen you’re the victim of a cybercrime, you will require an IT Consultant to help you prove the amount and extent of a covered loss. IT Consultants are tech geniuses, but their services can be on the costlier end.
However, our Personal Cyber Insurance Policy will cover the IT consultant services cost. You can go ahead and get the best help you can find to fight back against cybercrime and don’t once think about the cost, because we’ve got your back.
Set Renewal Reminder
Thank you for your interest. We will send you a reminder when your policy is due for renewal.
Juber Khan Mumbai
I had a wonderful experience
during a recent claim
settlement process. Thank
you, Bajaj Allianz.
Juber Khan Mumbai
I had a wonderful experience
during a recent claim
settlement process. Thank
you, Bajaj Allianz.
Juber Khan Mumbai
I had a wonderful experience
during a recent claim
settlement process. Thank
you, Bajaj Allianz.
Any Individual person above 18 years of age.
We get that everyone now uses the internet on a daily, if not an hourly basis, and we want to make the protection of our Individual Cyber Safe Policy easily accessible. Hence, our requirement is as basic as someone being of legal age.
This is an Annual policy.
The renewal of the policy, however, is super quick and easy and you can keep enjoying the protection of the Personal Cyber Insurance Policy for as long as you use the internet by renewing it online within a few clicks.
We understand that every individual has different needs and depending upon your internet usage habits, among other things, you may require a different coverage amount.
Hence, we have plans under our Cyber Insurance Policy that start from Rs 1 lakh and go up to Rs 1 Crore. The Personal Cyber Insurance Cost will also vary accordingly and includes several affordable plans.
There is NO excess in the Cyber Insurance Policy.
An excess is the amount of money you’re required to pay towards a claim before the insurance provider settles the claim. The amount is decided at the time of buying the insurance policy. Our Cyber Insurance Policy, however, levies no excess.
We’re sorry to hear that. In case that happens, you can make go ahead and make a claim under the policy. However, you can claim only under one of the insuring clauses per event.
Disclaimer
I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.
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