Pet Insurance: Top 10 Benefits Explained

Pets can be described in many different ways - bundles of joy, little monsters, or cuddly babies. Be it a cat or dog, taking care of pets is no different than taking care of yourself. They also get sick and require medical attention every now and then. However, as a pet owner, you might not be aware of how expensive pet healthcare actually is unless you take your dog or cat for routine check-ups. What if your pet requires to undergo a medical procedure? Instead of having to pay out of your pocket, you can opt for a pet insurance policy. Here are some of its benefits which might convince you to purchase one for your pet’s overall well-being.

Benefits of Pet Insurance

If you are confused about whether you should purchase insurance for pets in India, here are ten benefits of this insurance:

1. Peace of Mind

One of the most significant benefits of pet insurance is peace of mind. Knowing your pet is covered in case of an accident or illness can help alleviate the stress and worry that comes with unexpected vet bills*.

2. Financial Protection

Pet insurance can help protect you financially in case of unexpected veterinary expenses. Depending on your policy, your pet insurance may cover routine care, emergency care, and even surgery and hospitalization*.

3. Choice of Veterinarian

Most pet insurance policies allow you to choose any licensed veterinarian, giving you the freedom to take your pet to the vet you trust the most*.

4. Customizable Coverage

Pet insurance policies can be tailored to your specific needs and budget. You can choose the level of coverage fitting your pet's needs and your financial situation*.

5. Coverage for Chronic Conditions

Pet insurance can provide coverage for chronic conditions such as allergies, arthritis, and diabetes. These conditions can require ongoing treatment and can become very expensive over time*.

6. Coverage for Hereditary Conditions

Many pet insurance policies provide coverage for hereditary conditions such as hip dysplasia or heart disease. These conditions can be costly to treat, so having coverage for them can be a significant benefit*.

7. Coverage for Alternative Treatments

Some pet insurance policies provide coverage for alternative treatments such as acupuncture, chiropractic care, or hydrotherapy. These treatments can be beneficial for pets with chronic conditions or injuries*.

8. No Waiting Periods

Some pet insurance policies have waiting periods before coverage begins. However, some policies have no waiting periods, so coverage can begin immediately*.

9. Multi-Pet Discounts

Many pet insurance companies offer discounts for insuring multiple pets, making it more affordable to ensure all of your furry family members*.

10. Reimbursement for Lost Pets

Some pet insurance policies provide reimbursement for advertising and rewards for lost pets. This can be a significant benefit for pet owners wanting to ensure the safe return of their pets if they become lost*.

Tips for Pets

If you have a pet or are looking to get one, these tips can be helpful too:

1. Opt for Indian breeds

Adopting a pet is the best way you can give it a happy life it deserves. Most pedigree breeds suffer from lifelong ailments, which means frequent visits to the vet. Also, most pedigree pets are not suitable for Indian weather conditions, which increases their health problems. Instead, you should opt for local Indian breeds of dogs and cats. As they have evolved and are more adaptable to the environment, they suffer lesser health issues.

2. Adopt a Pet

Pet-breeding, although not punishable yet, is still an illegal business in India. Pets are abused on a regular basis and the puppies which are born generally may have major health defects. By adopting a pet, you are not only promoting a healthy practice, but you are also contributing towards putting a stop to this illegal business.

3. Be Careful When Feeding

It is natural to assume that pets, either dogs or cats, would eat anything just like you would. However, the digestive system of a dog or a cat is different than that of a human. Cats, for example, are purely carnivorous animals. Their main source of nutrition is mainly through fish. So, it is better to serve them a fish-based diet. Dogs, on the hand are omnivores, i.e., they eat both vegetables and meat. However, there are certain things which should not be fed to them. These include apples, raw eggs, chocolates, and dairy products, such as ice-cream, which could damage their digestive system.

4. Get them Vaccinated

Even if your house pets are domesticated animals, you should take the risk of leaving them unvaccinated. When you take pets out of the house, you never know when or how they have might pick up an infection, which in return might infect you as well. It is better to avoid this risk altogether and get them vaccinated as per the doctor’s instructions.

Conclusion

When you love and treat your pet just like a family member, you can also ensure they get a better financial support for their treatment with this policy. If you have a dog, you can opt for a policy for all-round financial support for their treatment.   *Standard T&C apply Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.