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Travel Insurance
The Ultimate Ace in Your Group Travel Pack
Coverage Highlights
Unique PropositionsDesign your own plan
A truly modular plan that offers you flexibility to curate coverage suited for you and your family
Wide Sum insured options
Choose adequate sum insured that suits your budget
Affordable Travel plan for Overseas Travel
Affordable Travel plan preceding or succeeding overseas travel to travel across India without worries
No restriction on Entry Age
Opt plans for any age group
Pre-policy Checkup
No pre policy medical health check up is required
Eligibility for Group Policy
Group will be formed by minimum 7 members or as per prevailing regulations
24x7 support
Enjoy round the clock support to travel worry free
Key Inclusions
What's covered?Personal Accident
Pays agreed amount in case of Permanent Total & partial Disability, if sustained due to Accidental Bodily Injury.
Fracture Care Benefit
Pays agreed amount in case of fracture and or dislocations occurred due to unfortunate Accidental Bodily Injury.
Emergency Hospitalisation Expenses For Injury
Indemnefy medical cost incurred from any admissible accidental injury
Hospital Daily Allowance For Injury (5/7/10/15 days)
Pays daily Allowance for each continuous and completed period of 24 hours of Hospitalisation
OPD Expenses For Injury
Indemnify accidental Bodily Injury requiring on Out-Patient department basis.
Replacement & Rearrangement Of Staff
Indemnify transportation and accommodation expenses for replacing insured with a substitute so as to carry forward their work.
Trip Cancellation
Indemnify prebooked expenses if trip is completely cancelled before it begins.
Trip Delay
Provides fixed benefit in case the airline delays Your checked-in baggage.
Delay Of Checked-In Baggage
Compensate you if the airline loses Your checked in baggage
Loss of passport
Indemnify cost of replacing Your passport and or Driving License during your Journey
Loss Of Personal Belongings
Indemnify in case of theft/ robbery of personal belongings like gadgets, documents, cards etc during your trip.
Extended Pet Stay Cover
Indemnify expenses incurred for extended stay of their pet in a pet house whilst your travel
Key Exclusions
What's not covered?Pre-existing Condition
Pre-existing Condition(s) and complications
Under Intoxication
influence of liquor or drugs , alcohol or other intoxicants
Routine Examination
Any routine physical or other examination, vaccination, vitamins where there is no objective indication of impairment of normal health
Self Inflicted Acts
Self-injury, illegal activities, hazardous activities and more
Criminal or unlawful act
The Insured Person’s actual or attempted engagement in any criminal or other unlawful act.
Non-passenger flier
The Insured Person engaging in air travel unless he flies as a passenger on an Airline.
Non Medical Expenses
cost of spectacles, contact lenses
Add-On Covers
Enhance your coverage with these Add-onsSporting Activities Cover
Indemnify if you engage in any sporting activity for training or participating in professional or semiprofessional sport.
Adventure Sports Cover
Indemnify if you engage in adventure sports in a non-professional capacity and under the supervision of a trained profession.
Accidental Laptop Damage Cover
Indemnify for damage to personal Laptop due to any accident whilst travelling in common Carrier or e-commerce cabs.
Pandemic Cover
Few listed coverage likehospitalisation, ambulance , OPD expenses etc are payable in pandemic as well
Track-a- Baggage
Opting this service helps you keep track of your luggage during your trip, giving you peace of mind. If your bags go missing, the service helps locate and return them to you quickly
Get instant access to your policy details with a single click.
Track, Manage & Thrive with Your All-In-One Health Companion
From fitness goals to medical records, manage your entire health journey in one place–track vitals, schedule appointments, and get personalised insights
Take Charge of Your Health & Earn Rewards–Start Today!
Be proactive about your health–set goals, track progress, and get discounts!
Your Personalised Health Journey Starts Here
Discover a health plan tailored just for you–get insights and achieve your wellness goals
Your Endurance, Seamlessly Connected
Experience integrated health management with us by connecting all aspects of your health in one place
Step-by-Step Guide
How to Buy
0
Download the Caringly Yours Mobile App and use your login credentials
1
Select the travel insurance option by providing necessary details
2
Allow the application to process your information & get quotes
3
Choose the plan aligning with your travel itinerary & include add-ons
4
Finalise the plan selection and complete the payment process
5
Insurance policy & receipt will be promptly delivered to your email ID
How to Extend
0
Please reach out to us for policy extensions
1
Phone +91 020 66026666
2
Fax +91 020 66026667
Cashless Claim
0
Applicable for overseas hospitalization expenses exceeding USD 500
1
Submit documents online for verification.
2
Upon verification Payment Guarantee to be released to the hospital
3
Please complete necessary formalities by providing missing information
Reimbursement
0
On complete documentation receipt, reimbursement takes approx. 10 days
1
Submit original copies (paid receipts only) at BAGIC HAT
2
Post scrutiny, receive payment within 10 working days
3
Submit incomplete documents to our document recovery team in 45 days
4
Policy deductible will be applicable as per policy copy
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Home Insurance Cover
Hassle-Free Experience
Travel Ace Domestic Policy ensures a smooth and convenient experience for travelers. The process is straightforward, and claims are handled efficiently, making travel stress-free.
Rajesh Malhotra
Bengaluru
15th Jan 2024
Quick Claim Settlement
The claim process is simple and fast. My reimbursement was processed within two days, even during peak travel season. Excellent support from the team.
Sneha Desai
Ahmedabad
22nd Dec 2023
Reliable Travel Protection
Faced a flight cancellation, and Travel Ace Domestic Policy covered my non-refundable expenses without hassle. Great service and prompt response.
Vikram Sethi
Mumbai
5th Jan 2024
Travel Ace Domestic Policy covers medical expenses, trip cancellations, baggage loss, personal accidents, emergency medical evacuation, and missed flight connections within India.
No, the policy does not cover medical expenses related to pre-existing conditions unless specified under a special extension.
You need to submit proof of cancellation along with relevant documents such as airline/hotel confirmation, medical certificates (if applicable), and a copy of the policy to initiate the claim.
Adventure sports are not covered unless you specifically opt for an additional adventure sports cover at the time of purchase.
The policy compensates for baggage loss or delay based on the terms mentioned in the certificate of insurance. You must obtain a confirmation report from the airline to file a claim.
When travelling alone, individual travel plan can be a suitable policy. On the other hand, if you are travelling with your famiy then you may opt in for family floater policy.
No, you can opt one policy for the single journey. Please check with your insurance company for more details.
Students can buy a travel insurance policy between the age of 16-35 years as per the policy terms.
You can opt to cancel your plan before or after the policy starts, as outlined in the policy terms. Please note that cancellation rules may vary based on your coverage.
It is advisable to contact your insurance provider to discuss your claim. Please ensure you have your policy details, passport number, and any other relevant information readily available while submitting your claim.
Usually medical reports and their copies, receipts, invoices, FIRs, etc. are required for a domestic travel insurance claim. You can get more information from the customer care executive of your insurer.
You can register your claim in two ways—online and offline. For online claim settlement, visit the insurance provider's website to register your claim and upload the necessary documents. If you prefer offline claim settlement, you can register your claim by contacting the designated person.
Some travel insurance policies may offer renewal options, but this is not always standard. Generally, travel insurance is designed for specific trip durations. It is best to check with your insurance provider to see if renewal is possible and under what conditions.
Extending a travel insurance plan depends on the specific policy and provider. Some policies may allow extensions under certain circumstances, while others may require purchasing a new policy. Contacting your insurance provider directly is the best way to determine if an extension is possible or not.
If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your
The validity period of travel insurance varies significantly. It is tied to the length of your trip, and policies are typically purchased for specific durations. These durations can range from a few days to several months, depending on the policy and provider. Always confirm the exact validity period with your insurance provider before your trip.
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