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Travel Insurance
Your shield for every journey across India
Coverage Highlights
Unique Propositions:Design your own plan
Flexible plan allowing you to tailor coverage for yourself and your family across India
Wide Sum Insured options
Choose adequate sum insured that suits your budget
Affordable Domestic Travel plan
Affordable Domestic Travel plan to travel across India without worries
Covers Multiple mode of transport
Separate plans for Bus, Train, E Commerce Cab, Scheduled Airlines, Multiple Modes of Transfer
No restriction on Entry Age
Opt plans for any age group
24x7 support
Enjoy round the clock support to travel worry free
Key Inclusions
What is covered?Personal Accident Cover
Pays agreed amount due to Death, Permanent Total Disability and Child Education Bonus if sustained due to Accidental Bodily Injury
Accidental Hospitalization Expenses & Disability- Common Carrier (AD&D)
Covers Accidental hospitalization expenses & Accidental Day Care procedures & surgeries
Hospital Daily Allowance
Cover pay per day benefit amount for the period of Hospitalization if sustained due to Accidental Bodily Injury
Emergency Medical Evacuation
Covers Medical Evacuation to the nearest hospital from the spot of Accident by an ambulance service offered by a healthcare provider
Personal Liability
Covers against any legal liability incurred to pay Damages for third party civil claims arising out of Accidental Bodily Injury or Property Damage.
Trip Cancellation
Indemnifies cost of ticket less refund received, following the cancellation of the Journey
Missed Connection
Covers Reasonable Additional Expenses for Missed Connection of Your flight
Home Burglary Insurance
Covers loss of or damage to contents of your home in India whilst your travel.
Bounced Hotel
Covers expenses incurred for upgrade or alternate accommodation on account of denial of hotel services
Delay of Checked Baggage
Indemnify emergency purchase in case of delayed Checked Baggage more than indicated hours post your arrival.
Loss of Checked Baggage
Pays agreed amount in case of loss or destruction of your Checked Baggage while in Journey
Trip Delay By Scheduled Aircraft
Indemnify lodging and food expenses if the aircraft is delayed beyond indicated hours.
Exclusions
What’s not covered?Pre-existing Condition
Any disability or injury arising from a medical condition that existed before purchasing the policy is generally excluded
Intoxication
Accidents occurring while under the influence of alcohol or drugs are excluded from coverage
Routine Examination
The insurance doesn't cover routine check-ups, vaccinations, or vitamins if you're generally healthy
Self-Inflicted Injuries
Injuries resulting from intentional harm or attempted suicide are not covered
Criminal or unlawful act
Actual or attempted engagement in any criminal or other unlawful act.
Non passenger flights
The Insured Person engaging in air travel unless he flies as a passenger on an Airline
War and Related Perils
Injuries or death resulting from war, civil unrest, or acts of terrorism are typically excluded
Add-On Covers
Enhance your coverage with these Add-onsTrip delay Delight
Provide coverage when the flight of Insured/Insured Person/Beneficiary get delayed due to any reason
Track-a- Baggage
Track Your baggage In case it gets Delayed
Trip Curtailment
Covers expenses incurred following necessary Shortening or alteration of the journey due to Illness etc
Adventure Sports Benefit
Covers medical expenses if You are engaged in adventure sports in a non-professional capacity and under the supervision of a trained professional
Loss Of Baggage
Covers loss of personal baggage of the Insured due to theft, larceny, robbery or hold up during the journey
Get instant access to your policy details with a single click.
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Step-by-Step Guide
How to Buy
0
Download the Caringly Yours Mobile App and use your login credentials
1
Select the travel insurance option by providing necessary details
2
Allow the application to process your information & get quotes
3
Choose the plan aligning with your travel itinerary & include add-ons
4
Finalise the plan selection and complete the payment process
5
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
0
Please reach out to us for policy extensions
1
Phone +91 020 66026666
2
Fax +91 020 66026667
Cashless Claim
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Applicable for overseas hospitalization expenses exceeding USD 500
1
Submit documents online for verification.
2
Upon verification Payment Guarantee to be released to the hospital
3
Please complete necessary formalities by providing missing information
Reimbursement
0
On complete documentation receipt, reimbursement takes approx. 10 days
1
Submit original copies (paid receipts only) at BAGIC HAT
2
Post scrutiny, receive payment within 10 working days
3
Submit incomplete documents to our document recovery team in 45 days
4
Policy deductible will be applicable as per policy copy
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Simple Process
Straightforward online travel insurance quote and price. Easy to pay and buy
Madanmohan Govindarajulu
Chennai
19th Apr 2019
Convenient
Very user-friendly and convenient. Appreciate the Bajaj Allianz team a lot.
Payal Nayak
Pune
15th Mar 2024
Affordable
Very nice service with an affordable premium for travel insurance.
Kinjal Boghara
Mumbai
5th Mar 2019
User Friendly
Quick, easy, and user-friendly process to buy travel insurance.
Abhijeet Doiphode
Pune
6th Feb 2019
Customer Support
Very prompt and professional service. I am pleased with the customer service team at Bajaj Allianz.
Ushaben Pipalia
Ahmedabad
31st Jan 2019
The Domestic Travel Insurance policy covers pre-hospitalisation expenses incurred up to 5 days before hospital admission due to an accidental injury, provided the hospitalisation claim is accepted. Similarly, post-hospitalisation expenses for up to 30 days after discharge are reimbursed if they relate to the same injury. Both benefits apply only if
Trip cancellations due to medical emergencies, natural disasters, or unavoidable circumstances are covered.
Yes, the policy covers loss, delay, or damage to checked-in baggage during travel.
Repatriation of the remains add-on ensures that if the insured passes away due to an accidental injury during the policy period, we will cover reasonable expenses for transporting the remains to their residence in India or for burial/cremation at the place of death up to the sum insured.
Under this plan, a family member can be covered for economy-class transportation costs if the insured person is hospitalised due to an accident during the policy period. This benefit applies when the insured pays an additional premium, covering travel expenses for the family member to the location of the hospitalisation. Family members eligible for
Domestic Travel Insurance covers the emergency purchase of toiletries, medication, and clothing if your checked baggage is delayed for more than 6 hours after your arrival at the destination within India. This benefit is available for an additional premium, with indemnity up to the sum insured. Claims require proof of purchase and airline certifica
Domestic Travel Insurance policy covers hotel accommodation costs if the insured or their family members are unable to travel on the scheduled departure date due to an accidental injury requiring hospitalisation. This benefit extends from the original departure date to the revised departure date or a maximum of three days. The coverage is limited t
When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.
No, you can opt one policy for the single journey. Please check with your insurance company for more details.
Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.
You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.
It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.
Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.
You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.
If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your
The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
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●Home burglary cover
●Children education cover
●Medical expenses & accident cover
Domestic travel insurance online is an assurance for your travels across India, offering coverage for unexpected incidents like medical emergencies, trip delays, check-in baggage loss, and more. With travel insurance for domestic travel, you can explore worry-free, knowing you're protected against uncertainties. Bajaj Allianz General Insurance Company's Bharat Bhraman Policy provides comprehensive coverage made for Indian travellers, ensuring a secure and memorable journey, whether for business, leisure, or personal reasons.
READY FOR BACKPACKING, ARE YOU? The love for travelling is a shared one, almost the biggest unifier on the planet. Be it soaking in the sun with your beloved on a pristine beach, spending quality time with your family or trekking to the most scenic views with your wolf-pack, travelling makes the best of memories that often last your lifetime.
However, amidst all the fun and excitement, there’s always that element of uncertainty. But there is not much reason to worry when you have the cover of Domestic Travel Insurance to cushion you from the bad vibes! One trend that attracts attention here is that people have been found to invest in Travel Insurance only while travelling overseas, but not so much while they’re travelling within the country.
Why this inconsistency when a comprehensive Domestic Travel Insurance Plan can take care of all travel-linked interruptions and provide you a worry-free experience even in your home country! No matter a medical treatment, delay or cancellation of flights, accidents or loss of baggage, there’s not much that a Domestic Travel Insurance policy doesn’t cover.
Most importantly, it assures you complete peace of mind so that you can let your hair down and unwind.
Domestic travel insurance is essential whenever you go on a trip across India. From short cab rides to extended vacations, it offers protection against medical emergencies, delayed flights, or theft. It's especially beneficial for frequent travellers using buses, trains, or airlines. With affordable domestic travel insurance, you save money while staying prepared for unexpected travel mishaps. The Bharat Bhraman Policy simplifies the process with flexible plans to suit every travel need.
If uncertainties are a part of the picture no matter where you’re off to, shouldn’t you be consistently prepared as well? Bajaj Allianz Bharat Bhraman Policy is comprehensively designed with a host of features such that you need not fret over any aspect of your trip. We will make you feel at home, no matter which part of
the country you’re travelling to.
Should you sustain injuries (resulting from accidents or other medical emergencies) over the course of your trip, we will be prompt to cover all the expenses and pay the claim. This could be all the more beneficial if you don’t have an exhaustive medical cover, or have one that offers limited coverage.
We will pay an additional 2% of the total sum insured towards the cost of education per dependent child (to a maximum of two children).
●The dependent child/children should be enrolled in an accredited educational institution
●He/she/they should not exceed 21 years of age
God forbid, should there be a serious injury scare that results in loss of vision, hands and limbs, we will pay up the total sum insured to the nominee/legal representative of the insured.
1. There’s no cap on age. Whether you’re 21 or 50, you can always invest in a Domestic Travel Insurance Plan and stay protected from unpleasant surprises over the course of your trip
2. Offers coverage against loss of passport, travel tickets, etc.
3. Provides coverage for a period of 1 year, up to the total sum insured
4. Covers expenses arising from flight delays or cancellations
5. Covers expenses incurred towards repatriation
6. Provides coverage against damages caused by your actions to property belonging to others
7. Protects against loss of baggage or expenditure arising due to certain medical procedures, accidents, etc.
With a Domestic Travel Insurance Plan, you can now embark on worry and stress-free travel. It offers extensive coverage for circumstances including missed/delayed flight, damages or loss of check-in baggage, emergency medical evacuation and repatriation, personal accident cover, accidental hospitalization expenses, personal liability, trip cancellation or curtailment, child education bonus, and much more!
Please read terms and conditions carefully before concluding a sale of a Domestic Travel Insurance Plan.
At Bajaj Allianz, your comfortable travel is certainly our business.
Anybody who is travelling within the country (via flight, train, bus or other modes of transport) is eligible.
Bajaj Allianz Bharat Bhraman Policy is committed to helping you out tirelessly. All you have to do is reach out to us or give a missed call at our Toll-Free number 1800-209-5858. Trust us to get in touch with you at the earliest.
No. Age is just a number and there is no bar at all.
It refers to the pre-decided amount of the claim that you are required to bear.
At Bajaj Allianz, we are proud to share your passion for travelling and offer the comprehensive Bharat Bhraman Policy – a one-stop plan for all your needs related to Travel Insurance in India. Irrespective of the purpose of your trip – be it business, holiday or one that involves personal reasons – we have got you covered any time you might have to travel within the country. Our relentless assistance can be for something as short as a cab ride to as much as a year, post which, you’d have to renew the policy. In fact, this truly first-of-its-kind policy has five plans, with each of those particularly designed to serve the battery of needs you might have:
1. PLAN A- For travel by E-commerce cabs
2. PLAN B- For travel by bus
3. PLAN C- For travel by train
4. PLAN D- For travel by scheduled airlines
5. PLAN E- For travel by other/multiple modes of transport
Just reach out to us at our Toll-Free number 1800-209-5858and we will help you on priority.
Choosing the Bajaj Allianz Bharat Bhraman Policy for your domestic travel insurance ensures a worry-free journey across India. This comprehensive plan covers accidental hospitalisation, emergency medical evacuation, trip cancellations, and more. It provides peace of mind against unforeseen travel interruptions, allowing you to enjoy your travels without stress. Additionally, this annual domestic travel insurance offers benefits like home burglary insurance, delayed baggage coverage, and personal liability protection, ensuring you are covered from all angles. With Bajaj Allianz, you get a robust and cheap domestic travel insurance option that prioritises your safety and convenience. With Bajaj Allianz General Insurance Company, you get a robust and cheap domestic travel insurance option that prioritises your safety and convenience.
The eligibility criteria for purchasing the Bajaj Allianz Bharat Bhraman policy are straightforward. Any Indian resident planning to travel within the country can buy this policy. There is no age limit, making it accessible for individuals of all ages, young travellers or senior citizens. This inclusivity ensures that everyone can benefit from the protection this comprehensive travel insurance offers for domestic travel. Moreover, the policy can be easily purchased online, allowing quick and hassle-free enrollment.
When comparing domestic travel insurance, the Bajaj Allianz Bharat Bhraman Policy stands out for its comprehensive coverage and flexibility. By evaluating different policies, you can ensure you choose the best policy tailored to your specific needs.
Compare plans to find the best option. The Bharat Bhraman Policy stands out when you compare domestic travel insurance, offering accidental hospitalisation, trip cancellation, and personal liability coverage.
Protect travel tickets and identification documents to avoid unnecessary hassles. This policy covers loss or theft, keeping you stress-free.
Emergencies don’t depend on trip length. The Bharat Bhraman Policy offers reliable coverage, including repatriation of remains and home burglary insurance, even during short trips.
The nominal premium can save you from significant expenses during emergencies, leaving you with more funds for future trips.
With Bajaj Allianz General Insurance Company’s Bharat Bhraman Policy, enjoy seamless travel across India, backed by reliable coverage and 24/7 support. Get a quote online and make every trip a safe adventure!
●There’s no cap on age. Whether you’re 21 or 50, you can always invest in a Domestic Travel Insurance Plan and stay protected from unpleasant surprises over the course of your trip
●Offers coverage against loss of passport, travel tickets, etc.
●Provides coverage for a period of 1 year, up to the total sum insured
●Covers expenses arising from flight delays or cancellations
●Covers expenses incurred towards repatriation
●Provides coverage against damages caused by your actions to property belonging to others
●Protects against loss of baggage or expenditure arising due to certain medical procedures, accidents, etc.
Emergencies like medical emergencies, delay or cancellation of the scheduled flight, thereby leading you to miss another connecting flight and loss of check-in baggage don’t depend on the duration of your trip. Investing in a comprehensive Domestic Travel Insurance Policy can be your way out in these times of stress.
This probably needs the maximum busting, considering it has been doing the rounds for a long time now. When you opt for a Domestic Travel Insurance Plan, you pay a nominal amount for the cover in comparison to what you’d have to pay to manage a medical emergency or loss of baggage out of your own pocket.
Thus, the Domestic Travel Insurance Plan will help you save a lot of money in case of an emergency or a travel mishap. And that just means more funds to plan another trip!
System alert: Biggest myth detected.
No doubt obtaining Domestic Travel Insurance was cumbersome back in the day. But one day, we thought it good to do away with unnecessary complications. And now here we are, having ushered in a day when you can purchase Domestic Travel Insurance online, and (wait for it…) even renew it within seconds once the exiting policy expires.