Important Tips to Avoid Being the Victim of a Cyber Attack in 2023

Over the last couple of years, the internet has somewhat become our ‘go-to person'. We believe all solutions to our problems can be found here; isn’t that the best? Yes, it is! But only if we use it carefully, because, every coin has two sides. We think that our use of the internet is basic. So, there is nothing at all that can happen to us. However, you too can be a victim of a cyberattack. You may mistakenly click on a link sent by a third party or get suspicious calls/SMS. We may at times even entertain such activity due to either we are caught up or, unaware or busy with something else. Or perhaps you save your passwords and other crucial details such as bank details on a website, and so much more. In this article, let us delve into knowing some tips that will help you remain cyber-safe.

First things first!

To understand cyberattacks, let's first learn about cybercrime. When it comes to cybercrime either a computer, a computer network, or a network device is targeted to perform criminal activity. In simple words, cybercrime includes illegally obtaining data from computers and misusing it for personal or political benefit.

What Happens During a Cyber Attack?

During a cyberattack, the hacker gains access to your computer or networked device, through which they obtain your financial, personal, and professional details. In the times we are living in, this is becoming a prevalent issue. Apart from taking preventive measures, it is also advisable to opt for a suitable Cyber Insurance policy. Let us now delve into knowing how to prevent yourself from becoming a victim of cyberattacks. But before that, let us get familiar with terminologies that will help us understand cyber insurance coverage while buying the insurance policy.

Cyber Insurance Terminologies That You Should Know

Here’s a rundown of some of the coverages offered within a cyber insurance policy in India:

1. Identity Theft: When someone else uses your name and personal details without your permission to obtain loans, credit cards, etc.
2. Phishing: It is a false practice when someone shares fraudulent emails or messages claiming to be from a reputed company to obtain details such as your passwords, card numbers, etc.
3. Malware: It is software that can gain access to data by obtaining unauthorized access to any network or computer system.
4. Cyberstalking: When digital or electronic communication is used to threaten or frighten somebody.

Note: This is only an indicative list. For more details, please refer to our website. *T&C apply

Know How to Prevent Cyber Attack: 4 Key Tips to Remain Cyber Safe

Cyber scams are not something new that we are hearing of. Know how to reduce your chances of falling for scams. Listed below are some common tips that will help you to remain protected in the online world:

1. Turn on Multifactor Authentication: Two-factor authenticator or multifactor authenticator, serve the same purpose. They provide extra security for the websites or platforms that you use every day. Think of them as the personal bodyguards of your websites, social media networks, bank apps, etc., which will restrict the entry of unwanted people.
2. Use Strong Passwords: A strong password should ideally contain at least 12 characters. This includes numbers, special characters, and letters in both upper and lower case. 123456 is easy for you to remember and easier for the hacker to obtain access to your valuable information. Avoid using any chronologically ordered number as a password. Change your passwords at regular intervals and avoid saving them on any website. Use separate usernames and passwords for different accounts.
3. Buy a Cyber Insurance Policy: It acts as a shield from various cyber threats. With the increased use of the internet, it provides optimum protection from various fraudulent activities and cyber risks. A good cyber insurance policy will keep you safe from the damages that will occur due to a cyberattack. Ensure to have an understanding of the cyber insurance coverage i.e., what is covered and what's not covered in the cyber insurance plan.
4. Learn About Online Safety: If you are running an organization, you will be dealing with so many links, passwords, and multiple accounts every day. In such a case, it is important to educate your employees about certain ways they can prevent data breaches and the importance of them.

*T&C apply Also, here are some pro tips that you may follow to ensure healthy internet surfing:

1. Update your software regularly
2. Trust no one with your devices or passwords
3. Always make a backup of your data
4. Think before you click, verify the links or their source

Wrapping it Up

With so much use of the internet, we are prone to becoming a victim of cyber attacks. Choose our Individual Cyber Safe Insurance Policy and remain secured against 10 cyber threats. We hope that the above-mentioned tips are helpful and you remain cyber-secure.   *Standard T&C apply Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.