CNG vehicles are more common in India today than they were a few years ago. A large section of this number is made up of passenger vehicles, followed closely by CNG three-wheelers. There is also a significant number of personal use vehicles that are fitted with CNG. One may choose to drive a CNG option for various reasons, such as it being more economical and eco-friendlier as compared to petrol or diesel options.
If you have a CNG vehicle or are planning to get one, you may want to ensure that you take the best care of it. One of the simplest steps you could take to protect your financial wellbeing against some of the unexpected issues that your car may face is getting the right car insurance policy.
When insuring a CNG vehicle, you can start by using a
car insurance calculator to know how the premiums may be different for your model based on various factors. Once you have a clear idea of the coverage being offered for the premium amount, you may realise the value that having a comprehensive motor insurance policy may offer.*
Precautions Must Take That Every CNG Car Driver
Knowing how to care for your CNG vehicle is essential if you want to ensure that it performs well in the long run, as well as to ensure the safety of the driver and passengers. Here are some crucial safety tips tailored for CNG car owners in India, covering aspects related to
motor insurance , installing your CNG kit, maintenance, and more.
Choose Comprehensive Car Insurance Coverage
Opt for comprehensive car insurance that covers both
third-party liabilities and damages to your own vehicle.
Understand the coverage details provided by different insurance companies and select a policy that suits your requirements and budget.
Declare CNG Kit Installation
Inform your insurance provider about the installation of a CNG kit in your car.
Ensure that your
car insurance policy explicitly covers CNG fittings and accessories to avoid complications during claims processing.
Ensure Regular Policy Renewals
Keep track of your
car insurance policy renewal dates to prevent coverage lapses.
Renew your car insurance policy well before the expiry date to maintain continuous coverage and avoid penalties or legal consequences.
Install Safety Features
Equip your CNG vehicle with essential safety features such as a leak detection system, pressure gauge, and shut-off valve to mitigate the risk of accidents and gas leaks.
Ensure that all safety devices are installed and functioning correctly to enhance overall safety standards.
Regular Maintenance Checks
Schedule periodic maintenance checks for your CNG vehicle to detect and address any potential issues promptly.
Regularly inspect the CNG kit, hoses, valves, and seals for signs of wear, damage, or leaks.
Adhere to Safety Guidelines
Follow safety guidelines provided by CNG kit manufacturers and automotive experts for the safe operation of your vehicle.
Educate yourself and your family members about CNG safety protocols, including handling procedures and emergency response measures.
Avoid Unauthorised Modifications
Refrain from making unauthorised modifications or alterations to your CNG system or vehicle components.
Any unauthorised changes may void your car insurance coverage and compromise safety standards.
Maintain Adequate Ventilation
Ensure proper ventilation in your garage or parking space to prevent the accumulation of CNG fumes.
Park your CNG vehicle in well-ventilated areas to minimise the risk of gas buildup and potential hazards.
Monitor CNG Consumption
Monitor your CNG consumption and refill your gas tank only at authorised and certified CNG filling stations.
Avoid overfilling the CNG tank to prevent pressure-related accidents and ensure optimal fuel efficiency.
Emergency Preparedness
Keep emergency contact numbers, including your insurance provider and local authorities, readily accessible in case of accidents or gas-related emergencies.
Familiarise yourself with emergency procedures and evacuation protocols to respond effectively to unforeseen situations.
Practice Defensive Driving
Practice defensive driving techniques to minimise the risk of accidents and collisions on the road.
Maintain a safe distance from other vehicles, obey traffic rules, and anticipate potential hazards while driving your CNG car.
Undergo Driver Training
Consider undergoing specialised driver training courses for CNG vehicle operation and safety awareness.
Enhance your driving skills and knowledge to handle different road conditions and emergency scenarios effectively.
Review Insurance Policy Terms
Regularly review the terms and conditions of your car insurance policy to stay informed about coverage limits, exclusions, and claim procedures.
Seek clarification from your insurance provider regarding any uncertainties or ambiguities in your policy documentation.
Conclusion
Safety ought to be a top priority for CNG car owners in India, complemented by
comprehensive car insurance coverage and adherence to regulatory requirements. By following these safety tips and maintaining proactive measures, CNG car owners can enjoy peace of mind while driving and mitigate potential risks associated with alternative fuel vehicles. Remember, safety is non-negotiable, and investing in preventive measures today can safeguard against unforeseen challenges tomorrow.
*Standard T&C Apply
Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
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