Travel Insurance

What is Travel Insurance?

Travel insurance is a policy that protects you from unexpected costs while travelling. It covers medical emergencies, trip cancellations, lost baggage, flight delays, and other risks. If you fall ill abroad, travel insurance can help with medical expenses and hospitalisation. It also reimburses you for cancelled trips due to emergencies. Lost or delayed baggage coverage ensures you are compensated for missing belongings. Flight delays and cancellations may also be covered, helping with extra expenses. Travel insurance provides financial security and peace of mind, especially for international trips. Before buying, compare policies to find one that suits your needs, ensuring you travel stress-free and stay protected against unforeseen events.

Features of Travel Insurance by Bajaj Allianz General Insurance Company

- Medical Expenses and Repatriation – Covers medical emergencies, hospitalisation, and repatriation costs.

- Trip Cancellation and Curtailment – Provides financial protection if your trip is cancelled or cut short due to unforeseen events.

- Baggage Loss and Delay – Compensates for lost or delayed checked baggage.

- Passport Loss – Offers financial assistance to obtain a new passport if lost or stolen.

- Personal Accident Cover – Includes benefits for accidental death and disability.

- Emergency Cash Advance – Provides immediate financial help in emergencies.

- Trip Delay – Covers extra expenses caused by flight delays.

- Home Burglary – Protects against home burglary while you are travelling.

- Personal Liability – Covers legal liabilities for accidents or injuries to others.

- Cashless Treatment – Allows cashless medical treatment at network hospitals.

- 24X7 Assistance – Provides round-the-clock emergency support.

- Pre-existing Conditions – Some plans, like the Travel Ace Plan, cover pre-existing medical conditions.

Why Should You Opt for a Travel Insurance Policy from Bajaj Allianz General Insurance Company?

Types of Travel Insurance Policies You Can Buy

Individual Travel Insurance

Coverage: Ideal for solo travellers, this policy covers medical emergencies, trip cancellations, baggage loss, and other unexpected events.

Benefits: Provides financial protection for travel-related risks.

Plans Available:

- Travel Care: Covers medical expenses, hospitalisation, and unexpected costs abroad at an affordable price.

- Travel Secure: Offers extra coverage for medical emergencies, lost baggage, and trip delays, including a Golfer's Hole-in-One benefit.

- Travel Value: Provides extended medical coverage up to $500,000 and emergency cash up to $1,500.

- Travel Asia: Designed for travellers heading to Asia, with flexible plans (Travel Asia Flair & Travel Asia Supreme) covering trips from 1 to 30 days.

Read more about: Individual Travel insurance

Family Travel Insurance

Coverage: Designed for families, this policy provides a single plan covering all members.

Benefits: Cost-effective and convenient, offering protection for the entire family.

Plan Available:

Travel Family: Covers medical emergencies for families travelling abroad. Includes floater benefits for individuals within the family (self & spouse up to 60 years, two children under 21 years).

Read more about: Family travel insurance policy

Student Travel Insurance

Coverage: Designed for students studying abroad, covering medical emergencies, tuition fees, and education-related expenses.

Benefits: Supports students in both academic and non-academic challenges.

Read more about: Student Travel Insurance

Senior Citizen Travel Insurance

Coverage: Specifically for travellers aged 61-70, covering age-related health concerns, medical emergencies, and trip interruptions.

Benefits: Offers security and peace of mind for senior travellers.

Read more about: Senior Citizen Travel Insurance

Corporate Travel Insurance

Coverage: Designed for businesses and employees, covering work-related travel, medical emergencies, and trip cancellations.

Benefits: Ensures employee safety.

Read more about: Corporate Travel Insurance

Travel Insurance Coverage

Travelling is exciting, but unexpected events can happen. Travel insurance acts as a safety net, offering financial protection and assistance when things go wrong. Understanding your policy helps you make the most of its benefits. Here are the key areas of coverage:

- Medical Coverage

This covers medical emergencies, including hospital stays, treatments, surgeries, and dental care. Some policies also cover pre-existing conditions, co-payments, and alternative treatments. Always check the coverage limits before buying a policy.

- Trip Cancellation and Interruption

If your trip is cancelled or cut short due to illness, natural disasters, or other unforeseen reasons, this coverage reimburses non-refundable costs.

- Loss of Baggage and Personal Belongings

Losing your luggage or valuables can be stressful. Travel insurance covers lost, stolen, or damaged baggage, including personal items like laptops and cameras. Check limits and exclusions for expensive items.

- Travel Delays and Missed Connections

If your trip is delayed, insurance may cover extra costs like hotel stays, meals, and transport. Make sure to check waiting time requirements and claim conditions.

- Emergency Assistance Services

Many policies offer 24/7 helplines for medical emergencies, lost documents, or emergency evacuations. Know what support is available before you travel.

- Pre-Existing Medical Conditions

Some policies exclude pre-existing conditions, while others provide coverage or require extra premiums. Be honest about your health history when purchasing insurance.

- Policy Exclusions and Limitations

Read the policy carefully to understand what’s not covered, such as war, terrorism, or specific health conditions. Knowing these limits helps set realistic expectations.

Is It Possible to Extend Your Travel Insurance Coverage?

Yes, you can extend your travel insurance with Bajaj Allianz General Insurance Company. You can do this online or by contacting an agent. Just reach out to explore your options and ensure uninterrupted coverage during your trip

Do Travel Insurance Policies Provide Protection Against COVID-19?

The COVID-19 pandemic has changed travel, making insurance more important than ever. Many travellers wonder if their policy covers pandemic-related issues.

What Travel Insurance Typically Covers?

Travel insurance usually includes trip cancellations, medical emergencies, baggage loss, and delays. However, coverage for COVID-19 depends on the policy.

COVID-19 and Travel Insurance

Insurers have adapted policies to cover pandemic-related risks. Here’s what to check:

- Trip Cancellation & Interruption: Some policies cover cancellations due to COVID-19, while others offer Cancel for Any Reason (CFAR) add-ons for more flexibility.

- Medical Expenses & Emergency Assistance: If you contract COVID-19 while travelling, policies generally cover hospitalisation and treatment.

- Quarantine & Delays: Some policies cover quarantine-related accommodation and meal costs.

- Testing Costs: Some insurers cover COVID-19 tests if medically necessary.

Before travelling, review your policy details to ensure you’re protected.

COVID-19 Coverage with Bajaj Allianz General Insurance Company Travel Insurance:

What Are the Different Add-on Covers Available in Your Travel Insurance Policy?

Travelling opens doors to new experiences, cultures, and adventures. While planning your journey, it's crucial to consider the unexpected. Enter add-on covers, the unsung heroes of your travel insurance policy. In this article, we'll delve into the world of these additional safeguards that can make a significant difference in ensuring a smooth and stress-free travel experience.

Let’s find out how you can maximise your protection with Add-Ons and Optional Covers in Travel Insurance

Enhance your travel insurance with Add-On Covers – the extra layer of protection to shield you from unexpected financial burdens. More add-ons mean a higher premium, so choose wisely. Here's a peek at what our travel insurance offers:

- Trip Delay Delight:
Reimburses financial losses due to trip delays or cancellations up to policy limits, tailored for one trip, round trips, or multiple journeys.

- Schengen Cover: Covers expenses related to repatriation for medical reasons or urgent health conditions, including emergency hospital treatment or unfortunate events like a death.

- Compassionate Visit by a Family Member: Say goodbye to cutting short your journey due to family emergencies. This cover ensures a family member's visit is covered up to specified limits.

- Emergency Hotel Accommodation: For Family Members: Covers hotel expenses for a family member in urgent situations.

- For Insured and Family Member: Extends coverage to both the insured and family members for emergency hotel accommodation.

- Escort for Minor Child:
If you're travelling with a minor, this travel insurance cover ensures their safe journey by covering associated expenses up to specified limits.

- Loss of Personal Belongings:
Whether it's lost luggage or a passport, this cover has got you covered, easing your troubles during unforeseen circumstances.

- Replacement and Rearrangement of Staff:
Unforeseen staffing issues? This cover has your back, with rules and limits to guide you through the process.

Optional Covers:

These are bonus features for those opting for different travel insurance policies:

- Pre-existing Illness Coverage:
Covers existing diseases or conditions at the time of policy purchase, offering functional coverage for your journey.

- HIV and AIDS:
An optional cover for any age, ensuring coverage for complications related to HIV & AIDS, mitigating risks for those travelling without adequate insurance.

- Maternity and Baby Cover from Day One:
Extra benefits for expecting mothers, providing coverage from day one of pregnancy, making your journey worry-free.

- Mental Illness and Alcohol-Related Disorder Cover:
Beyond physical ailments, this optional cover includes mental health and alcohol-related disorders, allowing you to tailor your plan to suit your needs.

When you travel, unforeseen circumstances may emerge, and in such scenarios, your insurance should be more than just a policy—it should be a personalised shield. The various add-on covers in your travel insurance policy are designed to cater to specific needs, offering enhanced protection beyond the ordinary.

Whether it's Trip Delay Delight, Schengen Cover, or optional add-ons like Pre-existing Illness Coverage and Maternity Benefits, each component is a strategic layer of defence. Choose not just insurance but a travel companion that understands and adapts to your unique journey.

With Bajaj Allianz General Insurance, your travels are not just secured; they are elevated. Safeguard every moment with a policy that goes beyond expectations, providing tailored protection for every step of your adventure.

What Are the Different Add-on Covers Available in Your Travel Insurance Policy?

Travelling brings exciting experiences, but unexpected situations can arise. Add-on covers in travel insurance offer extra protection to ensure a smooth and stress-free journey. Let’s explore these valuable add-ons.

Maximise Your Protection with Travel Insurance Add-Ons

Enhance your travel insurance with add-on covers – an extra layer of financial security. More add-ons mean a higher premium, so choose wisely. Here’s what our travel insurance includes:

Standard Add-on Covers

- Trip Delay Cover – Reimburses financial losses due to trip delays or cancellations within policy limits, applicable for single trips, round trips, or multiple journeys.

- Schengen Cover – Covers medical repatriation, emergency hospitalisation, or unfortunate events like a death while travelling in Schengen countries.

- Compassionate Visit Cover – Covers travel expenses for a family member in case of an emergency.

- Emergency Hotel Accommodation – Covers hotel expenses for a family member or both the insured and their family in urgent situations.

- Escort for Minor Child – Ensures a minor travelling with you is safely escorted home in case of an emergency.

- Loss of Personal Belongings – Covers losses like misplaced luggage or passports, reducing travel disruptions.

- Replacement and Rearrangement of Staff – Helps manage unforeseen staffing issues with clear guidelines and limits.

Optional Covers

- These extra features offer added security for different travel needs:

- Pre-existing Illness Cover: Covers medical conditions you had before buying the policy.

- HIV and AIDS Cover:  Provides financial support for HIV & AIDS-related complications.

- Maternity and Baby Cover: Covers pregnancy-related expenses from day one.

- Mental Illness and Alcohol: Related Disorders Cover – Extends coverage to mental health and alcohol-related medical issues.

Different Types of Travel Insurance Plans Available with Bajaj Allianz

Coverage based on Trip Classification

Solo Trip and Family Trip

Overseas Travel Insurance Premium Details (INR 201, excluding GST) – Key Policy Parameters

This plan is tailored for travellers under 50 who seek global travel insurance without U.S. and Canadian coverage. It offers essential protection against unexpected medical costs due to sickness while abroad, ensuring assurance at an affordable premium of Rs. 201 for 15 days which is about INR 13 per day*.

Eligibility Criteria for Travel Insurance

Eligibility varies by provider, usually for those aged 18 to 70. Policies cover leisure, business, or education trips for varying durations.

Pre-existing conditions may affect coverage, requiring disclosure. Citizenship and residence can also impact eligibility.

Review the insurer’s criteria and provide accurate details to avoid claim issues.

Factors Affecting Travel Insurance Premiums

 - Age & Health: Older travellers and those with medical conditions pay more. Insurers consider the likelihood of medical emergencies when calculating premiums.

- Members Covered: More insured members mean higher costs. Family floater plans generally have a higher premium than individual policies.

- Destination: Risky or high-cost healthcare locations increase premiums. Countries with political instability or extreme weather conditions may also lead to higher rates.

- Trip Duration: Longer trips lead to higher charges. Extended coverage increases the insurer’s risk exposure.

- Coverage Type: Comprehensive plans cost more. Additional add-ons, such as adventure sports cover, further raise the premium.

- Pre-existing Conditions: Disclosing medical history affects pricing. Some insurers may impose exclusions or higher deductibles for certain conditions.

- Trip Disruptions: Higher coverage for cancellations/delays raises costs. Policies covering unexpected events like job loss or natural disasters tend to be pricier.

- Deductibles & Limits: Lower deductibles and higher coverage increase premiums. Opting for a higher deductible can reduce costs but increases out-of-pocket expenses during claims.

Choosing the right balance ensures cost-effective coverage while meeting your travel needs.

How to Shortlist a Travel Insurance Policy?

Choosing the right travel insurance policy is crucial to ensuring a stress-free journey. Here's a guide on how to shortlist the best travel insurance for your needs.

 Understand Your Needs

Begin by assessing your travel requirements. Different trips may demand different types of coverage. For instance, an adventure-filled vacation might require coverage for extreme sports, while a business trip may prioritize coverage for trip cancellations.

 Coverage Types

Familiarise yourself with the types of travel insurance coverage offered. Common categories include medical coverage, trip cancellation/interruption, baggage loss, and emergency evacuation. Select coverage that aligns with your specific needs and concerns.

 Policy Duration

Consider the duration of your trip. Some policies are designed for short-term travel, while others cater to long-term or frequent travellers. Choose a policy that suits the length and frequency of your journeys.

 Destination-Specific Coverage

Certain regions may pose unique risks or require specific coverage. If you're traveling to remote areas, check if the travel insurance policy includes emergency evacuation. Some policies may exclude coverage in regions with travel advisories, so ensure your destination is covered.

 Pre-Existing Conditions

If you have pre-existing medical conditions, ensure that your travel insurance policy covers them. Some policies may have exclusions or offer coverage with additional premiums. Disclose all relevant information to avoid complications during claims.

 Compare Quotes

Obtain quotes from different insurance providers. Compare not just the cost but also the coverage limits, exclusions, and additional benefits. Look for value rather than opting for the cheapest option.

 Read Reviews

Customer reviews and testimonials can provide insights into the experiences of others with a particular insurance provider. Consider both positive and negative feedback to make an informed decision regarding the travel insurance plan.

 Check Claim Process

Understand the claim process of the insurance provider. A smooth and straightforward claims process is essential. Read the travel insurance policy documents to know what documents are required in case of a claim.

 Customer Support

Assess the customer support services of the insurance company. Access to 24/7 assistance, especially during emergencies, is crucial. A reliable customer support system adds to the overall convenience of the policy.

 Policy Exclusions

Carefully review the policy exclusions. Knowing what is not covered is as important as understanding what is covered. Be aware of specific circumstances or activities that may void your coverage.

 Policy Limits

Check for coverage limits for each category. Ensure that the limits are adequate for potential expenses. For instance, if you're carrying expensive equipment, verify the baggage loss limit.

By following these steps and conducting thorough research, you can shortlist a travel insurance policy that aligns with your travel plans, provides comprehensive coverage, and offers peace of mind throughout your journey.

Are There Ways To Save On Travel Insurance Premiums?

Travel insurance is essential for protecting your trip, but that doesn't mean you have to break the bank. Here are savvy ways to trim travel insurance premiums without compromising coverage.

Compare Quotes

Don't settle for the first quote you receive. Shop around and compare quotes from different providers. Online comparison tools make it easy to identify cost-effective options that suit your needs.

Opt for Basic Coverage

Evaluate your travel needs and choose a travel insurance policy that aligns with them. Opting for basic coverage without unnecessary add-ons can significantly reduce premiums. Tailor your plan to match your specific requirements.

Consider Annual Policies

If you're a frequent traveller, an annual policy might be more cost-effective than purchasing coverage for each trip individually. This approach can lead to substantial savings in the long run.

Increase Deductibles

Choosing a higher deductible often results in lower premiums. Assess your risk tolerance and financial capability to determine a deductible that strikes the right balance between savings and coverage.

Exclude Unnecessary Coverage

Review the policy details and exclude coverage for situations unlikely to affect your trip. For instance, if your credit card provides rental car insurance, there's no need for similar coverage in your travel insurance policy.

Book Early

Securing travel insurance early can result in lower premiums. Booking well in advance allows you to lock in rates and provides peace of mind with extended coverage against unforeseen events.

Group Plans

If travelling with family or a group, inquire about group discounts. Some insurers offer discounted rates for multiple travellers, making it a cost-effective option for families or friends embarking on a journey together.

Maintain Good Health

Your health directly affects premiums. Stay healthy and disclose accurate medical information to avoid unnecessary surcharges. Some insurers offer discounts for policyholders with a clean bill of health.

By implementing these strategies, travellers can enjoy comprehensive coverage while keeping travel insurance premiums within a budget-friendly range. Whether you're a frequent globetrotter or embarking on a one-time adventure, smart choices can lead to significant savings without compromising on protection.

Why Should You Compare & Buy Travel Insurance Online?

In an age dominated by digital convenience, the process of buying travel insurance has undergone a significant transformation. The traditional approach of visiting insurance offices or relying on agents has given way to the simplicity and efficiency of opting for travel insurance online. Here are compelling reasons why comparing and buying travel insurance online has become the preferred choice for savvy travellers.

Accessibility and Convenience

Online platforms provide unparalleled accessibility, allowing travellers to explore and purchase insurance policies at any time, from anywhere in the world. This convenience eliminates the need for physical visits to insurance offices, saving time and effort for individuals with busy schedules or those planning last-minute trips.

Comprehensive Comparison

Online platforms empower travellers with the ability to compare a wide array of travel insurance policies at their fingertips. With a few clicks, users can assess coverage options, policy features, and premium rates from multiple insurance providers. This comprehensive comparison ensures that individuals can make informed decisions tailored to their specific travel needs when they opt to buy travel insurance online.

Real-Time Quotes and Customization

One of the significant advantages of online platforms is the provision of real-time quotes. Travellers can instantly receive quotes based on their input, allowing them to gauge the cost-effectiveness of various policies. Additionally, online platforms often offer customisation features, enabling travellers to adjust coverage limits, deductibles, and other policy details to align with their preferences and budget.

Transparent Information

Online platforms prioritise transparency, providing detailed information about policy terms, conditions, and exclusions. Travellers can review travel insurance policy documents, understand coverage inclusions and limitations, and make informed choices. This transparency builds trust and confidence in the selected insurance plan.

Customer Reviews and Ratings

Travellers can benefit from the experiences of others by accessing customer reviews and ratings on online platforms. This valuable insight into the real-world experiences of fellow travellers’ aids in assessing the reliability and efficiency of insurance providers. It also helps individuals choose insurers with a proven track record of customer satisfaction.

Instant Policy Issuance:

Gone are the days of waiting for travel insurance policy documents to arrive by mail. Online platforms facilitate instant policy issuance. Upon completing the purchase, travellers can receive electronic copies of their insurance policies immediately, allowing for swift and hassle-free documentation for visa applications or other travel-related requirements.

Cost Savings

Online platforms often feature exclusive discounts and promotional offers. By comparing options online, travellers can capitalize on cost savings that may not be available through traditional channels. These savings contribute to a more budget-friendly travel insurance experience.

In conclusion, the shift towards comparing and buying travel insurance online is driven by the undeniable advantages of accessibility, comprehensive comparison, transparency, and cost savings. For modern travellers seeking efficiency and reliability, the online landscape provides a seamless and user-friendly experience, ensuring that the journey begins with the right level of protection.

Read more about: Compare Travel Insurance

Buy Travel Insurance Online from Caringly Yours Mobile:

 - Step 1:
Download the Caringly Yours Mobile App and use your login credentials to access the application.

- Step 2:
Select the travel insurance option, providing necessary details including your name, date of birth, travel specifics, dates, and pin code.

- Step 3:
Allow the application to process your information, receiving comprehensive insurance quotes directly on your phone.

- Step 4:
Choose the plan aligning with your travel itinerary, optionally include add-ons, and proceed to make the payment.

- Step 5:
Finalise the plan selection, include preferred add-ons, and complete the payment process.

- Step 6:
Await confirmation receipts and insurance documents, promptly delivered to your designated email address.

Whether through the official website or the Caringly Yours Mobile App, Bajaj Allianz ensures a user-friendly and efficient process to secure your travels with the utmost convenience and peace of mind.

Understanding the Claim Procedure for Travel Insurance Plans

Understanding the travel insurance claim procedure is crucial for international travellers. Bajaj Allianz offers three distinct claim procedures, ensuring a seamless process for policyholders.

1.    Cashless Travel Insurance Claim

Applicable for overseas hospitalization expenses exceeding USD 500, the cashless claim process involves:

- Online Document Submission:
Initiate the process by submitting required documents online for verification.
 - Payment Guarantee Letter:
Upon claim document verification payment Guarantee letter to be released to the hospital .
- Completing Formalities:
In case of missing information, complete the necessary formalities for a smooth claim process.

2.     Travel Insurance Reimbursement Claim

For accurate documentation, the reimbursement claim process takes approximately 10 working days.

- Document Collection:
Gather necessary documents and submit original copies (paid receipts only) at BAGIC HAT
- Verification and Payment:
Post scrutiny, receive payment within 10 working days in your Indian bank account via NEFT.
- Incomplete Documentation:
Submit the documents upon receiving the email from the document recovery team within 45 days, after which the claim will be closed due to non-submission of the required documents.

Policy deductible will be applicable as per policy copy.

Documents Required for Travel Insurance Claims:

         - Policy Documents (Number & Name of the Insured, and Contact Details)

         - MEDICAL REPORT/INVESTIGATION REPORT for emergency and OPD basis treatment (If required and raised by claims team)

         - Incident Details (with self-declaration from insured for illness or incidence)

         - Attending Physician’s Statement (APS)

         -Romif from insured for Obtaining Medical Records (if require )

         -Cancelled cheque for bank transfer to the insured

 Loss of Baggage:

         - Claim Form

         - Baggage Tags Copies

         - Confirmation Letter from Airline Authorities to determine the delivery time and date of the baggage to the insured.

         - Property Irregularity Report

         - Emergency purchase receipt of Item bought due to delay of Baggage

         - Cancelled cheque for bank transfer to the insured

         Trip Cancellation/Interruption/Missed Connection:

         - Claim Form

          - Confirmation from Airlines and Letter Certifying complete cancellation /total delay

         - Documentation for Delay/Cancellation with Reason

         - Tickets (Scan copies of both the original and revised tickets, if necessary.)

         - Invoices or Receipts of Incurred Expenses only in Bharat Bhraman. Not applicable for international travel.

         - Cancelled cheque for bank transfer to the insured

 Loss of Passport:

         - Claim Form

         - Photocopies of New and Old Passport

         - Expense Receipts and receipts for New Passport

         - Photocopy of FIR or Police Report

         - Cancelled cheque for bank transfer to the insured

 Hijack Situation:

         - Claim Form

         - Detailed Account of Hijack Events

         - Corresponding Letters from Airlines

         - Photocopy of Ticket and Boarding Pass

         - Cancelled cheque for bank transfer to the insured

 Accidental Death:

         - Claim Form

         - Scanned Copy of Death Certificate

         - Photocopy of Coroner’s Report, FIR, Post-mortem Report and MR / APS if any treatment is given. Invoices and original paid receipts (hard copies)

         - Cancelled cheque for bank transfer to the insured

 Study Interruption:

         - Claim Form

         - Medical Reports Authenticated by Doctors

         - Bills and Receipts of University Fees Paid Earlier

         - Letter from University mentioning the inability to attend the semester to complete the course

         - Cancelled cheque for bank transfer to the insured

Therefore, a thorough comprehension of the travel insurance claim procedure is paramount for a worry-free journey. Bajaj Allianz ensures a seamless process, offering various claim options tailored to diverse needs.
Read more about: Travel Insurance Claim Process

What Are The Steps To Extend Your Travel Insurance Policy Offline?

Extend Travel Insurance Policy Offline

         Offline extension means that you will either have to get in touch with your agent or visit the branch and complete the formalities there.

         - Step 1:  Please contact Bajaj Allianz team online or contact your Insurance Agent or visit the nearest BAGIC branch before the expiry of the existing travel insurance policy. 

         - Step 2: Please submit the signed good health declaration form (format available on the website) mentioning your current policy number, your extension request for further extension of travel insurance, with your medical status.

         - Step 3:  Bajaj Allianz team will review the extension request and give confirmation for the extension.

         - Step 4: if the extension request is accepted then we will send you a payment link or you have to give the premium to your Agent for extension of existing policy.

         - Step 5: You have to make the payment and the policy will be issued.

         - Step 6: A new policy will be issued and sent to your email id mentioned in existing policy schedule

Which Countries Compulsorily Require a Travel Insurance Policy?

International travel insurance is not just a convenience; in some countries, it's a mandatory requirement for entry. Several nations around the world, including those in the Schengen Area like Germany, France, and Italy, insist on travellers having adequate coverage before granting a visa. Countries like Cuba and Ecuador also have this prerequisite. Additionally, visitors to Russia, Turkey, and the UAE need to show proof of travel insurance upon arrival. These mandatory regulations underscore the importance of having comprehensive coverage. Before taking your international journey, it's crucial to research and secure the necessary travel insurance to ensure a smooth and compliant travel experience.

A quick glance: Without submitting the insurance confirmation, you may not get a visa for these countries.

- Antarctica

- Cuba

- Ecuador

- Qatar

- Russia

- Schengen Countries

- Turkey

- United Arab Emirates

- United States of America

Can You Port Your Travel Insurance Policy?

Embrace the liberty of travel insurance portability with Bajaj Allianz, offering a seamless transition between insurers while retaining existing benefits. We prioritize your freedom of choice, inviting all individuals to safeguard themselves with our comprehensive policies. To facilitate a smooth shift, adhere to these steps:

- Communicate your portability requirements through online registration

- Notify your current insurer 7 days in advance. This is subject to age of the insured and any PED condition declared.

Please be mindful that the premium for a comparable travel insurance plan is subject to the discretion of the new insurer. Trust Bajaj Allianz for a professional, hassle-free process, ensuring uninterrupted coverage while selecting the insurer that aligns with your preferences.