Travel Ace International Insurance

What is Travel Ace Plan?

Comprehensive Insurance for Carefree Travel, Travel Ace is the perfect travel insurance plan for those travelling internationally. With one flexible plan, you can mitigate a wide range of medical expenses covered, including hospital charges and incidental expenses. Get the medical assistance you need when you need it the most, without worrying about the costs.

The Travel Ace travel insurance will be by your side. The Travel Ace is available in a wide range of plans to suit your inherent needs:

1. Travel Ace Standard - USD 50,000
2. Travel Ace Silver - USD 1,00,000
3. Travel Ace Gold - USD 200,000
4. Travel Ace Platinum - USD 500,000
5. Travel Ace Super Age - USD 50,000
6. Travel Ace Corporate Lite - USD 250,000
7. Travel Ace Corporate Plus - USD 500,000

Why Choose Travel Ace Plan?

The Travel Ace Plan by Bajaj Allianz General Insurance Company offers flexibility with 42 optional covers to create a customised travel insurance plan. Unique to this plan is the first-of-its-kind coverage for pre-existing illnesses and injuries. With a medical sum insured of up to USD 20 lakhs, the plan provides separate coverage for accidental and sickness medical expenses. Enjoy post-policy hospitalisation coverage for up to 75 days without additional premiums and no age restrictions or medical checks, even for higher age brackets. Other standout features include trip cancellation for any reason, mental rehabilitation expenses, sporting activity coverage, and child education benefits. Optional add-ons include trip extensions, legal expenses, check-in baggage delays, and more.

How is the Travel Ace Plan different?

·Optional Coverage Areas

The Travel Ace covers over 42 optional coverage areas and has 5 different extensions available. It is one of the very few policies not restricted by geographic limitations.

·The Medical Coverage Span

Medical expenses for accidents and sickness are separated for higher coverage. The medical coverage can be as high as USD 2 million.

·Cover Pre-Existing Diseases

One of the very few travel insurance policies which cover pre-existing diseases and illnesses.

·75 Days cover for hospitalization

No additional charges for up to 75 days of hospitalization after the policy expires.

·Coverage for cancellation of trips

Coverage for all forms of cancellation for trips

·No Pre-Policy Check-up

No mandatory pre-policy check-up

·Covers Delayed Luggage

Delayed of checked baggage are also covered while returning to your native country

Bajaj Allianz is regarded among India's top 10 insurance companies, with a claim reimbursement ratio of over 98%. You can file your claim using any of the given channels convenient to you:

Bajaj Allianz is regarded among India's top 10 insurance companies, with a claim reimbursement ratio of over 98%. You can file your claim using any of the given channels convenient to you:

1. Cashless Travel Insurance

1. You can file cashless claims for medical expenses exceeding USD 500 and reimbursement claims for the same under USD 500.

2. You can submit all the relevant documents on our platform and initiate the verification process

3. Post successful verification, the hospital and you will receive a payment guarantee notification.

4. If we need more data to verify your claim, you will be requested to do so on time.

2. Reimbursement Claim Process

1. You can close the entire claim cycle within 10 days with a comprehensive and accurate documentation process.

2. Aggregate all the relevant documents and upload them to BAGIC HAT.

3. Post verification, our team will process your payment within 10 days of approval. You will receive it in your registered bank account via NEFT.

4. Our team will request any necessary but missing documents and provide you with a 45-day window to provide them. You will also receive a reminder every 15 days during this period. If you fail to furnish the necessary documents in this period, your claim request will be closed.

●Corporate Plus

Travel Ace Corporate Plus (USD 500,000)

1. Age Group Covered: 0 to 70 Years.

2. International Personal Accident Cover of up to (USD) 10,000.

5. Accidental, Death, and Disability cover up to (USD) 6,000.

6. Personal Accident Cover in India of up to ₹ 200,000.

7. Sickness Medical Exigencies of up to (USD) 500,000 (USD 100 Deductible).

8. Accidental Medical Exigencies of up to (USD) 500,000 (USD 100 Deductible).

9. Emergency Dental Care of up to (USD) 500 (USD 25 Deductible).

10. Daily allowance during hospitalization: (USD) 50/day for up to 7 days.

11. Trip & Event Cancellation coverage of up to (USD) 2000.

12. Trip Interruption coverage of up to (USD) 750.

13. Loss of Checked-In Baggage is covered up to ₹ 750. Delay of checked-in baggage is also covered with (USD) 100/10 hrs in a foreign location and ₹1000/10 hrs in India.

14. Personal Liability of up to (USD) 100,000.

15. Coverage for loss of passport and driving license of up to (USD) 400.

16. Golfer’s Hole-in-One coverage for anywhere in the US Golfers’ Association recognized golf courses worth up to (USD) 300.

17. Hijack Cover of up to (USD) 3,000.

18. Home Burglary & Robbery Insurance:

a. Up to ₹ 150,000 each for portable equipment other than laptop, and all other equipment.

19. Standard Fire & Special Perils Cover:

a. Up to ₹ 150,000 each for portable equipment other than laptop, and all other equipment.

20. Trip Delay Delight of up to (USD) 80/6 hrs

21. Emergency Cash Assistance Service of up to (USD) 1000.

22. Bounced hotel coverage of up to (USD) 500.

23. Trip Extension coverage of up to (USD) 750.

Optional Coverage:

Extended Pet Stay (INR), Lifestyle Modification Benefit, Child Education Benefit, Missed Connection Coverage, Legal Expenses, Loss of Personal Belongings (Mobile, Laptops, and iPads), Car Hire Excess Insurance, Compassionate Visit or Stay, Ticket Overbooking, Display Benefit Cover, Replacement & Rearrangement of Staff, Alternative transport expenses and Waiver of Sub-Limits.

Sub-Limits:

Applicable to people above 50 years of age and seeking OPD or hospitalization.

1. Hospital Room, Emergency Room, and Boarding & Hospitalization: (USD) 1700 per day.

2. ICU: (USD) 2500 per day.

3. Surgical Treatment: (USD) 11,500 and 25% of Surgical Treatment cost for Anaesthetic Services.

4. Consultation Charges of up to (USD) 200 per visit.

5. Diagnostic & Testing charges of up to (USD) 1500.

6. Ambulance Services of up to (USD) 500.

·Platinum Plan

Travel Ace Platinum (USD 500,000)

1. Age Group Covered: 0 to 70 Years.

2. International Personal Accident Cover of up to (USD) 25,000.

3. Lifestyle Modification Benefit of up to (USD) 10,000.

4. Child Education Benefit of up to (USD) 8,000.

5. Accidental, Death, and Disability cover up to (USD) 10,000.

6. Personal Accident Cover in India of up to ₹ 10,00,000.

7. Sickness Medical Exigencies of up to (USD) 500,000 (USD 100 Deductible) alongside Pre-Existing Illness coverage of up to (USD) 5000 (USD 100 Deductible).

8. Accidental Medical Exigencies of up to (USD) 500,000 (USD 100 Deductible).

9. Emergency Dental Care of up to (USD) 500 (USD 25 Deductible).

10. Daily allowance during hospitalization: (USD) 100/day for up to 7 days.

11. Trip & Event Cancellation coverage of up to (USD) 5000.

12. Trip Interruption coverage up to (USD) 2000.

13. Loss of Checked-In Baggage is covered up to ₹ 1000. Delay of checked-in baggage is also covered with (USD) 300/6 hrs in a foreign location and ₹3000/6 hrs in India.

14. Personal Liability coverage of up to (USD) 200,000.

15. Coverage for loss of passport and driving license of up to (USD) 500.

16. Golfer’s Hole-in-One coverage for anywhere in the US Golfers’ Association recognized golf courses worth up to (USD) 1000.

17. Hijack Cover of up to (USD) 10,000.

18. Home Burglary & Robbery Insurance:

a. Up to ₹ 500,000 for portable equipment other than laptop and ₹ 400,000 for other equipment and up to ₹ 100,000 for laptop.

19. Standard Fire & Special Perils Cover:

a. Up to ₹ 500,000 each for portable equipment other than laptop and other equipment and up to ₹ 100,000 for laptop.

20. Trip Delay Delight Platinum of up to (USD) 150/4 hrs.

21. Emergency Cash Assistance Service of up to (USD) 1500.

22. Missed Connection coverage of up to (USD) 300.

23. Bounced hotel coverage of up to (USD) 500.

24. Trip Extension coverage of up to (USD) 1500.

25. Legal Expense coverage of up to (USD) 1000.

26. Weather Guarantee of up to (USD) 500.

27. Extended Pet Stay (INR) covered up to 3,000.

28. Loss of Personal Belongings (Mobile, Laptops, and iPads) coverage of up to (USD) 1500.

29. Car Hire Excess Insurance of up to 50 and Alternative Transport Expenses of up to (USD) 200.

30. Compassionate Visit of up to (USD) 1000.

31. Compassionate Stay of up to (USD) 1000.

32. Return of Minor Child coverage of up to (USD) 1000.

33. Ticket Overbooking coverage of up to (USD) 200.

Optional Coverage:

Sporting Activities, Display Benefit Cover, Replacement & Rearrangement of Staff, Pre-Existing Injury, and Waiver of Sub-Limits.

Sub-Limits:

Applicable to people above 50 years of age and seeking OPD or hospitalization.

1. Hospital Room, Emergency Room, and Boarding & Hospitalization: (USD) 1700 per day.

2. ICU: (USD) 2500 per day.

3. Surgical Treatment coverage of up to (USD) 11,500 and 25% of Surgical Treatment cost for Anaesthetic Services.

4. Consultation Charges of up to (USD) 200 per visit.

5. Diagnostic & Testing charges of up to (USD) 1500.

6. Ambulance Services of up to (USD) 500.

Corporate Lite:

Travel Ace Corporate Lite ( USD 250,000)

1. Age Group Covered: 0 to 120 Years.

2. International Personal Accident Cover of up to (USD) 10,000.

5. Accidental, Death, and Disability cover of up to (USD) 5,000.

6. Personal Accident Cover in India of up to ₹ 100,000.

7. Sickness Medical Exigencies of up to 250,000 (USD 100 Deductible).

8. Accidental Medical Exigencies of up to (USD) 250,000 (USD 100 Deductible).

9. Emergency Dental Care of up to (USD) 500 (USD 25 Deductible).

10. Daily allowance during hospitalization: (USD) 50/day for up to 7 days.

11. Trip & Event Cancellation coverage of up to (USD) 1000.

12. Trip Interruption coverage of up to (USD) 500.

13. Loss of Checked-In Baggage is covered up to ₹ 500. Delay of checked-in baggage is also covered with (USD) 100/10hrs in a foreign location and ₹ 1000/10hrs in India.

14. Personal Liability of up to (USD) 100,000.

15. Coverage for loss of passport and driving license of up to (USD) 300.

16. Golfer’s Hole-in-One coverage for anywhere in the US Golfers’ Association recognized golf courses worth up to (USD) 300.

17. Hijack Cover of up to (USD) 2,000.

18. Home Burglary & Robbery Insurance:

a. Up to ₹ 100,000 each for portable equipment other than laptop, and all other equipment.

19. Standard Fire & Special Perils Cover:

a. Up to ₹ 100,000 each for portable equipment other than laptop, and all other equipment.

20. Trip Delay Delight of up to (USD) 80/6 hrs.

21. Emergency Cash Assistance Service of up to (USD) 1000.

22. Bounced hotel coverage of up to (USD) 500.

23. Trip Extension coverage of up to (USD) 750.

Optional Coverage:

Extended Pet Stay (INR), Lifestyle Modification Benefit, Child Education Benefit, Missed Connection Coverage, Legal Expenses, Loss of Personal Belongings (Mobile, Laptops, and iPads), Car Hire Excess Insurance, Compassionate Visit or Stay, Ticket Overbooking, Display Benefit Cover, Replacement & Rearrangement of Staff, Alternative transport expenses and Waiver of Sub-Limits.

Sub-Limits:

Applicable to people above 50 years of age and seeking OPD or hospitalization.

1. Hospital Room, Emergency Room, and Boarding & Hospitalization: (USD) 1700 per day.

2. ICU: (USD) 2500 per day.

3. Surgical Treatment: (USD) 11,500 and 25% of Surgical Treatment cost for Anaesthetic Services.

4. Consultation Charges of up to (USD) 200 per visit.

5. Diagnostic & Testing charges of up to (USD) 1500.

6. Ambulance Services of up to (USD) 500.

Gold Plan :

Travel Ace Gold ( USD 200,000)

1. Age Group Covered: 0 to 70 Years.

2. International Personal Accident Cover of up to (USD) 15,000.

3. Lifestyle Modification Benefit of up to (USD) 6,000.

4. Child Education Benefit of up to (USD) 4,000.

5. Accidental, Death, and Disability cover up to (USD) 7,000.

6. Personal Accident Cover in India of up to ₹ 500,000.

7. Sickness Medical Exigencies of up to (USD) 200,000 (USD 100 Deductible).

8. Accidental Medical Exigencies of up to (USD) 200,000 (USD 100 Deductible).

9. Emergency Dental Care of up to (USD) 500 (USD 25 Deductible).

10. Daily allowance during hospitalization: (USD) 75/day for up to 7 days.

11. Trip & Event Cancellation coverage of up to (USD) 2000.

12. Trip Interruption coverage of up to (USD) 1000.

13. Loss of Checked-In Baggage is covered up to ₹ 750. Delay of checked-in baggage is also covered with (USD) 200/8 hrs in a foreign location and ₹2000/8 hrs in India.

14. Personal Liability of up to (USD) 150,000.

15. Coverage for loss of passport and driving license of up to (USD) 400.

15. Golfer’s Hole-in-One coverage for anywhere in the US Golfers’ Association recognized golf courses worth up to (USD) 500.

16. Hijack Cover of up to (USD) 5,000.

17. Home Burglary & Robbery Insurance:

a. Up to ₹ 200,000 each for portable equipment other than laptop and other equipment and up to ₹ 100,000 for laptop.

18. Standard Fire & Special Perils Cover:

a. Up to ₹ 200,000 each for portable equipment other than laptop and other equipment and up to ₹ 100,000 for laptop.

19. Trip Delay Delight of up to (USD) 120/5 hrs.

20. Emergency Cash Assistance Service of up to (USD) 1000.

21. Missed Connection coverage of up to (USD) 300.

22. Bounced hotel coverage of up to (USD) 500.

23. Trip Extension coverage of up to (USD) 1000.

24. Legal Expense coverage of up to (USD) 1000.

25. Weather Guarantee of up to (USD) 200.

26. Extended Pet Stay (INR) covered up to 3,000.

Optional Coverage:

Loss of Personal Belongings (Mobile, Laptops, and iPads), Car Hire Excess Insurance, Compassionate Visit or Stay, Return of Minor Child, Ticket Overbooking, Sporting Activities, Display Benefit Cover, Replacement & Rearrangement of Staff, Alternative transport expenses and Waiver of Sub-Limits.

Sub-Limits:

Applicable to people above 50 years of age and seeking OPD or hospitalization.

1. Hospital Room, Emergency Room, and Boarding & Hospitalization: (USD) 1500 per day.

2. ICU: (USD) 2500 per day.

3. Surgical Treatment: (USD) 9,000 and 25% of Surgical Treatment cost for Anaesthetic Services.

4. Consultation Charges of up to (USD) 200 per visit.

5. Diagnostic & Testing charges of up to (USD) 1250.

6. Ambulance Services of up to (USD) 400.

Silver Plan :

Travel Ace Silver ( USD 100,000)

1. Age Group Covered: 0 to 70 Years.

2. International Personal Accident Cover of up to (USD) 12,000.

3. Lifestyle Modification Benefit of up to (USD) 5,000.

4. Child Education Benefit of up to (USD) 3,000.

5. Accidental, Death, and Disability cover up to (USD) 6,000.

6. Personal Accident Cover in India of up to ₹ 200,000.

7. Sickness Medical Exigencies of up to (USD) 100,000 (USD 100 Deductible).

8. Accidental Medical Exigencies of up to (USD) 100,000 (USD 100 Deductible).

9. Emergency Dental Care of up to (USD) 500 (USD 25 Deductible).

10. Daily allowance during hospitalization: (USD) 50/day for up to 7 days.

11. Trip & Event Cancellation coverage of up to (USD) 1500.

12. Trip Interruption coverage of up to (USD) 750.

13. Loss of Checked-In Baggage: ₹ 500. Delay of checked-in baggage is also covered with (USD) 100/10 hrsin a foreign location and ₹ 1000/10 hrs in India.

14. Personal Liability of up to (USD) 100,000.

15. Coverage for loss of passport and driving license of up to (USD) 300.

16. Golfer’s Hole-in-One coverage for anywhere in the US Golfers’ Association recognized golf courses worth up to (USD) 300.

17. Hijack Cover of up to (USD) 3,000.

18. Home Burglary & Robbery Insurance:

a. Up to ₹ 150,000 each for portable equipment other than laptop and other equipment and up to ₹ 100,000 for laptop.

19. Standard Fire & Special Perils Cover:

a. Up to ₹ 150,000 each for portable equipment other than laptop and other equipment and up to ₹ 100,000 for laptop.

20. Trip Delay Delight of up to (USD) 100/6 hrs.

21. Emergency Cash Assistance Service of up to (USD) 1000.

22. Missed Connection coverage of up to (USD) 300.

23. Bounced hotel coverage of up to (USD) 400.

24. Trip Extension coverage of up to (USD) 750

Optional Coverage:

Legal Expenses, Weather Guarantee, Extended Pet Stay (INR), Loss of Personal Belongings (Mobile, Laptops, and iPads), Car Hire Excess Insurance, Compassionate Visit or Stay, Return of Minor Child, Ticket Overbooking, Sporting Activities, Display Benefit Cover, Replacement & Rearrangement of Staff, Alternative transport expenses and Waiver of Sub-Limits.

Sub-Limits:

Applicable to people above 50 years of age and seeking OPD or hospitalization.

1. Hospital Room, Emergency Room, and Boarding & Hospitalization: (USD) 1500 per day.

2. ICU: (USD) 2500 per day.

3. Surgical Treatment: (USD) 9,000 and 25% of Surgical Treatment cost for Anaesthetic Services.

4. Consultation Charges of up to (USD) 200 per visit.

5. Diagnostic & Testing charges of up to (USD) 1250.

6. Ambulance Services of up to (USD) 400.

●Super Age

Travel Ace Super Age (USD 50,000)

1. Age Group Covered: 70+ Years.

2. International Personal Accident Cover of up to (USD) 10,000.

3. Accidental, Death, and Disability cover of up to (USD) 2,000.

6. Personal Accident Cover in India of up to ₹ 100,000.

7. Sickness Medical Exigencies of up to (USD) 50,000 (USD 100 Deductible).

8. Accidental Medical Exigencies of up to (USD) 50,000 (USD 100 Deductible).

9. Emergency Dental Care of up to (USD) 500 (USD 25 Deductible).

10. Daily allowance during hospitalization: (USD) 50/day for up to 7 days.

11. Trip & Event Cancellation coverage of up to (USD) 1000.

12. Trip Interruption coverage of up to (USD) 500.

13. Loss of Checked-In Baggage is covered up to ₹ 500. Delay of checked-in baggage is also covered with (USD) 200/8hrs in a foreign location and ₹ 2000/8 hrs in India.

14. Personal Liability coverage of up to (USD) 100,000.

15. Coverage for loss of passport and driving license of up to (USD) 250.

16. Hijack Cover of up to (USD) 3,000.

17. Home Burglary & Robbery Insurance:

a. Up to ₹ 100,000 each for portable equipment other than laptop, and all other equipment.

18. Standard Fire & Special Perils Cover:

a. Up to ₹ 100,000 each for portable equipment other than laptop, and all other equipment.

19. Trip Delay Delight of up to (USD) 80/6 hrs.

20. Emergency Cash Assistance Service of up to (USD) 1000.

21. Missed Connection coverage of up to (USD) 300.

22. Bounced hotel coverage of up to (USD) 500.

23. Trip Extension coverage of up to (USD) 1000.

24. Compassionate Visit and Compassionate Stay coverage of up to (USD) 1,000 each.

25. Ticket Overbook coverage of up to (USD) 200.

Optional Coverage:

Legal Expense, Weather Guarantee, Golfer’s Hole-in-One, Loss of Personal Belongings (Mobile, Laptops, and iPads), Car Hire Excess Insurance, Extended pet stay (INR), Alternative transport expenses and Waiver of Sub-Limits.

Sub-Limits:

Applicable to people above 70 years of age and seeking OPD or hospitalization.

1. Hospital Room, Emergency Room, and Boarding & Hospitalization: (USD) 1200 per day.

2. ICU: (USD) 2000 per day.

3. Surgical Treatment: 8,000 and 25% of Surgical Treatment cost for Anaesthetic Services.

4. Consultation Charges of up to (USD) 150 per visit.

5. Diagnostic & Testing charges of up to (USD) 1000.

6. Ambulance Services of up to (USD) 300.

·Standard Plan

Travel Ace Standard (USD 50,000)

1. Age Group Covered: 0 to 70 Years.

2. International Personal Accident Cover of up to (USD) 10,000.

3. Lifestyle Modification Benefit of up to (USD) 3,000

4. Child Education Benefit of up to (USD) 2,000.

5. Accidental, Death, and Disability cover of up to (USD) 5,000.

6. Personal Accident Cover in India of up to ₹ 100,000.

7. Sickness Medical Exigencies of up to (USD) 50,000 (USD 100 Deductible).

8. Accidental Medical Exigencies of up to (USD) 50,000 (USD 100 Deductible).

9. Emergency Dental Care of up to (USD) 500 (USD 25 Deductible).

10. Daily allowance during hospitalization: (USD) 50/day for up to 7 days.

11. Trip and Event Cancellation: (USD) 1000

12. Trip Interruption: (USD) 500

13. Loss of Checked-In Baggage: ₹ 500. Delay of checked-in baggage is also covered with (USD) 100/10 hrs in a foreign location and ₹ 1000/10 hrs in India.

14. Personal Liability of up to (USD) 50,000.

15. Coverage for loss of passport and driving license of up to (USD) 300.

16. Golfer’s Hole-in-One coverage for anywhere in the US Golfers’ Association recognized golf courses worth up to (USD) 300.

17. Hijack Cover of up to (USD) 2,000.

18. Home Burglary & Robbery Insurance:

a. Up to ₹ 100,000 each for portable equipment other than laptop, and other equipment.

19. Standard Fire & Special Perils Cover:

a. Up to ₹ 100,000 each for portable equipment other than laptop, and other equipment.

20. Trip Delay Delight of up to (USD) 80/6 hrs.

21. Emergency Cash Assistance Service of up to (USD) 500.

22. Missed Connection coverage of up to (USD) 250.

Optional Coverage:

Bounced Hotel, Trip Extensions, Legal Expenses, Weather Guarantee, Extended Pet Stay (INR), Loss of Personal Belongings (Mobile, Laptops, and iPads), Car Hire Excess Insurance, Compassionate Visit or Stay, Return of Minor Child, Ticket Overbooking, Sporting Activities, Display Benefit Cover, Replacement & Rearrangement of Staff, alternative transport expenses and Waiver of Sub-Limits.

Sub-Limits:

Applicable to people above 50 years of age and seeking OPD or hospitalization.

1 Hospital Room, Emergency Room, and Boarding & Hospitalization: (USD) 1200 per day.

2 ICU: (USD) 2000 per day.

3 Surgical Treatment: (USD) 8,000 and 25% of Surgical Treatment cost for Anaesthetic Services.

4 Consultation Charges of up to (USD) 150 per visit.

5 Diagnostic & Testing charges of up to (USD) 1,000.

6 Ambulance Services of up to (USD) 300.

Important Points to note before buying Travel Ace Insurance?

Inclusions:

01. Legal Expenses

02. Weather Guarantees

03. Extended Pet Stay (Covered in INR)

04. Loss of Personal Belongings such as Mobile, Laptops, and iPads

05. Car Hire Excess Insurance

06. Compassionate Visit or Stay

07. Return of Minor Child

08. Ticket Overbooking

09. Sporting Activities

10. Display Benefit Cover

11. Replacement and Rearrangement of Staff

12. Waiver of Sub-Limits Applicable to All Individuals Above 50

13. Years of Age Seeking OPD/Hospitalization.

Exclusions :

1. Pre-Existing illnesses and injuries are covered only in specific policies. For all policies which do not state explicit inclusion, both pre-existing illnesses and injuries are excluded.

2. Any incident, injury, or loss because of substance abuse in the form of drugs or alcohol will not be covered.

3. Any damages resulting from human activities such as nuclear testing/attacks, war, terrorism, or riots will not be covered.

4. Medical treatment for HIV/AIDS, as well as an alternative treatment, cosmetic treatment, or treatment becoming essential due to self-harm or beyond a licensed doctor's medical advice, will not be covered.

5. Loss incurred due to unattended luggage or passport will not cover. If the luggage is not dispatched alongside the insured, any damage or loss incurred to the luggage will not be covered.

6. Adventure sports performed in professional capacity.

7. Adventure sports activity that is not under the supervision of a trained professional.

Download Travel Ace Insurance Documents

●Brochure

●Policy wordings

●Proposal form

Why Choose Bajaj Allianz General Insurance Company for a Travel Insurance Plan?

Bajaj Allianz General Insurance Company is a trusted name in travel insurance, offering customised plans like the Travel Ace Plan to suit every traveller’s needs. Bajaj Allianz General Insurance Company’s seamless claim settlement process ensures convenience and reliability, backed by a high claim settlement ratio. With comprehensive coverage options, the plan caters to families, individuals, students, and corporate employees. Bajaj Allianz General Insurance Company also offers unique features such as first-of-its-kind coverage for pre-existing illnesses and injuries, medical sum insured up to USD 20 lakhs, post-policy hospitalisation coverage for up to 75 days without additional premium, and trip cancellation for any reason. The intuitive online process and the Caringly Yours app make purchasing and managing your policy effortless, ensuring a secure travel experience worldwide.

Summary of Key Coverages

●International Personal Accident Cover to help you recover from personal damages incurred during an accident in a foreign location.

●Lifestyle Modification Benefits include the additional costs you have to bear to make necessary changes in your lifestyle and assets after an accident or emergency.

●Child Education Benefits is the compensation released for your children's welfare if you meet an unfortunate event during the international trip.

●Accidental, Death, and Disability compensate for demise or critical damage to bodily functions caused due to an accident during an international trip.

●Personal Accidental Cover in India provides compensation to cover all the personal expenses incurred due to an accident in India.

●Sickness or Accidental Medical Exigencies cover the cost of medical attention required to post an unforeseeable sickness or accident in a foreign location.

●Emergency Dental Care covers the cost of non-cosmetic dental expenses for stopping pain, bleeding, or loss of teeth.

●Daily Allowance during Hospitalization covers the non-medical or survival expenses incurred during a stay in the hospital.

●Tip & Event Cancellation covers the cost incurred when the trip is cancelled for unforeseeable reasons. Trip Interruption covers only the costs incurred due to an intermittent gap in the journey that was not planned earlier.

●Loss or Delay of Checked-In Baggage provides compensation for a fixed set of hours for which the baggage was delayed or lost, post the check-in.

●Personal Liability Cover includes any liability on the insured to incur medical or property damage expenses due to inclusion in an overseas accident.

●Golfer’s Hole-in-One covers the expenses incurred to play a US Golfer’s Association-recognized golf course under a predetermined limit.

●Hijack Cover includes the compensation paid to the insured if the plan she/he/they used to travel is hijacked during the commute.

●Home Burglary & Robbery insurance covers replacing portable equipment such as laptops and other equipment stolen when the insured individual is off to the trip.

●Standard Fire & Special Perils covers the cost of replacing portable equipment such as laptops and other equipment which are damaged beyond reasonable repair when the insured individual is off to the trip.

●Trip Delay Delight provides compensation on a fixed hourly basis if the trip is delayed for any reasons outside the insured individuals’ control.

●Emergency Cash Assistance Service provides direct access to cash in a foreign location for emergency purposes.

●Missed Connection coverage provides compensation if the insured individual misses a connecting flight for reasons outside her/his/their control.

●Coverage for Loss of Passport and Driving License compensate for the loss of passport or driving license of the insured person for no causal error of her/his/their own. Similar coverage in principle is provided under the Loss of Personal Belongings cover for mobiles, laptops, and iPads.

Things to check while Buying a Travel Insurance Plan?

Here are a few things to look into before you choose the variant of the Travel Ace plan for your next journey:

●Age of Travellers
Seniors tend to attract a higher premium. Use this to optimize your clubbed insurance plan.

●Travelling Destination
Ideally, avoid travelling to countries with high political or climate risks. Your insurance premium will be higher, and if a man-made event causes damages, your claims might even get rejected.

●Tenure and Type of the Tour
One-time and long trips will attract higher premiums. If you plan to travel frequently in a given year, consider a multi-trip plan. In terms of the itinerary, the lesser risk you put yourself into, the lesser premium you end up paying on the insurance.

●Sum Insured, Coverage, and Add-Ons
Make a list of requirements you seek. Then, add a few in terms of add-ons. And now compare the insurance carriers who can cover your needs. The sum insured will be the total sum you are insured for.

●Convenience
Check the convenience of the claim settlement process and the claim settlement ratio. Also, make sure you read the entire list of exclusions – the conditions mentioned in your insurance agreement that show the instances under which you will not be eligible for the insured sum.

●Schengen
The Schengen Countries have some unique requirements for travel insurance plans. Read them carefully and see if your insurance plan matches them.

●Medical Conditions
Understand the policies around pre-existing conditions and pre-policy tests conducted before your premium is locked.

Buy multi-trip and group insurance early to minimize the unitary costs of the insurance plan.

How to Find the Premium for your Travel Insurance Plan

You can easily calculate the tentative insurance premium for your Travel Ace plan. Here is how to do it:

●Click here and access the Bajaj Allianz Travel Insurance Premium Calculator.

●Add your active name, phone number, and email address. Mention your country of residence accurately.

●That’s all! You will soon receive a tentative quote for your Travel Ace premium.

The actual cost of the insurance will depend on a broad set of factors such as your age, travel destination, duration of the trip, number of travellers in the plan, and the add-ons you choose.

Steps To Buy Travel Ace Policy Plan?

Here are a few things to look into before you choose the variant of the Travel Ace plan for your next journey:

●Bajaj Allianz Website
1. Visit the Bajaj Allianz website, select travel insurance, and then choose the category befitting your needs.

2. Provide your full name and choose from the types of policies available for Leisure, Business Multi-Trip, and Student.

3. Add your Date of Birth, Date of Departure, Date of Return, Destination, and the existing Pin Code.

4. Get the virtual quote and the option to select a plan. Now, you can choose the add-ons you need and make the payment.

5. Post successful payment, you will get the insurance policy documents over email.

●Caringly Yours App
1. Download the app and log in with a valid account ID and password.
2. Choose travel insurance and add your name, DOB, journey dates, and existing pin code.
3. Get an instant quote on your phone and select the befitting plan with add-ons.
4. Make a successful payment and receive the insurance documents over email.

Offline
Visit the nearest Bajaj Allianz office and get in touch with our dedicated team. They will walk you through the entire process with a designated representative at your service.