Suggested
-
health insurance
-
group personal accident
-
bike insurance
-
car insurance
-
cat insurance
-
check car details
-
health insurance plans
-
health cover plans
-
two wheeler insurance
-
2 wheeler insurance
-
renewal of car insurance
-
renew car insurance
-
car insurance renewal
-
car insurance renew
-
car insurance online
-
maruti suzuki car insurance
-
maruti suzuki insurance
-
maruti insurance
-
travel insurance
-
car no details
-
car number details
-
health insurance plans for family
-
medical insurance plans for family
-
best health insurance in india
-
good health insurance in india
- Company
- Tools
- Others
Motor Insurance
Commercial Vehicle Third Party Insurance
Key Features
Covering the unexpected, so you can drive worry-free
Coverage Highlights
Get Third Party coverage for your commercial vehicle
Cashless Garages
7,200+ network garages for hassle free services
Third Party Liability
Unlimited liability for third party bodily injuries and INR 7.5 lacs for third party property damage
On The Spot Claim Settlement
You can instantly register your car insurance claim from the accident spot and get it settled within minutes through our Caringly Yours App
Inclusions
What’s covered?Third Party Coverage
Protects you from liabilities arising from damage or loss caused to another person's vehicle, property, or injury to a third party
Third Party Liability for Property Damage (Limited)
If an accident is caused by your vehicle and you are liable to compensate for any damage to property of others then we will pay amount upto the SI limit This cover is mandatory by law
Third Party Liability for Bodily Injury & Death (Unlimited Cover)
If an accident is caused by your commercial vehicle and you are liable to compensate for any injury or death of others then we will pay the exact amount as by court This cover is mandatory by law
Note
Please refer policy wordings for detailed exclusions
Exclusions
What’s not covered?Natural Disasters
Floods, forest fires, landslides, cyclones, lightning strikes, hurricanes etc are not included in the scope of commercial third party insurance
War & Allied Risks
Terrorist attacks, robberies, break-ins, riots, strikes, in-transit damage during transport by air, land or sea, intentional damage with ulterior motives etc are also excluded from the scope of the policy
Wear & Tear
Natural wear and tear or depreciation is not covered.
Illegal Activities
Any type of illegal activity such as driving without a license, under the influence of alcohol and/or drugs, or using the bike for criminal activity
Damage to Tyres
Damage to tyres and tubes unless the car is damaged simultaneously is not included
Routine Repairs
Routine repairs and changes or modifications to the interiors of your vehicles are not included
Note
Please read policy wordings for detailed exclusions
Know More
Coverage
Protects against liabilities for damages or injuries caused to others, but not your own vehicle
Mandatory
Required by law in India under the Motor Vehicles Act to avoid fines
Financial Protection
Safeguards you from financial losses if your commercial vehicle causes damage to another vehicle, property, or person
Comparison
You can compare it with comprehensive and own damage cover to find the best option for your needs
Benefits You Deserve
Reliable Customer Support
We have a dedicated call centre and chat support taking care of all your needs
7200+ Cashless garages
Wide network of cashless garages for hassle free service
On the Spot Claim Settlement
Register claim on accident spot and get it settled within minute on our app
Download Policy Document
Get instant access to your policy details with a single click.
Why Insure Your Commercial with Bajaj Allianz?
Buy Now
Smart Reads, Right Coverage
View All
Motor & Health Companion
Drive Confidently with Bajaj Allianz
Experience seamless vehicle management with the Bajaj Allianz Drive Smart App, featuring on-road assistance, fuel efficiency stats, driving alerts, and more
Track, Manage & Thrive with Your All-In-One Health Companion
Discover a health plan tailored just for you–get insights and achieve your wellness goals
Take Charge of Your Health & Earn Rewards–Start Today!
Be proactive about your health–set goals, track progress, and get discounts!
Frequently Bought Together
View All
Step-by-Step Guide
To help you navigate your insurance journey
How To Buy
-
0
Download the Caringly Yours app from App stores or click "Get Quote"
-
1
Register or log in to your account.
-
2
Enter your car details
-
3
You will be redirected to the Car Insurance Page.
-
4
Ensure to check your No Claim Discount
-
5
Choose right Insured Declared Value (IDV) that reflects your car value
-
6
Evaluate Covers, Add Ons, Optional Covers and Exclusions
-
7
Select a plan from the recommended options, or customize your own plan
-
8
Review the premium and other coverage details
-
9
Proceed with the payment using your preferred method
-
10
Receive confirmation of your purchased policy via email and SMS
How To Renew
-
0
Login to the app
-
1
Enter your current policy details
-
2
Review and update coverage if required
-
3
Check for renewal offers
-
4
Add or remove riders
-
5
Confirm details and proceed
-
6
Complete renewal payment online
-
7
Receive instant confirmation for your policy renewal
How to Claim
-
0
Download our Caringly Yours App on Android or iOS
-
1
Register or login to use Motor On the spot claim for a smooth process
-
2
Enter your policy and accident details (location, date, time)
-
3
Save and click Register to file your claim
-
4
Receive an SMS with your claim registration number
-
5
Fill in the digital claim form and submit NEFT details
-
6
Upload photos of damaged parts as instructed
-
7
Upload your RC and driving license
-
8
Receive an SMS with the proposed claim amount
-
9
Use the SMS link to agree/disagree with the claim amount
-
10
Agree to receive the amount in your bank account
-
11
Track your claim status using the Insurance Wallet App
Know More
-
0
For any further queries, please reach out to us
-
1
Phone +91 020 66026666
-
2
Fax +91 020 66026667
Quick Links
Diverse more policies for different needs
Insurance Samjho
Critical Illness Insurance
Health Claim by Direct Click
Personal Accident policy
Global Personal Guard Policy
Claim Motor On The Spot
Two-Wheeler Long Term Policy
24x7 Roadside/Spot assistance
.webp)
Caringly Yours (Motor Insurance)
Travel Insurance Claim
Cashless Claim
24x7 Missed Facility
Filing a Travel Insurance Claim
My Home–All Risk Policy
Home Insurance Claim process
Home Insurance Simplified
Home Insurance Cover
Create a Profile With Us to Unlock New Benefits
- Customised plans that grow with you
- Proactive coverage for future milestones
- Expert advice tailored to your profile
What Our Customers Say
Prompt Assistance
Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.
Vikram Singh
Delhi
21st May 2021
Claim Support
Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.
Deepak Bhanushali
Mumbai
18th May 2021
Quick Assistance
Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!
Naveen Tyagi
Delhi
1st May 2021
Claim Support
I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz.
Pramod Chand Lakra
Jaipur
27th Jul 2020
Reliable Service
The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.
Siba Prasad Mohanty
Pune
26th Jul 2020
Diverse Options
A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well.
Rahul
Lucknow
26th Jul 2020
FAQ's
To reduce motor insurance premiums in India, compare policies online, opt for higher voluntary deductibles, install anti-theft devices, avoid small claims, maintain a no-claim bonus, choose only necessary add-ons, and renew on time.
Deductibles in motor insurance are the amount you pay from your pocket before the insurer covers the rest of the claim. There are two types: compulsory deductible, set by the insurer, and voluntary deductible, chosen by you to lower premiums. Higher voluntary deductibles reduce premiums but increase your share in claims.
Yes, motor insurance is mandatory in India under the Motor Vehicles Act, 1988. Every vehicle owner must have at least third-party insurance covering damages to others. Driving without valid insurance can result in fines or legal penalties.
Insured Declared Value (IDV) in motor insurance is the maximum amount you can claim/receive if your vehicle is stolen or damaged beyond repair. It is calculated based on the car’s market value, factoring in depreciation. A higher IDV increases premiums, while a lower IDV reduces payouts during claims.
Motor insurance premiums depend on factors such as vehicle type, age, make, and model. Insurers also take into account engine capacity, location, and frequency of usage. The age of the driver and their claims history also impact costs. Additional add-ons, voluntary deductibles, and installed safety features are other factors that influence the fina
The pay-as-you-drive cover is a motor insurance plan where premiums are based on your actual vehicle usage. You declare your expected annual mileage, and the insurer charges accordingly. This plan benefits low-mileage drivers by reducing costs compared to standard policies while still providing essential coverage for accidents, theft, and third-par
The Eco-Assure Cover is an innovative motor insurance add-on emphasising environmental sustainability and customer convenience. It offers eco-friendly repairs using refurbished or new parts, 24x7 spot assistance, engine and gearbox protection, and special care for electric and hybrid vehicles. The cover also includes benefits like consumable covera
Yes, you can easily transfer your vehicle's insurance to the new owner. The usual procedure for transferring vehicle insurance policy between two owners requires the new owner of the vehicle to submit an application form to the insurance provider within about 14 days of the registration transfer.
The coverage for vehicle insurance can vary depending on the type of policy chosen. Third party liability, third party property damage, personal accident cover, own damage, theft, natural/manmade calamities, etc. are some of the common risks that are usually covered under motor insurance for a vehicle.
Investing in a comprehensive motor insurance is beneficial because it provides extensive coverage for your vehicle from damages due to an accident, theft, or natural disasters and damages caused to third party etc.
Third-Party Liability Cover is a type of insurance plan that covers that damages caused to a third-party from your vehicle.
Third-Party Liability covers damages incurred by another person or their property; it's mandatory by law to get a third-party insurance plan for your vehicle in order to drive it in India. Whereas, Comprehensive Motor Insurance covers third-party liability and damages to your own vehicle due to accidents, theft, etc. as per the policy terms.
You may be able to transfer your No Claims Bonus (NCB) when renewing your policy with us, but this depends on various factors. While renewing, you may be able to get new and better NCB options and discounts.
The no claim bonus feature in vehicle insurance can reduce the premium by a certain percentage each year if no claims are made. This feature has proven beneficial for people who have long-term insurance policies with the same company.
You can use our app, Caringly Yours, to initiate your insurance claim with an easy and hands-free experience.
Ideally, claims are supposed to be registered on the same day that damage occurs to the insured vehicle. It is best to provide an immediate update to your vehicle insurance company. Please complete the claim application through our Caringly Yours app to claim your insurance in just a few easy steps.
Deductible is the amount a policyholder pays out of their pocket before your insurance coverage kicks in; a higher deductible usually means a lower premium.
Vehicle insurance premiums can change at renewal due to several factors, including depreciation, add-on covers, the type of model of your vehicle, and additional accessories. Consequently, the premium may increase or decrease each year.
No claim bonus is calculated at renewal based on the consecutive years the insured has not filed a claim. The discount percentage usually increases each year, following the policy terms.
The time gap between the policy expiration and the renewal of the policy is known as the break-in period. Your policy will remain inactive during this period. In case of a break-in, you are advised to renew your policy as soon as possible. You can complete the procedure online easily and your policy gets instantly activated.
Can I change my motor insurance provider at renewal?
Yes, you can switch providers at renewal. Compare quotes and coverage options to find the best deal.
Why juggle policies when one app can do it all?
Download Caringly your's app!
Commercial Vehicle Third Party Insurance Cover by Bajaj Allianz General Insurance
When it comes to safeguarding your commercial vehicle, Bajaj Allianz General Insurance offers a comprehensive Third-Party Insurance cover. This policy is designed to protect you against legal liabilities arising from damages or injuries caused to third parties. Let's delve into the details of this essential insurance cover.
Key Features of Commercial Vehicle Third Party Insurance
Bajaj Allianz General Insurance provides a range of features under its Commercial Vehicle Third Party Insurance cover. These features ensure that you are adequately protected against unforeseen circumstances.
- Legal Liability Coverage: Covers legal liabilities arising from third-party injuries or property damage.
- Affordable Premiums: Competitive pricing to suit various business needs.
- Hassle-Free Claims Process: Simplified and quick claims settlement.
- Wide Network of Garages: Access to a vast network of authorized garages for repairs.
- 24/7 Customer Support: Round-the-clock assistance for policyholders.
Benefits of Choosing Bajaj Allianz for Third Party Insurance
Opting for Bajaj Allianz General Insurance for your commercial vehicle's third-party cover comes with several benefits. These advantages make it a preferred choice for many business owners.
- Financial Protection: Shields you from hefty legal expenses and compensation claims.
- Peace of Mind: Ensures you can focus on your business without worrying about potential liabilities.
- Compliance with Law: Meets the mandatory insurance requirements as per the Motor Vehicles Act.
- Customizable Plans: Tailored insurance solutions to match your specific needs.
- Expert Assistance: Guidance and support throughout the policy tenure.
Coverage Details
Understanding the coverage details of the Commercial Vehicle Third Party Insurance is crucial. This section outlines what is included and excluded in the policy.
Coverage Type | Description |
Third-Party Injury | Covers medical expenses and compensation for injuries to third parties. |
Third-Party Property Damage | Provides compensation for damages caused to third-party property. |
Third Party Liability for Bodily Injury & Death | If an accident is caused by your car and you are liable to compensate for any injury or death of others. |
Exclusions
While the policy offers extensive coverage, certain exclusions apply. It is important to be aware of these to avoid any surprises during claim settlement.
- Own Damage: Damages to your own vehicle are not covered.
- Drunk Driving: Claims arising from accidents under the influence of alcohol or drugs are excluded.
- Unauthorized Use: Damages caused when the vehicle is used for purposes not mentioned in the policy.
- War and Nuclear Risks: Excludes damages due to war, nuclear risks, and related perils.
- Contractual Liability: Liabilities assumed under any contract or agreement are not covered.
How to Buy Commercial Vehicle Third Party Insurance
Purchasing a Commercial Vehicle Third Party Insurance policy from Bajaj Allianz is a straightforward process. Follow these steps to secure your vehicle.
1. Visit the Website: Go to the Bajaj Allianz General Insurance website.
2. Select the Policy: Choose the Commercial Vehicle Third Party Insurance option.
3. Fill in Details: Enter the required information about your vehicle and business.
4. Get a Quote: Receive an instant quote based on the provided details.
5. Make Payment: Complete the payment process through secure online methods.
6. Receive Policy: Get your policy document via email and start enjoying coverage.
Claim Process
In the event of an accident or damage, knowing the claim process is essential. Bajaj Allianz ensures a hassle-free and efficient claims procedure.
1. Report the Incident: Inform Bajaj Allianz about the incident immediately.
2. Submit Documents: Provide necessary documents such as FIR, claim form, and vehicle details.
3. Survey and Assessment: A surveyor will assess the damage and verify the claim.
4. Claim Approval: Once verified, the claim is approved, and compensation is processed.
5. Settlement: Receive the claim amount directly in your bank account or through direct payment to the garage.
Secure Your Commercial Vehicle with Bajaj Allianz Today
Bajaj Allianz General Insurance's Commercial Vehicle Third Party Insurance cover is an essential safeguard for any business operating commercial vehicles. With its comprehensive coverage, affordable premiums, and excellent customer support, it ensures that you are well-protected against third-party liabilities. Secure your commercial vehicle today and drive with confidence, knowing that Bajaj Allianz has got you covered.
What makes our insurance unique
Our offices will stay open from 29th to 31st March 2025 to assist you with all you insurance needs as the financial year ends | With Motor On-The-Spot, Health Direct Click, etc we provide fast claim process , Our sales toll free number:1800-209-0144
