Bharat Bhraman

Student Travel Insurance Plans

●Medical expenses & accident cover

●Unique features like Family visit, Sponsor accident cover

●One policy for whole year

What is Student Travel Insurance?

Student travel insurance is an insurance plan that protects students pursuing education abroad from financial uncertainties and emergencies. This coverage spans medical expenses, travel disruptions, and loss of essential documents, ensuring students remain focused on academics without financial stress. Bajaj Allianz General Insurance Company offers comprehensive and affordable student travel insurance plans that prioritise student well-being and affordability. By opting for these plans, students can confidently manage risks while enjoying an international study experience.

WHY DO I NEED STUDENT TRAVEL INSURANCE?

Leaving the nest is hard. Not only are you leaving behind the familiar comfort of your home but also the constant support of your family. It can get especially difficultat first because you are expected to focus on your education while adjusting to a new country all by yourself.

In a situation like this, you could use a solid support system that looks after your needs and our Student Travel Insurance does just that.

While studying in foreign universities gives you an edge in your career, a Student Travel Insurance takes care of unexpected expenses that might crop up anytime. Be it a medical emergency, loss of passport, loss of baggage or a visit from a family member in case of an emergency, a Student Travel Insurance is one of your most trusted friends in a foreign country.

Offering financial help in these situations, our customised Student Travel Insurance Policies give you the peace of mind in case of an eventuality. Thus, it allows you to focus on your studies and achieve your goals.

Our global expertise combined with local knowledge help us know your needs and we have tailored our Student Travel Insurance packages accordingly. Hassle free and quick disbursement of claims coupled with in-house international toll free and fax numbers ensure instant support whenever you need.

SPECIAL FEATURES OF BAJAJ ALLIANZ STUDENT TRAVEL INSURANCE

Our policies offer coverage for :

1. Medical expenses due to hospitalisation
2. Loss of checked baggage
3. Bail bonds and tuition fees (Offered with Student Elite and Student Prime plans)
4. Loss of passport (Offered with Brilliant Minds and Student Prime plans)
5. Family visit
6. Accident to sponsor and other incidental expenses
7. Emergency dental pain relief (Offered with Study Companion, Student Elite and Student Prime plans)

Instant On-call Support Anywhere in the World

Just like your loved ones at home, we are yourbest companions abroad. For any query or support just give us a missed call on our toll-free number +91-124-6174720 and we will connect with you on priority. Quick, fast, and hassle-free, we are by your side whenever you need us.

GOT A QUESTION? HERE ARE SOME ANSWERS THAT MIGHT HELP

What is Student Travel Insurance?

A Student Travel Insurance is a kind of insurance policy offered by insurance companies tailored for students who wish to study abroad.

Who can buy Student Travel Insurance?

Any student who wishes to pursue higher studies abroad or need to travel abroad for higher academics in a foreign country can buy a Student Travel Insurance.

Is it absolutely necessary to have a Student Travel Insurance?

No. It’s not necessary to have a Student Travel Insurance. However, some Universities across the globe where you enrol for higher education make it mandatory for every foreign student to have a Student Travel Insurance.

Also, it’s financially prudent to opt for it when you go abroad to protect yourself financially in case of any unpleasant event such as loss of passport, medical emergency, loss of baggage, etc.

How can I avail a Student Travel Insurance?

You can avail a Student Travel Insurance online. Just visit our website, fill up the online application form, make the payment and you are done. It’s quick, seamless and hassle free.

When should I buy a Student Travel Insurance?

Ideally, you should buy a Student Travel Insurance when you go abroad and need to stay for a certain period of time for your education. Depending on the course you choose, a foreign stay can range anything between a year to three years. In other words, you should get this insurance for the number of years you are abroad.

How does a Student Travel Insurance Policy benefit me?

A Student Travel Insurance policy has multiple benefits. Medical expenses are much higher in a foreign country than they are in India. In case you face a medical emergency abroad, it can burn a big hole into your pocket. Having this policy takes care of the hospitalisation expenses.

It also covers up for financial losses incurred due to loss of baggage or passport during your stay. In case you suffer any bodily injury, the policy bears the cost of your treatment. These are some of the readily available benefits of having this policy.

Which type of Student Travel Insurance should I buy?

To cater to your unique needs while staying abroad, we, at Bajaj Allianz, have come up with three different types of Student Travel Insurance Policies - Student Companion Plan, Student Elite Plan, and Student Prime Plan. Each of these plans has further variants with a pre-defined benefit.

You can choose any of these plans and its variants as per your choice.

On what factors do the premium amount depend?

The premium amount depends on the type of plan you choose, the sum insured, and the add-on features. Ideally, you should choose a plan that best suits your needs and gives you an all-round protection.

Can I be issued more than one policy for the same trip?

No. You will only be issued one policy for your journey.

What’s the minimum and maximum age for buying a Student Travel Insurance?

●  Minimum age: 16 years of age.

●  Maximum age: 35 years of age.

What is the policy period?

Generally, the policy period ranges from 1-3 years. This can be further extended for 1 more year.

What is deductible?

Deductible is a cost-sharing model whereby the insurer is not liable to pay a specified monetary amount or the benefits of the policy kick-in after a specified time period. Note that a deductible doesn’t reduce your sum insured.

It simply means that you will have to bear a certain portion of the expenses out of your own pocket. Our Student Prime Plan has deductibles under certain sections.

How do I make a claim on my policy?

Making a claim is really easy. All you need to do is call our helpline number and intimate us regarding your claim. Our executives start the claim initiation process as soon as it’s received. Do remember to keep your policy details, passport number etc., with you while raising a claim.

Our executives will tell you about the documents you need to substantiate your claim. We settle your claim within Y hours.

What happens in case the overseas stay is extended?

In case your overseas stay is extended for reasons beyond your control, you must immediately reach out to us. We will accommodate the extension, for which you need to pay an additional premium.

What if I want to cancel my policy?

If you feel you don’t want the policy and wish to cancel it, you can easily do so. Cancelling your policy will fall under three sections:

1.  Before the commencement of the policy period

2.  After the commencement of the policy period during which you haven’t travelled

3.  After the commencement of the policy period during which you have travelled

The rules for cancellation are a little different under each of these sections. While in the first case you just need to email us, in the second case you need to send/email us certain documents. In the third case, refer to the table given above to know about refunds.

What is the best travel insurance for students studying abroad?

The best travel insurance for students studying abroad includes comprehensive coverage for health, travel, and study-related risks. Bajaj Allianz General Insurance Company offers plans with affordable premiums and robust benefits, ensuring students have reliable support during their international education.

What coverage does international student travel insurance typically include?

International student travel insurance covers medical emergencies, academic interruptions, travel delays, and lost belongings. Bajaj Allianz General Insurance Company plans ensures comprehensive protection for students.

How can I find affordable student travel insurance without sacrificing essential coverage?

Finding affordable student travel insurance requires evaluating options that balance affordability with essential benefits. Bajaj Allianz General Insurance Company offers budget-friendly plans that include critical coverage like medical expenses, travel disruptions, and study continuation support.

Do I need specific travel insurance for studying abroad, or will standard travel insurance work?

Standard travel insurance often lacks the specialised benefits needed for students. Bajaj Allianz General Insurance Company’s student travel insurance plans address academic and travel-specific risks, making them ideal for students studying abroad.

What should I look for in the best student travel insurance plan for international study?

Look for plans offering:

●Comprehensive health and travel coverage.

●Study continuation benefits.

●Affordable premiums and global support networks.

Bajaj Allianz General Insurance Company checks all these boxes, providing tailored plans for students.

Is there a difference between student travel insurance and study abroad travel insurance?

Yes, student travel insurance focuses on academic-specific needs, such as tuition fee reimbursement and study interruptions. Study abroad travel insurance may include broader travel benefits, but Bajaj Allianz General Insurance Company combines these features into one cohesive plan for students.

Are there options for annual travel insurance specifically for students studying abroad?

Yes, Bajaj Allianz General Insurance Company offers annual student travel insurance policies that cater to extended academic periods. These plans provide consistent health, travel, and academic protection, ensuring peace of mind for students and their families.