In Maharashtra, when you buy a two-wheeler, you need to register within seven days from the date of your purchase. While registering, you are required to pay road taxes and other fees as well. The Motor Vehicles Act of 1988 dictates the rules and provisions regarding bike purchases in the country.
The Maharashtra Motor Vehicles Department ensures that the provisions and the rules that are made under the act are being adhered to in Maharashtra. When you have purchased a new bike, it is essential that you know about the registration process and also
two-wheeler insurance .
Vehicle registration in Maharashtra
A two-wheeler dealer cannot deliver an unregistered vehicle to the buyer according to the law. It is mandatory to have a temporary or permanent registration of a vehicle before it is handed over to the buyer. In India, it is illegal to drive a vehicle that is unregistered in any public place. Hence, if you are buying a vehicle, ensure that you get its registration done to adhere to the law.
What is the registration process in Maharashtra?
There are two ways you register your bike: Maharashtra transport temporary vehicle registration and Maharashtra transport permanent registration of vehicles.
When you buy a vehicle from the dealer’s showroom, you will need a temporary registration. A temporary vehicle registration remains valid for seven days. However, in the case of private or non-commercial vehicles, you can extend the validity of your registration up to 30 days. You can make an application for temporary vehicle registration by simply filling the Form 20. You can also do it online and get your vehicle registered in a matter of minutes.
Documents required for Maharashtra transport temporary vehicle registration
Excluding the period of temporary registration, a vehicle needs to be registered within seven days after you have received it. Here is a list of documents that you are required to submit to register your vehicle:
- Form 20
- Form 22 and 22-A (You need to get it from the vehicle manufacturer. It is the vehicle’s roadworthiness certificate.)
- Form 21 (Certificate of sale that is provided by the vehicle dealer)
- Payment of application fee
- Proof of tax payment (In case the vehicle was purchased outside Maharashtra)
- Bill of entry (In case of imported vehicles)
- Temporary registration (If any)
- Invoice of the vehicle
- Motor insurance of the vehicle
- Proof of address
- Copy of design approval from the Transport Commissioner (in case of trailer vehicles)
Transfer of vehicle ownership in Maharashtra
In case you are buying or selling a vehicle, the transfer of the vehicle needs to be recorded with the registered authority within 14 days if the jurisdiction is of the same registering authority. If the jurisdiction is of another authority, you need to register the vehicle within 30 days. For the transfer of ownership of the vehicle, here are some of the documents you need to submit:
- Declaration by the seller in Form 29
- Declaration by the buyer in Form 30
- Tax certification
- Proof of payment of any applicable fees
- Vehicle PUC certificate
- Three copies of Form 28
- Two-wheeler insurance certificate of the vehicle
- The Vehicle’s Registration Certificate
Motor insurance for vehicles in Maharashtra
Any vehicle that is registered in Maharashtra needs to be insured as per the
Motor Vehicle Act of 1988. You can either buy your bike insurance online or offline. There are two types of policies that you can choose from:
Third-party insurance
It is compulsory as per law that you have
third-party bike insurance for your vehicle. Third-party insurance ensures financial coverage against any damages that are caused by your bike. It provides compensation for medical expenses if a third party suffers from a bodily injury due to your bike. It also provides compensation in case of death, or any physical disability caused due to the accident. In addition, compensation is also paid for the damages to the property of such a third party. *
Comprehensive insurance
Comprehensive bike insurance provides you with third-party insurance along with an own-damage cover. Having
comprehensive insurance ensures that you have financial coverage against all kinds of damages that may be caused to your vehicle and even a third person. Comprehensive insurance also offers coverage against any damages that may be caused due to natural or manmade calamities. *
Since comprehensive insurance provides broader coverage than third-party insurance, the premium is also higher. You can get an estimate of your premium by using a
two-wheeler insurance premium calculator. Ensure that you compare several plans and read the fine print before buying bike insurance to avoid any hassles at the time of claim.
* Standard T&C Apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
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