Motor Insurance

Eco Assure

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Key Features

Where sustainability meets seamless service

Coverage Highlights

Get comprehensive coverage for your car
  • Value for Money

Affordable coverage without sacrificing safety

  • No Compulsory Deductible

Zero out-of-pocket costs for refurbished parts

  • One Year Repair Protection

Assurance for repairs carried out for one year

  • Preferred Workshops

Repairs with no depreciation costs at preferred workshops

  • Green Certificate

Green certificate for choosing eco-friendly repairs

  • Convenient Pick-Up & Drop-Off

We’ll pick up and return your vehicle within 100 km of the city center

  • Reliable Repair Protection

If refurbished parts fail within specific months or specfic km, we’ll fix or replace them at no extra cost (excludes OEM/OES parts)

  • Maximum Coverage

Liability is capped at the Insured Declared Value (IDV) in your Base Policy

Inclusions

What’s covered?
  • Eco Repairs

Any Partial Loss to your vehicle will be repaired with high-quality refurbished parts, without any depreciation costs, as long as you use our Preferred Workshop

  • 24/7 Spot Assistance

Immediate help available anytime, anywhere. Includes benefits like roadside assistance, vehicle towing, recalibration of digital systems, and smart repairs

  • Engine and Gearbox Protection

Coverage for engine and gearbox repairs in case of accidental damage

  • Special Care for Electric and Hybrid Vehicles

Tailored protection for electric and hybrid cars

  • Consumable Coverages

Covers consumable items such as engine oil, up to INR 50,000

  • Rodent Bite Repair

Covers repairs for damage caused by rodent bites

  • Defence Cost Coverage

Legal defense costs covered up to INR 50,000

  • Fuel Adulteration Damage

Coverage if your car accident results in death or disability of car owner

Exclusions

What’s not covered?
  • Base Policy Exclusions

Any exclusions from the base policy unless specifically included in this add-on cover

  • Third-Party Damage

Third-party injuries, or property damage

  • Non-Covered Parts

No repair or replacement for parts not covered under this add-on or the base policy

  • Inconsequential Issues

Minor issues like noises, vibrations, oil seepage, or sensations that don't affect the vehicle's performance

  • Repairs outside preferred workshop

Repairs not carried out at preferred workshop

  • New OEM Parts

Use of New OEM Parts for repairs shall attract deductible

  • Note

Please read policy wording for detailed exclusions

Benefits You Deserve

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Reliable Customer Support

We have a dedicated call centre and chat support taking care of all your needs

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7200+ Cashless garages

Wide network of cashless garages for hassle free service

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On the Spot Claim Settlement

Register claim on accident spot and get it settled within minute on our app

Download Policy Document

Get instant access to your policy details with a single click.

Discover More of Our Covers

Named Driver Cover

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Exclusive Savings: Special discounts for named drivers.

Extended Coverage: Protects any car driven by you.

At Best Price

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24x7 Spot Assistance

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Immediate Help: Round-the-clock roadside assistance.

Towing, fuel delivery, tyre repair and many more.

At Best Price

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Ultimate car protection with the option of 22 covers

Towing, pick up and drop, fuel service, flat tyre and more.

At Best Price

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Pay As You Consume

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Smart Savings: Pay less based on miles driven

Carry forward unconsumed kilometers to the next plan.

At Best Price

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Motor & Health Companion

Healthmanager

Drive Confidently with Bajaj Allianz

Experience seamless vehicle management with the Bajaj Allianz Drive Smart App, featuring on-road assistance, fuel efficiency stats, driving alerts, and more

Healthassetment

Complete health assessment and data integration

Start with a detailed health evaluation and sync your medical records & wearables for real-time data on activity, sleep & vital metrics.

Healthmanager

Insurance benefits and rewards

Earn points for health activities and get benefits as premium discounts & policy upgrades. Improve your health to reduce claims & maximize benefits

Step-by-Step Guide

To help you navigate your insurance journey

How To Buy

  • 0

    Download the Caringly Yours app from App stores or click "Get Quote"

  • 1

    Register or log in to your account.

  • 2

    Enter your car details

  • 3

    You will be redirected to the Car Insurance Page.

  • 4

    Ensure to check your No Claim Discount

  • 5

    Choose right Insured Declared Value (IDV) that reflects your car value

  • 6

    Evaluate Covers, Add Ons, Optional Covers and Exclusions

  • 7

    Select a plan from the recommended options, or customize your own plan

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    Review the premium and other coverage details

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    Proceed with the payment using your preferred method

  • 10

    Receive confirmation of your purchased policy via email and SMS

How To Renew

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    Login to the app

  • 1

    Enter your current policy details

  • 2

    Review and update coverage if required

  • 3

    Check for renewal offers

  • 4

    Add or remove riders

  • 5

    Confirm details and proceed

  • 6

    Complete renewal payment online

  • 7

    Receive instant confirmation for your policy renewal

How to Claim

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    Download our Caringly Yours App on Android or iOS

  • 1

    Register or login to use Motor On the spot claim for a smooth process

  • 2

    Enter your policy and accident details (location, date, time)

  • 3

    Save and click Register to file your claim

  • 4

    Receive an SMS with your claim registration number

  • 5

    Fill in the digital claim form and submit NEFT details

  • 6

    Upload photos of damaged parts as instructed

  • 7

    Upload your RC and driving license

  • 8

    Receive an SMS with the proposed claim amount

  • 9

    Use the SMS link to agree/disagree with the claim amount

  • 10

    Agree to receive the amount in your bank account

  • 11

    Track your claim status using the Insurance Wallet App

Know More

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    For any further queries, please reach out to us

  • 1

    Phone +91 020 66026666

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    Fax +91 020 66026667

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Two wheeler motor OTS

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Two wheeler long term policy

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24x7 Roadside/Spot assistance

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Caringly yours(Motor Insurance)

All you need to know about motor insurance

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What Our Customers Say

Prompt Assistance

Thank you so much, Bajaj Allianz, for your quick and responsive action towards my claim process. I am shocked that my claim amount has been credited so quickly.

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Vikram Singh

Delhi

4.6

21st May 2021

Claim Support

Super fast claim settlement! I initiated a claim for my car windscreen, which was broken due to a tree fall today, and it was settled within one hour. I appreciate the efforts of Omkar.

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Deepak Bhanushali

Mumbai

4.5

18th May 2021

Quick Assistance

Thank you for helping me with just one tweet. You guys are really awesome. This is the fourth year I am continuing with you for car insurance. Keep it up!

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Naveen Tyagi

Delhi

5.0

1st May 2021

Claim Support

I really appreciate the way I was treated concerning my claim. The customer service was both professional and friendly, which enhanced my confidence in Bajaj Allianz. 

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Pramod Chand Lakra

Jaipur

5.0

27th Jul 2020

Reliable Service

The vehicle was used by our Zonal Manager. We appreciate your timely and prompt action in getting the vehicle ready for use within a short span of time.

SibaPrasadMohanty

Siba Prasad Mohanty

Pune

5.0

26th Jul 2020

Diverse Options

A range of options to choose from." Being a perfectionist, I prefer the best of everything. I wanted my car insurance policy to be airtight as well. 

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Rahul

Lucknow

5.0

26th Jul 2020

FAQ's

Do I need comprehensive insurance on an old car?

Yes, comprehensive insurance is still a smart choice for an old car. It protects against theft, fire, vandalism, and natural disasters—risks that don’t depend on the car’s age. Even if the car’s market value is lower, the financial relief in unexpected situations often outweighs the premium cost.

Is driving a car without comprehensive insurance possible?

Yes, driving a car without comprehensive insurance is possible, but it comes with risks. While only third-party insurance is legally required, skipping comprehensive coverage means you bear the full cost of damages from theft, fire, or natural disasters.

What are deductibles in comprehensive car insurance?

Deductibles in comprehensive car insurance are the amount you pay from your pocket before the insurer covers the rest of the claim. There are two types: compulsory deductible, set by the insurer, and voluntary deductible, chosen by you to lower premiums. Higher voluntary deductibles reduce premiums but increase your share in claims.

What is IDV in comprehensive car insurance?

Insured Declared Value (IDV) in comprehensive car insurance is the maximum amount you can claim/receive if your vehicle is stolen or damaged beyond repair. It is calculated based on the car’s market value, factoring in depreciation. A higher IDV increases premiums, while a lower IDV reduces payouts during claims.

What factors determine the premium for car insurance?

Car insurance premiums depend on car type, age, make, and model. Not only that engine capacity, location, and frequency of usage. The age of the driver and their claims history also impact costs. Additional add-ons, voluntary deductibles, and installed safety features are other factors that influence the final premium.

What is NCB in comprehensive car insurance?

No Claim Bonus (NCB) in comprehensive car insurance is a discount on the premium for not filing claims during the policy term. It rewards safe driving and responsible ownership, increasing yearly up to 50%. NCB reduces renewal costs to make insurance affordable.

What are the factors that can contribute to comprehensive car insuranc

Comprehensive car insurance claims can be rejected due to policy lapses, incorrect information, driving under the influence, unauthorized vehicle modifications, using the car for commercial purposes, delayed claim reporting, lack of valid documents, or intentional damages.

Why is medical insurance necessary for your health?

Medical insurance provides financial protection against unexpected medical expenses, ensuring access to quality healthcare without depleting your savings.

How many dependent members can I add to my family health insurance pla

You can add your spouse, children, parents, and other dependents as per the policy terms, ensuring comprehensive family coverage.

Why should you compare health insurance plans online?

Online comparison helps you find the best plan that suits your needs and budget, offering a clear understanding of coverage and benefits.

Why should you never delay the health insurance premium?

Delaying premiums can result in policy lapse, losing coverage benefits and financial protection, and may lead to difficulties in renewing the policy.

How to get a physical copy of your Bajaj Allianz General Insurance Com

Request a physical copy from the insurer or take a printout of the digital policy document received via email.

Is there a time limit to claim health cover plans?

Claims should be made within the stipulated time as per the policy terms to avoid rejection and ensure timely processing.

What exactly are pre-existing conditions in an Individual Health Insur

Pre-existing conditions are medical conditions you had before buying your Individual Health Insurance plan. Coverage for these might require waiting periods or exclusions. Be transparent about your health history.

How is the insurer going to pay my hospital bills?

Insurers cover hospital bills through reimbursement (you pay upfront and get reimbursed later) or cashless hospitalisation (insurer settles bills directly with network hospitals).

Are there any tax advantages to purchasing Individual Health Insurance

Individual Health Insurance premiums often qualify for tax deductions under Section 80D of the Income Tax Act (India).

Why should I need Personal Medical Insurance?

Personal medical insurance offers financial protection against unexpected medical expenses due to illness, accidents, or hospitalisation. It provides peace of mind and safeguards your savings.

How do I go about renewing health insurance plans?

Don’t stress the small things in life! The easiest and quickest way to renew your life insurance policy is by doing it online. Topping up your health cover gives you freedom from worrying about heavy medical expenses.

How is the health insurance renewal premium calculated?

We know that reading through the ponderous terms and conditions section of a health insurance policy isn’t always easy. So, here is the quick answer. Your renewal premium is calculated based on your age and coverage. As always, you can put the power of compounding to good use by investing in health insurance as early as possible.

Can I renew my expired health insurance policy?

Yes, of course. Life can get really busy and even things as important as renewing your health insurance plan can get side-lined. With Bajaj Allianz, we turn back the clock to give a grace period where you can renew your expired policy. For 30 days from the expiry date, you can still renew your health cover with ease. Now, you can run the race at yo

Can I renew health insurance online?

Absolutely! All you have to do to renew your health insurance is click or tap a few times! You can definitely renew health insurance policies online and also buy new policy for your family & friends click here to know more.

Will I be able to transfer my health insurance policy from another pro

Yes, as per IRDAI regulations, insurance portability between providers is allowed. This also includes transfer of benefits like Cumulative Bonus and credits relating to waiting period for pre-existing diseases.

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