Travel Insurance

Travel Ace Domestic Insurance

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Key Features

The Ultimate Ace in Your Group Travel Pack

Coverage Highlights

Unique Propositions
  • Design your own plan

A truly modular plan that offers you flexibility to curate coverage suited for you and your family

  • Wide Sum insured options

Choose adequate sum insured that suits your budget

  • Affordable Travel plan for Overseas Travel

Affordable Travel plan preceding or succeeding overseas travel to travel across India without worries

  • No restriction on Entry Age

Opt plans for any age group

  • Pre-policy Checkup

No pre policy medical health check up is required

  • Eligibility for Group Policy

Group will be formed by minimum 7 members or as per prevailing regulations

  • 24x7 support

Enjoy round the clock support to travel worry free

Key Inclusions

What's covered?
  • Personal Accident

Pays agreed amount in case of Permanent Total & partial Disability, if sustained due to Accidental Bodily Injury.

  • Fracture Care Benefit

Pays agreed amount in case of fracture and or dislocations occurred due to unfortunate Accidental Bodily Injury.

  • Emergency Hospitalisation Expenses For Injury

Indemnefy medical cost incurred from any admissible accidental injury

  • Hospital Daily Allowance For Injury (5/7/10/15 days)

Pays daily Allowance for each continuous and completed period of 24 hours of Hospitalisation

  • OPD Expenses For Injury

Indemnify accidental Bodily Injury requiring on Out-Patient department basis.

  • Replacement & Rearrangement Of Staff

Indemnify transportation and accommodation expenses for replacing insured with a substitute so as to carry forward their work.

  • Trip Cancellation

Indemnify prebooked expenses if trip is completely cancelled before it begins.

  • Trip Delay

Provides fixed benefit in case the airline delays Your checked-in baggage.

  • Delay Of Checked-In Baggage

Compensate you if the airline loses Your checked in baggage

  • Loss of passport

Indemnify cost of replacing Your passport and or Driving License during your Journey

  • Loss Of Personal Belongings

Indemnify in case of theft/ robbery of personal belongings like gadgets, documents, cards etc during your trip.

  • Extended Pet Stay Cover

Indemnify expenses incurred for extended stay of their pet in a pet house whilst your travel

Key Exclusions

What's not covered?
  • Pre-existing Condition

Pre-existing Condition(s) and complications

  • Under Intoxication

influence of liquor or drugs , alcohol or other intoxicants

  • Routine Examination

Any routine physical or other examination, vaccination, vitamins where there is no objective indication of impairment of normal health

  • Self Inflicted Acts

Self-injury, illegal activities, hazardous activities and more

  • Criminal or unlawful act

The Insured Person’s actual or attempted engagement in any criminal or other unlawful act.

  • Non-passenger flier

The Insured Person engaging in air travel unless he flies as a passenger on an Airline.

  • Non Medical Expenses

cost of spectacles, contact lenses

Add-On Covers

Enhance your coverage with these Add-ons
  • Sporting Activities Cover

Indemnify if you engage in any sporting activity for training or participating in professional or semiprofessional sport.

  • Adventure Sports Cover

Indemnify if you engage in adventure sports in a non-professional capacity and under the supervision of a trained profession.

  • Accidental Laptop Damage Cover

Indemnify for damage to personal Laptop due to any accident whilst travelling in common Carrier or e-commerce cabs.

  • Pandemic Cover

Few listed coverage likehospitalisation, ambulance , OPD expenses etc are payable in pandemic as well

  • Track-a- Baggage

Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly

Benefits You Deserve

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Cashless Benefits

Provides direct settlement of medical bills without upfront payments

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Emergency Travel Assistance

Get round-the-clock support in case of emergencies during your trip

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Trip Delay Covered

Get paid for long flight delays

Download Policy Document

Get instant access to your policy details with a single click.

Health Companion

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Track, Manage & Thrive with Your All-In-One Health Companion

From fitness goals to medical records, manage your entire health journey in one place–track vitals, schedule appointments, and get personalised insights

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Take Charge of Your Health & Earn Rewards–Start Today!

Be proactive about your health–set goals, track progress, and get discounts!

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Your Personalised Health Journey Starts Here

Discover a health plan tailored just for you–get insights and achieve your wellness goals

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Your Endurance, Seamlessly Connected

Experience integrated health management with us by connecting all aspects of your health in one place

Step-by-Step Guide

To make sure that we are always listening to our customers

How to Buy

  • 0

    Download the Caringly Yours Mobile App and use your login credentials

  • 1

    Select the travel insurance option by providing necessary details

  • 2

    Allow the application to process your information & get quotes

  • 3

    Choose the plan aligning with your travel itinerary & include add-ons

  • 4

    Finalise the plan selection and complete the payment process

  • 5

    Insurance policy & receipt will be promptly delivered to your email ID

How to Extend

  • 0

    Please reach out to us for policy extensions

  • 1

    Phone +91 020 66026666

  • 2

    Fax +91 020 66026667

Cashless Claim

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    Applicable for overseas hospitalization expenses exceeding USD 500

  • 1

    Submit documents online for verification.

  • 2

    Upon verification Payment Guarantee to be released to the hospital

  • 3

    Please complete necessary formalities by providing missing information

Reimbursement

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    On complete documentation receipt, reimbursement takes approx. 10 days

  • 1

    Submit original copies (paid receipts only) at BAGIC HAT

  • 2

    Post scrutiny, receive payment within 10 working days

  • 3

    Submit incomplete documents to our document recovery team in 45 days

  • 4

    Policy deductible will be applicable as per policy copy

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What Our Customers Say

Hassle-Free Experience

Travel Ace Domestic Policy ensures a smooth and convenient experience for travelers. The process is straightforward, and claims are handled efficiently, making travel stress-free.

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Rajesh Malhotra

Bengaluru

4.6

15th Jan 2024

Quick Claim Settlement

The claim process is simple and fast. My reimbursement was processed within two days, even during peak travel season. Excellent support from the team.

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Sneha Desai

Ahmedabad

4.8

22nd Dec 2023

Reliable Travel Protection

Faced a flight cancellation, and Travel Ace Domestic Policy covered my non-refundable expenses without hassle. Great service and prompt response.

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Vikram Sethi

Mumbai

4.7

5th Jan 2024

FAQ's

What does Travel Ace Domestic Policy cover?

Travel Ace Domestic Policy covers medical expenses, trip cancellations, baggage loss, personal accidents, emergency medical evacuation, and missed flight connections within India.

Is medical coverage included for pre-existing conditions?

No, the policy does not cover medical expenses related to pre-existing conditions unless specified under a special extension.

How do I file a claim for trip cancellation?

You need to submit proof of cancellation along with relevant documents such as airline/hotel confirmation, medical certificates (if applicable), and a copy of the policy to initiate the claim.

Does the policy cover adventure sports injuries?

Adventure sports are not covered unless you specifically opt for an additional adventure sports cover at the time of purchase.

What happens if I lose my checked-in baggage?

The policy compensates for baggage loss or delay based on the terms mentioned in the certificate of insurance. You must obtain a confirmation report from the airline to file a claim.

Which travel policy is better—individual or family floater?

When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.

Will I be able to issue more than one policy for the same trip?

No, you can opt one policy for the single journey. Please check with your insurance company for more details.

What’s the minimum and maximum age for buying a travel insurance for students

Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.

What if I want to cancel my travel insurance policy?

You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.

How do I make a claim on my travel insurance policy?

It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.

What documents would I need to process my domestic travel insurance claim

Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.

What is the claim settlement process under the corporate travel insurance

You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.

Can I renew my travel insurance policy?

Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.

How can I extend my travel insurance plan?

Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.

What happens if my travel insurance expires?

If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your

What is the validity period of travel insurance?

The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.

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