VPAY – Ultimate All-in-One Car Insurance Add-On

Protects against a wide range of risks including cyber attacks, mechanical breakdowns, and accidental damages

Includes benefits like roadside assistance, vehicle towing, recalibration of digital systems, and smart repairs

Covers repair/replacement costs, legal defense, and even theft of funds due to cyber attacks

Offers daily cash benefits for vehicle downtime and accommodation benefits during repairs

Ensures you're covered for unexpected events, from minor scratches to major breakdowns, with a focus on keeping you and your vehicle safe and operational

Accidental loss or damage to accessories (excluding CNG/LPG kits) that were part of the insured vehicle at policy inception but not declared. Accidental loss or damage to accessories (excluding CNG/LPG kits) installed during the policy period. Maximum liability is 1% of the IDV

Covers accidental loss or damage during organized rally events, excluding motor racing, speed tests, dexterity trials, and hill climbs

Extends coverage to accidental loss or damage within Bangladesh, Bhutan, Nepal, Pakistan, Sri Lanka, and Maldives

Covers loss or damage to CNG/LPG kits not declared at policy inception. Maximum liability is 1% of the IDV

Covers repair or replacement costs for damage caused by rodent bites to non-metal parts

Covers repair and replacement costs without depreciation Covers consumables required during vehicle repair

Covers damage to internal parts of the traction battery, Battery Management System (BMS), and Electric Vehicle Drive System due to power surges, exothermic reactions, water ingress, and short circuits. Excludes damage from neglect, unauthorized service, and wear and tear

Waives the compulsory deductible under the policy, except for any voluntary deductible opted for a discount

Covers the cost of towing the insured vehicle to the nearest repairer if disabled due to covered loss or damage. If the service cannot be arranged, you can arrange towing and submit bills for reimbursement

Comprehensive Services like Flat Battery, Spare Keys, Flat Tyre, Minor Repairs, Towing Facility, Urgent Message Relays, Medical Coordination, Fuel Assistance, Taxi Benefits, Accommodation Benefits, Legal Assistance, Helpline and more

Settles claims for total loss or constructive total loss at the company's discretion

Covers repair costs for engine and fuel system damage due to adulterated fuel, including testing costs.

Covers internal parts and repair costs if the vehicle is driven before necessary repairs or left unattended after an accident.

Covers the cost of replacing damaged tyres due to accidental means where insured vehicle has not met with an accident, up to four tyres per policy period.

8 more optional covers for wider protection

Any damage caused to the car intentionally

If the driver doesn't have a valid license at the time of the accident, the damage won't be covered

If the damage is caused by intentional actions, neglect, or gross negligence by you, your family, or employees, it won't be covered

If the car had damage before the policy started and you didn't disclose it, it won't be covered

If you or your authorized representative commits fraud, the damage won't be covered

Provides immediate roadside help for emergencies like flat tyres, towing, fuel assistance and more

Coverage for consumables items like grease, lubricants, engine oil, oil filter, brake oil, etc

Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands

If you drive less then you can pay less by selecting number of kilometers driven in a year and thus saving on your insurance premium

Protects your No Claim Bonus even if you make a claim ensuring you get discount on your premium

This add-on cover can be fruitful if your car's tyre or tube gets damaged due to an accident. Tyre secure cover provides coverage for replacement expenses of tyres and tubes of the insured vehicle

If your car is in the garage for repairs, this cover will pay for money spent on cabs for your daily commute

Covers financial losses incurred due to damage to your car engine

Recover invoice value of your car back in case of theft or total loss