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Domestic Travel Insurance: Bharat Bhraman Policy

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Domestic Travel Insurance: Bharat Bhraman Plan

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What’s in it for you?

 

Home burglary cover

Children education cover

Medical expenses & accident cover

What is Domestic Travel Insurance Online?

Domestic travel insurance online is an assurance for your travels across India, offering coverage for unexpected incidents like medical emergencies, trip delays, check-in baggage loss, and more. With travel insurance for domestic travel, you can explore worry-free, knowing you're protected against uncertainties. Bajaj Allianz General Insurance Company's Bharat Bhraman Policy provides comprehensive coverage made for Indian travellers, ensuring a secure and memorable journey, whether for business, leisure, or personal reasons.

Benefits of Bharat Bhraman Domestic Travel Insurance

READY FOR BACKPACKING, ARE YOU?
The love for travelling is a shared one, almost the biggest unifier on the planet. Be it soaking in the sun with your beloved on a pristine beach, spending quality time with your family or trekking to the most scenic views with your wolf-pack, travelling makes the best of memories that often last your lifetime.

However, amidst all the fun and excitement, there’s always that element of uncertainty. But there is not much reason to worry when you have the cover of Domestic Travel Insurance to cushion you from the bad vibes! One trend that attracts attention here is that people have been found to invest in Travel Insurance only while travelling overseas, but not so much while they’re travelling within the country.

Why this inconsistency when a comprehensive Domestic Travel Insurance Plan can take care of all travel-linked interruptions and provide you a worry-free experience even in your home country! No matter a medical treatment, delay or cancellation of flights, accidents or loss of baggage, there’s not much that a Domestic Travel Insurance policy doesn’t cover.

Most importantly, it assures you complete peace of mind so that you can let your hair down and unwind. 

When Do You Need Domestic Travel Insurance?


Domestic travel insurance is essential whenever you go on a trip across India. From short cab rides to extended vacations, it offers protection against medical emergencies, delayed flights, or theft. It's especially beneficial for frequent travellers using buses, trains, or airlines. With affordable domestic travel insurance, you save money while staying prepared for unexpected travel mishaps. The Bharat Bhraman Policy simplifies the process with flexible plans to suit every travel need.

WHILE YOU PACK, WE’VE GOT YOUR BACK WHILE YOU PACK, WE’VE GOT YOUR BACK 

If uncertainties are a part of the picture no matter where you’re off to, shouldn’t you be consistently prepared as well? Bajaj Allianz Bharat Bhraman Policy is comprehensively designed with a host of features such that you need not fret over any aspect of your trip. We will make you feel at home, no matter which part of
the country you’re travelling to.

  • Personal Accident Cover Personal Accident Cover

    Should you sustain injuries (resulting from accidents or other medical emergencies) over the course of your trip, we will be prompt to cover all the expenses and pay the claim. This could be all the more beneficial if you don’t have an exhaustive medical cover, or have one that offers limited coverage.

  • Permanent Total Disability Permanent Total Disability

    God forbid, should there be a serious injury scare that results in loss of vision, hands and limbs, we will pay up the total sum insured to the nominee/legal representative of the insured.

  • Child Education Bonus Child Education Bonus

    We will pay an additional 2% of the total sum insured towards the cost of education per dependent child (to a maximum of two children).

    ·         The dependent child/children should be enrolled in an accredited educational institution

    ·         He/she/they should not exceed 21 years of age

Bharat Bhraman: Travel Insurance, on-the-go!

1. There’s no cap on age. Whether you’re 21 or 50, you can always invest in a Domestic Travel Insurance Plan and stay protected from unpleasant surprises over the course of your trip
2. Offers coverage against loss of passport, travel tickets, etc.
3. Provides coverage for a period of 1 year, up to the total sum insured
4. Covers expenses arising from flight delays or cancellations
5. Covers expenses incurred towards repatriation
6. Provides coverage against damages caused by your actions to property belonging to others
7. Protects against loss of baggage or expenditure arising due to certain medical procedures, accidents, etc.

GOT A QUESTION? HERE ARE SOME ANSWERS THAT MIGHT HELP

How can I benefit from Domestic Travel Insurance?

With a Domestic Travel Insurance Plan, you can now embark on worry and stress-free travel. It offers extensive coverage for circumstances including missed/delayed flight, damages or loss of check-in baggage, emergency medical evacuation and repatriation, personal accident cover, accidental hospitalization expenses, personal liability, trip cancellation or curtailment, child education bonus, and much more!

Please read terms and conditions carefully before concluding a sale of a Domestic Travel Insurance Plan.

At Bajaj Allianz, your comfortable travel is certainly our business. 

Who is eligible for such Travel Insurance?

Anybody who is travelling within the country (via flight, train, bus or other modes of transport) is eligible. 

In case of queries, who do I contact?

Bajaj Allianz Bharat Bhraman Policy is committed to helping you out tirelessly. All you have to do is reach out to us or give a missed call at our Toll-Free number 1800-209-5858. Trust us to get in touch with you at the earliest.

Is there any cap on age of the policyholder?

No. Age is just a number and there is no bar at all.

What does a ‘deductible’ mean?

It refers to the pre-decided amount of the claim that you are required to bear.

Are pre-existing illnesses covered under a Domestic Travel Insurance policy?

No. Most insurance companies will not cover pre-existing medical conditions and illnesses. However, read up the sales brochure carefully before investing in one.

What documents would I need to process my Domestic Travel Insurance Claim?

The customer care executive of your preferred insurer will get you up to speed on this one. However, a generic list will mandate you to bring medical reports and their copies, receipts, invoice, FIRs, etc. 

Who can buy the Bharat Bhraman policy from Bajaj Allianz General Insurance Company?

Any Indian resident planning to travel domestically can buy the Bharat Bhraman policy, ensuring coverage for various travel-related risks.

Is there any age limit for the policyholder under the Bharat Bhraman policy by Bajaj Allianz General Insurance Company?

No, there is no age limit. Individuals of all ages, from young travellers to senior citizens, can purchase this policy.

What do you mean by deductible?

A deductible is the amount you must pay out of pocket before insurance coverage kicks in for a claim.

Can I extend my Bharat Bhraman policy by Bajaj Allianz General Insurance Company?

Yes, the policy can be easily extended, providing continued coverage for your travel needs within the country.

Domestic Travel Insurance

At Bajaj Allianz, we are proud to share your passion for travelling and offer the comprehensive Bharat Bhraman Policy – a one-stop plan for all your needs related to Travel Insurance in India. Irrespective of the purpose of your trip – be it business, holiday or one that involves personal reasons – we have got you covered any time you might have to travel within the country.
Our relentless assistance can be for something as short as a cab ride to as much as a year, post which, you’d have to renew the policy. In fact, this truly first-of-its-kind policy has five plans, with each of those particularly designed to serve the battery of needs you might have:

1. PLAN A- For travel by E-commerce cabs
2. PLAN B- For travel by bus
3. PLAN C- For travel by train
4. PLAN D- For travel by scheduled airlines
5. PLAN E- For travel by other/multiple modes of transport
Just reach out to us at our Toll-Free number 1800-209-5858  and we will help you on priority.

Why Choose Bajaj Allianz Bharat Bhraman Policy?

Choosing the Bajaj Allianz Bharat Bhraman Policy for your domestic travel insurance ensures a worry-free journey across India. This comprehensive plan covers accidental hospitalisation, emergency medical evacuation, trip cancellations, and more. It provides peace of mind against unforeseen travel interruptions, allowing you to enjoy your travels without stress. Additionally, this annual domestic travel insurance offers benefits like home burglary insurance, delayed baggage coverage, and personal liability protection, ensuring you are covered from all angles. With Bajaj Allianz, you get a robust and cheap domestic travel insurance option that prioritises your safety and convenience. With Bajaj Allianz General Insurance Company, you get a robust and cheap domestic travel insurance option that prioritises your safety and convenience.

Eligibility Criteria to Buy Bajaj Allianz Bharat Bhraman Policy

The eligibility criteria for purchasing the Bajaj Allianz Bharat Bhraman policy are straightforward. Any Indian resident planning to travel within the country can buy this policy. There is no age limit, making it accessible for individuals of all ages, young travellers or senior citizens. This inclusivity ensures that everyone can benefit from the protection this comprehensive travel insurance offers for domestic travel. Moreover, the policy can be easily purchased online, allowing quick and hassle-free enrollment.

Compare Domestic Travel Insurance Options

When comparing domestic travel insurance, the Bajaj Allianz Bharat Bhraman Policy stands out for its comprehensive coverage and flexibility. By evaluating different policies, you can ensure you choose the best policy tailored to your specific needs.

Things to Consider Before Buying Domestic Travel Insurance

  • Inclusions

  • Exclusions

Accidental hospitalization expenses

Hospital daily allowance

Emergency medical evacuation and repatriation

Personal liability

Trip cancellation or trip delays

Emergency hotel extension

Home burglary insurance

Visit by a family member

Delayed receipt of check-in baggage

Loss of check-in baggage

Curtailing the duration of the trip

Delayed trip (due to glitches with the scheduled aircraft)

Repatriation of remains

Adventure sports benefit cover

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Pre-existing medical conditions

Self-inflicted injury, illness

Attempted suicide

Instances of not abiding by medical advice prescribed by the doctor

Circumstances stemming from an act of terrorism, war or other national disruptions

Anxiety, depression, disorders stemming from uncontrolled stress levels and other mental conditions

Accidents resulting from substance abuse and voluntary participation in hazardous activities

Non-medical expenses incurred

Accidents stemming from participation in adventure sports such as bungee jumping, scuba diving, surfing, rafting, horse-riding, etc.

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Download Domestic Travel Insurance Documents

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Thank you for your interest. We will send you a reminder when your policy is due for renewal.

Things To Remember While Travelling in India

  • Choose Comprehensive Coverage :

    Compare plans to find the best option. The Bharat Bhraman Policy stands out when you compare domestic travel insurance, offering accidental hospitalisation, trip cancellation, and personal liability coverage.

  • Keep Important Documents Safe :

    Protect travel tickets and identification documents to avoid unnecessary hassles. This policy covers loss or theft, keeping you stress-free.

  • Prepare for Uncertainties :

    Emergencies don’t depend on trip length. The Bharat Bhraman Policy offers reliable coverage, including repatriation of remains and home burglary insurance, even during short trips.

  • Affordable Protection :

    The nominal premium can save you from significant expenses during emergencies, leaving you with more funds for future trips.

With Bajaj Allianz General Insurance Company’s Bharat Bhraman Policy, enjoy seamless travel across India, backed by reliable coverage and 24/7 support. Get a quote online and make every trip a safe adventure!

Features of Domestic Travel Insurance

  • There’s no cap on age. Whether you’re 21 or 50, you can always invest in a Domestic Travel Insurance Plan and stay protected from unpleasant surprises over the course of your trip
  • Offers coverage against loss of passport, travel tickets, etc.
  • Provides coverage for a period of 1 year, up to the total sum insured
  • Covers expenses arising from flight delays or cancellations
  • Covers expenses incurred towards repatriation
  • Provides coverage against damages caused by your actions to property belonging to others
  • Protects against loss of baggage or expenditure arising due to certain medical procedures, accidents, etc.

TIME TO BUST SOME MYTHS!

  • Myth#1: I don’t need domestic travel insurance because my travel time is small

    Emergencies like medical emergencies, delay or cancellation of the scheduled flight, thereby leading you to miss another connecting flight and loss of check-in baggage don’t depend on the duration of your trip. Investing in a comprehensive Domestic Travel Insurance Policy can be your way out in these times of stress.

  • Myth#2: These plans will burn a hole in my pocket

    This probably needs the maximum busting, considering it has been doing the rounds for a long time now. When you opt for a Domestic Travel Insurance Plan, you pay a nominal amount for the cover in comparison to what you’d have to pay to manage a medical emergency or loss of baggage out of your own pocket.

    Thus, the Domestic Travel Insurance Plan will help you save a lot of money in case of an emergency or a travel mishap. And that just means more funds to plan another trip! 

  • Myth#3: Getting a domestic travel insurance plan is complicated

    System alert: Biggest myth detected.

    No doubt obtaining Domestic Travel Insurance was cumbersome back in the day. But one day, we thought it good to do away with unnecessary complications. And now here we are, having ushered in a day when you can purchase Domestic Travel Insurance online, and (wait for it…) even renew it within seconds once the exiting policy expires. 

Think Domestic Travel, Think Bajaj Allianz

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Customer Reviews & Ratings

Average Rating:

 4.62

(Based on 5,340 reviews & ratings)

David Williams

David Williams

Pretty smooth process. Hassle free process while buying travel insurance

Satwinder Kaur

Satwinder Kaur

I like your online service. I am happy with that.

Madanmohan Govindarajulu

Madanmohan Govindarajulu

Straight forward online travel insurance quote and price. Easy to pay and buy

Thank You for Your Interest in Bajaj Allianz Insurance Policy, A Customer Support Executive will call you back shortly to assist you through the Process.

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I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

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