Pet Insurance

Dog Insurance

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Key Features

Giving Back the Loyalty They Deserve

Coverage Highlights

Key benefits of this plan
  • Comprehensive Coverage

Includes vet fees, surgeries, and illness-related treatments

  • Affordable Premiums

Flexible and tailored plans for pets of all types

  • Emergency Care Support

Coverage for emergencies and unexpected treatments

  • Multiple pets covered

Our plans cover multiple pets, providing all-round protection for your beloved cats and dogs

Inclusions

What's covered?
  • Surgery & Fracture Expenses Covered

Pays agreed amount in case of Surgical expenses incurred for the insured dog during the Policy Period

  • Hospitalization Expenses

Pays agreed amount in case of in-patient treatment for an Illness or Accidental Injury to the insured dog, carried out in a Veterinary Hospital and necessitated/ Medically required by an incident occurring to the insured dog during the Policy Period

  • Mortality Benefit

Pays agreed amount in case of death of insured dog due to Illness, Accident or as a result of the Vet putting insured dog to sleep in order to alleviate its incurable and inhumane suffering due to an Illness or Accident during the Policy Period.

  • Terminal Diseases Cover

Pays agreed amount in case the dog is diagnosed as suffering from any of the Terminal diseases

  • Long-Term Care Cover

Pays agreed amount in case the dog is diagnosed as suffering from any of the Illnesses and require long term care

  • OPD Cover

Pays agreed amount for treatment of your dog, carried out by a vet at his/her Veterinary Clinic, upto the amount of INR 30000

  • Third Party Liability

Pays agreed amount for defending the claims lodged against the Insured is absolved of the legal liability by a competent Court or Tribunal

  • Theft/Straying/Lost Cover

Pays agreed amount for permanent loss as a result of your dog being lost or stolen or strayed and no recovery having been made after 45 days despite appropriate attempts to trace your dog including advertising and reward

  • Note

Please read policy wording for detailed terms and conditions

Exclusions

What's not covered?
  • Pre-existing medical conditions

Non-veterinary treatments or care

  • Cosmetic or elective procedures

Routine check-ups or vaccinations outside the policy scope

  • Glaucoma related claim

Any claim related to Glaucoma shall not be payable

  • Death due to lack of vaccination

if the insured dog is put to sleep due to aggression unless this can be attributed to an Illness and can be certified by a Veterinary Doctor

  • Surgeries/Hospitalisations

Any Surgeries/Hospitalisation which are not necessitated due to any Accident/Illness

  • Note

Please read policy wording for detailed terms and conditions

Additional Services

What else can you get?
  • Vaccination

Covers failure of vaccination

  • Discounts

Avail exciting discounts like RFID discount, Medical Report discount, etc

  • Note

Please read policy wording for detailed terms and conditions

Benefits You Deserve

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Plan Customization

Tailor your coverage as per your requirement

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Multiple Pet Coverage

Our plans cover multiple pets, providing all-round protection for your dogs

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Long term Discounts Available

Avail long term plans & benefit from significant discounts

COMPARE TABLE

Find the best coverage options side by side, tailored to your needs.

Coverage Name
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Sum Insured

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Short Term

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Annual/Long Term

Surgery Expenses Cover INR 10,000 - INR 3,00,000 Yes Yes
Hospitalisation Expenses Cover INR 5,000 - INR 50,000 Yes Yes
Mortality Benefit Cover Varies for each pet No Yes
Terminal Diseases Cover INR 5,000 - INR 50,000 No Yes
Long-Term Care Cover INR 5,000 - INR 50,000 No Yes
OPD Cover INR 30,000 Yes Yes
Third Party Liability Cover INR 10,000 - INR 1,50,000 Yes Yes
Theft/Lost/Straying Cover Varies for each pet Yes Yes

Download Policy Document

Get instant access to your policy details with a single click.

To make sure

To make sure that we are always listening to our customers,

How to Buy

  • 0

    Visit Bajaj Allianz website

  • 1

    Enter personal details

  • 2

    Compare Pet insurance plans

  • 3

    Select suitable coverage

  • 4

    Check discounts & offers

  • 5

    Add optional benefits

  • 6

    Proceed to secure payment

  • 7

    Receive instant policy confirmation

How to Renew

  • 0

    Login to the renewal portal

  • 1

    Enter your current policy details

  • 2

    Review and update coverage if required

  • 3

    Check for renewal offers

  • 4

    Add or remove riders

  • 5

    Confirm details and proceed

  • 6

    Complete renewal payment online

  • 7

    Receive instant confirmation for your policy renewal

How to Claim

  • 0

    Notify Bajaj Allianz about the claim

  • 1

    Submit all the required documents

  • 2

    Choose cashless or reimbursement mode for your claim

  • 3

    Avail treatment and share required bills

  • 4

    Receive claim settlement after approval

Know More

  • 0

    For any further queries, please reach out to us

  • 1

    Phone +91 020 66026666

  • 2

    Fax +91 020 66026667

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Hear from our customers

Instant Policy Issuance

Very user-friendly. I got my policy in less than 10 minutes.

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Prithbisingh Miyan

Mumbai

4.5

5th Nov 2024

Excellent Service

Bajaj Allianz provides excellent service with user-friendly platform that is simple to understand. Thanks to the team for serving customers with dedication and ensuring a seamless experience.

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Rajat Sahai

Pune

5

5th Nov 2024

Quick Service

The speed at which my insurance copy was delivered during the lockdown was truly commendable. Hats off to the Bajaj Allianz team for their efficiency and commitment!

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Jaykumar Rao

Bhopal

4.7

24th May 2020

Smooth Process

Hassle-free through the web with all options we can review while taking policy.

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Vikram Anil Kumar

Pune

4.5

26th Jul 2020

FAQ's

Is pet insurance for dogs important?

A pet insurance is a must for every pet owner to maintain the pet’s overall well-being. With suitable pet insurance coverage, your pet dog can avail of medical care and secure you against unexpected veterinary bills.

Why is pet insurance important?

A pet insurance is a must for every pet owner to maintain the pet’s overall well-being. With suitable pet insurance coverage, your pet can avail medical care and secure you against unexpected veterinary bills.

What factors affect the pet insurance premium in India?

Various factors determine pet insurance in India. Some of it includes breed, size of the breed, age and policy tenure.

Can the pet be used for any commercial purpose?

The pet can be insured for commercial purposes. However not for hunting, sports activities, breeding, or any hazardous activities.

Which is better: health insurance or medical insurance?

Health insurance offers broader coverage, including pre and post-hospitalisation expenses, while mediclaim policy primarily covers hospitalisation costs, making health insurance more comprehensive.

What is the cost of buying pet insurance?

The pet insurance premium is dependent on several factors such as policy term, breed, age of the pet, etc. Comparing the average cost of medical bills for the pet and the premium paid to purchase a pet insurance it is only wiser to opt for the latter as it is cost-effective.

What is a pet insurance policy?

A pet insurance policy is designed to help pet owners manage their costs for veterinary care. It usually covers the expenses for accidents, illnesses, and sometimes routine wellness, depending on the plan.

Can I get an insurance policy for my pet?

Yes, but the availability and specific types of coverage can vary depending on your location and the type of pet you have.

What is the cost of pet insurance policy?

The cost of a pet insurance policy varries based on several factors, including the pet's breed, age, health, and the level of coverage chosen. The policy premium can also differ as per the coverage.

What documents do I need to get a pet insurance policy?

You need to provide basic information about your pet, such as their breed, age, and medical history. Some providers may require veterinary records or proof of vaccination. It is always best to check about the specific documentation requirements.

How can I claim on my pet insurance policy?

To claim on a pet insurance policy, submit a claim form along with veterinary invoices and medical records to your insurance provider. Some insurers may offer online claim submission as well; thus, you should always refer to your policy documents for the specific claim process.

How many times can I raise a claim on my pet insurance policy?

The number of claims you can raise on a pet insurance policy depends on the specific policy terms and coverage limits. Some policies allow multiple claims within the policy period, but some may have annual limits or per-incident limits. Check your policy documents for more details.

Can I avail cashless claim service for pet insurance policy?

Cashless claim services for pet insurance are becoming more common, but availability varies. Check with your insurance provider to see if they offer cashless options and which veterinary clinics participate in their network.

What is a pet claim?

A pet claim is a request for reimbursement from your pet insurance provider for eligible veterinary expenses incurred due to your pet's illness or injury, as outlined in your policy.

What is the process of renewing pet insurance policy?

The renewal process for pet insurance involves paying the renewal premium before the policy's expiration date. Some insurers may offer automatic renewals while others require you to confirm your intent to renew. It's best to contact your provider or review your policy documents for their specific renewal process.

Do I need to pay additional money for renewing pet insurance policy?

Yes, you might need to pay a renewal premium to maintain your pet insurance coverage. The premium amount may vary based on factors such as your pet's age, health, and any changes to the policy's coverage.

What documents do I need to renew my pet's insurance policy?

In most cases, you won't need to provide extensive documentation for renewal. However, your insurer might request updated veterinary records if your pet's health has changed significantly. Always check with your insurance provider for their specific renewal requirements.

What is the renewal period for pet insurance plans?

The renewal period for pet insurance plans is usually annual, though some policies might have different renewal frequencies. It's important to renew your policy before the expiration date to avoid a lapse in coverage. Refer to your policy documents for the exact renewal period.

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Benefits Of Dog Insurance Policy

Extensive Coverage of Pet Dog Insurance

- Lifetime Cover

Covers your pet dog, between the ages of 3 months to 10 years, over their lifetime

*T&C Apply

- No Waiting Period For Accidents

Covers treatment of any injury/surgery or mortality resulting from any accident from the moment of policy issuance, without any waiting period

- Discount On RFID Tagging

If your pet has a micro-chip or is RFID tagged, you get extra savings of 5% on your  premium

* Note : The premium of this insurance plan would depend upon the age, breed and gender of the dog. Pet dogs are classified into either Small, Medium, Large or Giant sizes based on the breed of the dog.

Additional Benefits With Your Dog Insurance Policy

Our Pet Dog Insurance Provides Various Benefits For Your Pet:

- Pre-Policy Medical Check-ups

No mandatory pre-policy medical tests for your pet dog, even if your pet is at a higher age. There will be some waiting periods for certain diseases, though.

- Vaccination

We’re sure your pet dog’s vaccinations are given as and when required, in the duration of the policy. And if yes, this insurance will also cover failure of vaccination. Please note that in order for the coverage to be valid, your dog needs to be vaccinated throughout the policy period.

* Note : The buy journey of Plan A is available on the website, however, you may contact the nearest branch or call our 24 hours toll free number 1800-209-5858 / 1800-102-5858 for the alternate Plan B

* Note : For the Mortality Benefit Cover and Theft/Lost/Straying Cover, you may choose any Sum Insured up to a maximum price (which depends upon the breed of the dog and whether the dog is a pedigree or non-pedigree). If you wish to choose a Sum Insured which is applicable only for a pedigree dog, you need to provide us a certificate from Kennel Club of India (KCI) for proving the pedigree lineage. If you wish to choose a Sum Insured which is beyond the maximum price, you need to provide us an invoice or any other proof of purchase price.

Entry And Exit Age For Dog Insurance

We think it’s a great idea that you’re looking at pet dog insurance options. In order to be eligible for this cover, your dog must be between the ages of 3 months to 4 years for Giant Breeds or 3 months to 7 years for Small/Medium/Large breeds. We can offer your dog insurance for up to the age of 6 years for Giant breeds or 10 years for Small/Medium/Large breeds, if continuously renewed with us.

Now, you must be wondering what documents you need to submit while buying the policy. Well, here’s a list to help you get started:

Documents To Be Submitted While Buying A Dog Insurance

- You’ll need to fill up the form and provide the details relating to your pet dog on our website

- To help identify your pet, we’ll need colour photos of your pet from 5 sides, Front, Back, Left, Right and Top. If your pet has an RFID chip, a colour photo, which clearly captures the identification number will work too. The photo needs to include the newspaper as on the date of application, with the date of the newspaper visible.

- You’ll also need to self-declare that your pet has received all their vaccinations on time

- If your pet is more than 4 years of age, and you’re opting to waive off the 90 days waiting period (as explained in Special Conditions) we’ll need some Diagnostics Test Results, such as Bio-chemistry test, Circulatory blood count, urine test and chest X-Ray.

- If you are choosing a Sum Insured which applicable for a pedigree lineage, you’ll also need to provide a Pedigree Certificate from Kennel Club of India

- If you are choosing a higher Sum Insured than the maximum price defined for that breed, you’ll need to provide purchase proof

Special Conditions

In case you are applying for a pet dog over the age of 4 years, you will have to opt for either:

Presenting the medical test reports of the dog conducted in the last 7 days for the following medical tests; such as Bio-chemistry test, Circulatory blood count, urine test and chest X-Ray.

OR

No cover for the initial 90 days of the policy period from the date of inception of the policy for any Surgery, Hospitalization, Mortality, Terminal Diseases, Long Term Care or OPD related covers with respect to following illnesses:

1. Liver Dysfunction

2. Kidney Dysfunction

3. Pancreatic Dysfunction

4. Cushing’s Syndrome

5. Diabetes

6. Thyroid Dysfunction

7. All Types of Cancers and Tumors

8. Meningitis

9. Epilepsy

10. Peritonitis

11. Inflammation of Prostate Gland

12. Coagulation Disorders

13. Cardiac Dysfunction

14. Otitis

15. Hip Dysplasia

16. Ascites

17. Parvo Virus Infection

18. Distemper

19. Canine Leptospirosis

20. Upper Respiratory Tract Infection

21. Urinary Tract Infection

22. Vestibular Disorder

23. Pneumonia

24. Pyometra

25. Osteoarthritis

26. Venereal Granuloma

27. Insulinoma

28. Hematoma in Ear

29. All Eye-Related Problems

Why Bajaj Allianz Dog Insurance Policy?

For a lot of us, our pets are like our family. We do everything we can to take care of them. We ensure that our pets are well-fed, trained well, get enough of space to run and be fit and, of course, get showered with love and attention. So why not include them in the circle of protection that insurance offers, with Bajaj Allianz Pet Dog Insurance Policy.

With the Bajaj Allianz Pet Dog Insurance Policy, you can give your dog the best medical care while protecting your bank account from unexpected, and expensive, veterinary bills. This annual policy doesn’t just act as a dog health insurance, but also offers support in case your pet goes missing.