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Travel Insurance
Student Travel Insurance
Key Features
From campus to continents, we've got you covered
Coverage Highlights
Unique Propositions:
Affordable Travel plan
Affordable Travel plan to travel overseas without worries
Entry Age
Entry age from 6 Months to 75 Years
Comprehensive Coverage
covers all medical eventualities including hospitalization and other incidental expenses at a fraction of the amount
Key Inclusions
What is covered?Personal Accident
Covers Death, Permanent Total Disability, if sustained due to Accidental Bodily Injury
Accidental Death & Disability- Common Carrier (AD&D)
Covers Permanent Total Disability, or Death of Insured caused solely by Accidental Injury while travelling in Common Carrier
Medical Expenses and Medical Evacuation and Repatriation
Covers medical expenses for admissible illness/Accidental Injury , evacuation to india or Repatriation of Mortal Remains
Hospitalization Daily Allowance
provide Daily Allowance for each continuous and completed period of 24 hours of Hospitalisation
Trip Cancellation
Cover costs that have been paid or are payable and cannot be recovered if Your trip is completely cancelled.
Loss of Checked-in Baggage
provides compensation if the airline loses Your checked in baggage
Delay of Checked-in Baggage
Provides fixed benefit in case the airline delays Your checked-in baggage.
Personal Liability
Covers legal liability incurred to pay damages for third party Civil arising out of Accidental Bodily Injury or Accidental Property Damage occurring during an Insured Journey.
Loss of Passport
Covers cost of duplicate passport in event of loss of passport
Trip Delay
Covers trip delay for any trip booked to travel from and/or Republic of India.
Golfer’s Hole-in-one
Covers celebration on achieving a Golfers hole-in-one at any (USGA) recognized golf course
Trip Curtailment
Covers loss arising due to cancellation of personal accommodation or travel charges paid due to necessary and unavoidable curtailment of Insured Journey.
Home Burglary Insurance
Covers loss of or damage to contents of insured's home in India caused by actual or attempted Burglary and/or Robbery
Emergency Cash Benefit
Assistance service when the insured person requires emergency cash following incidents like theft/burglary of luggage/money
Hijack
Allowance in case flight is hijacked
Exclusions
What’s not covered?Pre-existing Condition
Pre-existing Condition(s) and complications
Influence of liquor
influence of liquor or drugs , alcohol or other intoxicants
Routine Examination
Any routine physical or other examination, vaccination, vitamins where there is no objective indication of impairment of normal health
Self Inflicted Acts
Self-injury, illegal activities, hazardous activities and more
Criminal or unlawful act
The Insured Person’s actual or attempted engagement in any criminal or other unlawful act.
Non passenger flights
The Insured Person engaging in air travel unless he flies as a passenger on an Airline
Sanctioned Travel
Travel to any country against whom the Republic of India has imposed general or special travel restrictions
Add-On Covers
Enhance your coverage with these Add-onsFamily Visit
Covers reimbursement of the actual cost of a family member, In the event if the insured is hospitalized as a result of an accidental injury or sickness covered.
Accident to Sponsor
Covers reimbursement of remaining school fee, In case the sponsor named in the schedule meets with an accident during the policy period, which results in his death or permanent total disability during the policy period
Tuition Fee
Covers reimbursement of tuition fee paid in advance for the current semester If the insured is unable to continue the school semester due to Serious medical condition of insured or either of the parents of the insured
Loss of Laptop
Covers the loss incurred due to Theft of laptop during the journey abroad
Bail Bond Insurance
Covers costs towards the bail amount for release, if the insured is arrested for any inadvertent law breaking
Personal Accident Cover in India
Covers Personal Accident costs if the insured person gets injured while traveling from home to the airport on the day of departure from India or from the airport to home on the day of arrival back in India. The injury must be the direct cause of death or permanent total disability within 12 months.
Bounced Hotel
Covers expenses relating to transportation to the alternative hotel, cost of up gradation to a superior class of hotel if required
Difference in airfare due to delayed or early return
Covers fare difference for economy class return ticket if the insured returns back to India before or after the scheduled date of return, due to illness or accident
Missed Connection
Covers reimbursement cost if the air craft on which the insured is booked to travel from India is delayed beyond 12 hours than the original scheduled arrival time at the destination of the connecting flight resulting in the insured missing the connecting flight
Benefits You Deserve
Cashless Worldwide
Provides direct settlement of medical bills without upfront payments
Emergency Travel Assistance
Get round-the-clock support in case of emergencies during your trip
Trip Delay Covered
Get paid for long flight delays
COMPARE TABLE
| Plan Type (in USD) |
Standard |
Silver |
Gold |
Platinum |
Super Gold |
Super Platinum |
Maximum |
|---|---|---|---|---|---|---|---|
| Sum Insured | 50,000 | 1,00,000 | 2,00,000 | 3,00,000 | 5,00,000 | 7,50,000 | 10,00,000 |
| Medical expenses & Evacuation expenses | 50,000 (100 Deductible) | 1,00,000 (100 Deductible) | 2,00,000 (100 Deductible) | 3,00,000 (100 Deductible) | 5,00,000 (100 Deductible) | 7,50,000 (100 Deductible) | 10,00,000 (100 Deductible) |
| Personal Accident | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 |
| Emergency Dental Pain | 500 (100 Deductible) | 500 (100 Deductible) | 500 (100 Deductible) | 500 (100 Deductible) | 500 (100 Deductible) | 500 (100 Deductible) | 500 (100 Deductible) |
| Repatriation | 5,000 | 5,000 | 5,000 | 5,500 | 5,500 | 6,000 | 6,500 |
| Loss of Checked Baggage | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 |
| Loss of Passport | - | - | - | 250 (25 Deductible) | 250 (25 Deductible) | 300 (25 Deductible) | 300 (25 Deductible) |
| Personal liability | 1,00,000 (200 Deductible) | 1,00,000 (200 Deductible) | 1,00,000 (200 Deductible) | 1,50,000 (200 Deductible) | 1,50,000 (200 Deductible) | 1,50,000 (200 Deductible) | 1,50,000 (200 Deductible) |
| Accidental Death & Disability common carrier | 2,500 | 2,500 | 2,500 | 3,000 | 3,000 | 3,500 | 3,500 |
| Bail Bond Insurance | 500 (50 Deductible) | 500 (50 Deductible) | 500 (50 Deductible) | 500 (50 Deductible) | 500 (50 Deductible) | 500 (50 Deductible) | 500 (50 Deductible) |
| Loss of Laptop | - | - | - | 500 | 500 | 500 | 500 |
| Tuition fee | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 |
| Accident to Sponsor | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 |
| Family Visit | 7,500 | 7,500 | 7,500 | 7,500 | 7,500 | 7,500 | 7,500 |
| Suicide | - | - | - | 1,500 | 2,000 | 2,000 | 2,000 |
Download Policy Document
Get instant access to your policy details with a single click.
Why Insure Your Travel with Bajaj Allianz?
Buy Now
Health Companion
Track, Manage & Thrive with Your All-In-One Health Companion
From fitness goals to medical records, manage your entire health journey in one place–track vitals, schedule appointments, and get personalised insights
Take Charge of Your Health & Earn Rewards–Start Today!
Be proactive about your health–set goals, track progress, and get discounts!
Your Personalised Health Journey Starts Here
Discover a health plan tailored just for you–get insights and achieve your wellness goals
Your Endurance, Seamlessly Connected
Experience integrated health management with us by connecting all aspects of your health in one place
Frequently Bought Together
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Step-by-Step Guide
To make sure that we are always listening to our customers
How to Buy
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0
Download the Caringly Yours Mobile App and use your login credentials
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1
Select the travel insurance option by providing necessary details
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2
Allow the application to process your information & get quotes
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3
Choose the plan aligning with your travel itinerary & include add-ons
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4
Finalise the plan selection and complete the payment process
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Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
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Please reach out to us for policy extensions
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Phone +91 020 66026666
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Fax +91 020 66026667
Cashless Claim
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Applicable for overseas hospitalization expenses exceeding USD 500
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1
Submit documents online for verification.
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2
Upon verification Payment Guarantee to be released to the hospital
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3
Please complete necessary formalities by providing missing information
Reimbursement
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0
On complete documentation receipt, reimbursement takes approx. 10 days
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1
Submit original copies (paid receipts only) at BAGIC HAT
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2
Post scrutiny, receive payment within 10 working days
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3
Submit incomplete documents to our document recovery team in 45 days
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4
Policy deductible will be applicable as per policy copy
Quick Links
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Claim Motor On The Spot
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24x7 Roadside/Spot assistance
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Caringly Yours (Motor Insurance)
Travel Insurance Claim
Cashless Claim
24x7 Missed Facility
Filing a Travel Insurance Claim
My Home–All Risk Policy
Home Insurance Claim process
Home Insurance Simplified
Home Insurance Cover
Create a Profile With Us to Unlock New Benefits
- Customised plans that grow with you
- Proactive coverage for future milestones
- Expert advice tailored to your profile
Explore our articles
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What Our Customers Say
Hassle-Free Experience
Bajaj Allianz made my student travel insurance process seamless and stress-free. The platform is easy to use, and the team guided me at every step. Highly recommend it for students studying abroad.
Rohan Mehta
Bangalore
12th Mar 2024
Quick Claim Processing
I faced a medical emergency during my studies, and the claim was settled within two days. The support team was responsive and ensured a smooth process. Truly reliable insurance for students.
Sara D’Souza
London
5th Jan 2024
Great Coverage at Affordable Cost
This policy provided excellent coverage at a student-friendly price. From baggage loss to medical coverage, everything was well taken care of. A must-have for international students.
Amit Kumar
New York
18th Feb 2024
FAQ's
Any student traveling abroad for higher education can buy Student Travel Insurance. The policy is designed for students pursuing academic programs in foreign universities and covers various risks like medical emergencies, loss of baggage, and travel disruptions.
While not always mandatory, many universities and visa applications require students to have travel insurance. It provides financial security in case of medical emergencies, lost documents, or trip disruptions, making it a crucial safeguard for international students.
It is recommended to purchase Student Travel Insurance before leaving for your study destination. Some universities require proof of insurance at the time of admission or visa application, so it’s best to buy it well in advance.
The premium amount depends on factors such as the destination country, duration of stay, coverage amount, age of the student, and additional benefits selected. Higher coverage and extended policy duration may increase the premium.
To make a claim, students need to report the incident immediately via the insurer’s helpline or online portal. They must submit necessary documents like medical reports, police complaints (for lost items), and proof of expenses. Claims are then processed and reimbursed as per policy terms.
When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.
No, you can opt one policy for the single journey. Please check with your insurance company for more details.
Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.
You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.
It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.
Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.
You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.
If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your
The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
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Student Travel Insurance Plans
●Medical expenses & accident cover
●Unique features like Family visit, Sponsor accident cover
●One policy for whole year
What is Student Travel Insurance?
Student travel insurance is an insurance plan that protects students pursuing education abroad from financial uncertainties and emergencies. This coverage spans medical expenses, travel disruptions, and loss of essential documents, ensuring students remain focused on academics without financial stress. Bajaj Allianz General Insurance Company offers comprehensive and affordable student travel insurance plans that prioritise student well-being and affordability. By opting for these plans, students can confidently manage risks while enjoying an international study experience.
WHY DO I NEED STUDENT TRAVEL INSURANCE?
Leaving the nest is hard. Not only are you leaving behind the familiar comfort of your home but also the constant support of your family. It can get especially difficultat first because you are expected to focus on your education while adjusting to a new country all by yourself.
In a situation like this, you could use a solid support system that looks after your needs and our Student Travel Insurance does just that.
While studying in foreign universities gives you an edge in your career, a Student Travel Insurance takes care of unexpected expenses that might crop up anytime. Be it a medical emergency, loss of passport, loss of baggage or a visit from a family member in case of an emergency, a Student Travel Insurance is one of your most trusted friends in a foreign country.
Offering financial help in these situations, our customised Student Travel Insurance Policies give you the peace of mind in case of an eventuality. Thus, it allows you to focus on your studies and achieve your goals.
Our global expertise combined with local knowledge help us know your needs and we have tailored our Student Travel Insurance packages accordingly. Hassle free and quick disbursement of claims coupled with in-house international toll free and fax numbers ensure instant support whenever you need.
SPECIAL FEATURES OF BAJAJ ALLIANZ STUDENT TRAVEL INSURANCE
Our policies offer coverage for :
- Medical expenses due to hospitalisation
- Loss of checked baggage
- Bail bonds and tuition fees (Offered with Student Elite and Student Prime plans)
- Loss of passport (Offered with Brilliant Minds and Student Prime plans)
- Family visit
- Accident to sponsor and other incidental expenses
- Emergency dental pain relief (Offered with Study Companion, Student Elite and Student Prime plans)
Instant On-call Support Anywhere in the World
Just like your loved ones at home, we are yourbest companions abroad. For any query or support just give us a missed call on our toll-free number +91-124-6174720 and we will connect with you on priority. Quick, fast, and hassle-free, we are by your side whenever you need us.
GOT A QUESTION? HERE ARE SOME ANSWERS THAT MIGHT HELP
What is Student Travel Insurance?
A Student Travel Insurance is a kind of insurance policy offered by insurance companies tailored for students who wish to study abroad.
Who can buy Student Travel Insurance?
Any student who wishes to pursue higher studies abroad or need to travel abroad for higher academics in a foreign country can buy a Student Travel Insurance.
Is it absolutely necessary to have a Student Travel Insurance?
No. It’s not necessary to have a Student Travel Insurance. However, some Universities across the globe where you enrol for higher education make it mandatory for every foreign student to have a Student Travel Insurance.
Also, it’s financially prudent to opt for it when you go abroad to protect yourself financially in case of any unpleasant event such as loss of passport, medical emergency, loss of baggage, etc.
How can I avail a Student Travel Insurance?
You can avail a Student Travel Insurance online. Just visit our website, fill up the online application form, make the payment and you are done. It’s quick, seamless and hassle free.
When should I buy a Student Travel Insurance?
Ideally, you should buy a Student Travel Insurance when you go abroad and need to stay for a certain period of time for your education. Depending on the course you choose, a foreign stay can range anything between a year to three years. In other words, you should get this insurance for the number of years you are abroad.
How does a Student Travel Insurance Policy benefit me?
A Student Travel Insurance policy has multiple benefits. Medical expenses are much higher in a foreign country than they are in India. In case you face a medical emergency abroad, it can burn a big hole into your pocket. Having this policy takes care of the hospitalisation expenses.
It also covers up for financial losses incurred due to loss of baggage or passport during your stay. In case you suffer any bodily injury, the policy bears the cost of your treatment. These are some of the readily available benefits of having this policy.
Which type of Student Travel Insurance should I buy?
To cater to your unique needs while staying abroad, we, at Bajaj Allianz, have come up with three different types of Student Travel Insurance Policies - Student Companion Plan, Student Elite Plan, and Student Prime Plan. Each of these plans has further variants with a pre-defined benefit.
You can choose any of these plans and its variants as per your choice.
On what factors do the premium amount depend?
The premium amount depends on the type of plan you choose, the sum insured, and the add-on features. Ideally, you should choose a plan that best suits your needs and gives you an all-round protection.
Can I be issued more than one policy for the same trip?
No. You will only be issued one policy for your journey.
What’s the minimum and maximum age for buying a Student Travel Insurance?
● Minimum age: 16 years of age.
● Maximum age: 35 years of age.
What is the policy period?
Generally, the policy period ranges from 1-3 years. This can be further extended for 1 more year.
What is deductible?
Deductible is a cost-sharing model whereby the insurer is not liable to pay a specified monetary amount or the benefits of the policy kick-in after a specified time period. Note that a deductible doesn’t reduce your sum insured.
It simply means that you will have to bear a certain portion of the expenses out of your own pocket. Our Student Prime Plan has deductibles under certain sections.
How do I make a claim on my policy?
Making a claim is really easy. All you need to do is call our helpline number and intimate us regarding your claim. Our executives start the claim initiation process as soon as it’s received. Do remember to keep your policy details, passport number etc., with you while raising a claim.
Our executives will tell you about the documents you need to substantiate your claim. We settle your claim within Y hours.
What happens in case the overseas stay is extended?
In case your overseas stay is extended for reasons beyond your control, you must immediately reach out to us. We will accommodate the extension, for which you need to pay an additional premium.
What if I want to cancel my policy?
If you feel you don’t want the policy and wish to cancel it, you can easily do so. Cancelling your policy will fall under three sections:
1. Before the commencement of the policy period
2. After the commencement of the policy period during which you haven’t travelled
3. After the commencement of the policy period during which you have travelled
The rules for cancellation are a little different under each of these sections. While in the first case you just need to email us, in the second case you need to send/email us certain documents. In the third case, refer to the table given above to know about refunds.
What is the best travel insurance for students studying abroad?
The best travel insurance for students studying abroad includes comprehensive coverage for health, travel, and study-related risks. Bajaj Allianz General Insurance Company offers plans with affordable premiums and robust benefits, ensuring students have reliable support during their international education.
What coverage does international student travel insurance typically include?
International student travel insurance covers medical emergencies, academic interruptions, travel delays, and lost belongings. Bajaj Allianz General Insurance Company plans ensures comprehensive protection for students.
How can I find affordable student travel insurance without sacrificing essential coverage?
Finding affordable student travel insurance requires evaluating options that balance affordability with essential benefits. Bajaj Allianz General Insurance Company offers budget-friendly plans that include critical coverage like medical expenses, travel disruptions, and study continuation support.
Do I need specific travel insurance for studying abroad, or will standard travel insurance work?
Standard travel insurance often lacks the specialised benefits needed for students. Bajaj Allianz General Insurance Company’s student travel insurance plans address academic and travel-specific risks, making them ideal for students studying abroad.
What should I look for in the best student travel insurance plan for international study?
Look for plans offering:
●Comprehensive health and travel coverage.
●Study continuation benefits.
●Affordable premiums and global support networks.
Bajaj Allianz General Insurance Company checks all these boxes, providing tailored plans for students.
Is there a difference between student travel insurance and study abroad travel insurance?
Yes, student travel insurance focuses on academic-specific needs, such as tuition fee reimbursement and study interruptions. Study abroad travel insurance may include broader travel benefits, but Bajaj Allianz General Insurance Company combines these features into one cohesive plan for students.
Are there options for annual travel insurance specifically for students studying abroad?
Yes, Bajaj Allianz General Insurance Company offers annual student travel insurance policies that cater to extended academic periods. These plans provide consistent health, travel, and academic protection, ensuring peace of mind for students and their families.
What makes our insurance unique
With Motor On-The-Spot, Health Direct Click, etc we provide fast claim process , Our sales toll free number:1800-209-0144
