Features & Benefits of Mediclaim Policy – All That You Need To Know

Features of Mediclaim Insurance Policy

With the kind of sedentary lifestyle that everyone is leading, the chances are high of suffering from different diseases. Buying a mediclaim insurance policy will enable having financial assistance under any medical emergency. The mediclaim policy provides a holistic insurance solution. Here are some key features of the mediclaim health insurance plan:

• A cashless facility can be easily availed.
• The mediclaim insurance policy is accessible for both an individual and the family.
• It also offers tax benefits on the yearly premium.

*Standard T&C Apply

Benefits of Mediclaim Insurance Policy

Read on as we explore the following benefits offered in a mediclaim health insurance policy:

• No Financial Stress

The best mediclaim policy lowers the financial load in case of any uncalled medical emergency.

• Cost-effective

With a mediclaim insurance policy in place, the hospital bills are taken care of and the savings do not get exhausted.

• Individual and Family Cover

The mediclaim plan covers an individual and the family during any medical emergency.

• Lifelong Renewal

Depending on the policy, a mediclaim insurance policy also offers the option of lifelong renewability.

• The Facility of Cashless Treatment

An individual can avail of cashless treatment facilities in any of the network hospitals under cashless health insurance.

• Hospitalization Costs

Any expense incurred due to hospitalization because of an accident or illness is covered under a mediclaim insurance policy.

• Additional Benefits

The mediclaim health insurance policy also offers various benefits such as cover for ICU, room, and so forth.

• Tax Benefits

The tax benefits can be availed under section 80d of income tax act on the mediclaim policy premium that is paid each year. *Standard T&C Apply Disclaimer: The tax benefits are subject to change as per the prevailing laws.

Why Choose Mediclaim Policy by Bajaj Allianz?

Our mediclaim insurance ensures utmost care in case of a medical emergency without exhausting the finances. Avail Bajaj Allianz's mediclaim policy and have that peace of mind. We understand that adversity can happen at any point in time. Hence, it becomes important to protect the hard-earned money from being spent on medical bills. At Bajaj Allianz General Insurance Company, we offer the following key benefits with our mediclaim policy:

Network Hospitals	Cashless claim facility at over 6500+* network hospitals all across the country
Customer Assistance	24 x 7 call assistance for claim settlement and all mediclaim insurance related queries
Cashless Claim Settlement	Within 60 minutes at our network of hospitals across the country
In-house Administration Team	For faster claim settlement, we have an in-house Health and Travel Administration Team
Health CDC	Instant claim settlement up to Rs 20,000 via our app Health CDC (Claim by Direct Click)
Claim Settlement Ratio	Around 90% in the last 06 months

 *Standard T&C Apply Disclaimer: The list of network hospitals is provisional and subject to change. The list of hospitals where cashless settlements can be availed is dynamic and change without notice. Check with the hospital before getting admitted. Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read the sales brochure/policy wording carefully before concluding a sale.