Difference Between Regular Travel Insurance vs Student Travel Insurance

Whether you wish to see exotic locations, visit family/friends, or need to travel due to business reasons, people tend to travel to a foreign country. Likewise every year, students also travel internationally for higher education. With varying reasons to travel abroad, a travel insurance policy is a must. Choose the suitable type of travel insurance as per your need. If you are a student traveling abroad, you would need student travel insurance. If you are traveling due to business or any other reason you can opt for international travel insurance. In this article, let us delve into understanding how regular travel insurance is different from student travel insurance briefly.

What Does Travel Insurance Mean?

An overseas insurance policy helps to keep you financially prepared and secured against any unforeseen event that may incur while you are away from home. Having a suitable type of travel insurance offers coverage against any sort of emergency such as loss of checked-in baggage, trip cancelation, loss of passport, etc. You can easily buy travel insurance online as per varying needs. For instance, if your parents are traveling to a foreign land, consider opting a senior citizen travel insurance. A travel insurance plan can be availed for single or multiple trips based on your budget. To make your plan more extensive, you may consider opting for travel insurance add-ons to the base plan. *Standard T&C apply

Why Would You Need Overseas Travel Insurance?

Uncertainty never comes with prior notice. Having travel insurance coverage is helpful as it doesn’t leave you stranded in the following situations:

1. Delayed flights
2. Delay/loss of baggage
3. Visa requirements
4. Emergency cash advance
5. Missed flights
6. Trip cancelation
7. Study interruptions

*Standard T&C apply Note: This is not an exhaustive list. The coverage may vary from insurer to insurer.

What is Student Travel Insurance?

A student travel insurance is a plan catering to the needs of students traveling internationally for higher studies. Undoubtedly, studying at an international university provides an edge to the career. However, nobody can predict what the future holds. What if the passport gets lost or there is a medical emergency? Situations like these can be scary and can drench you financially if not adequately insured. The student can customize travel insurance as per the requirements and not worry about the expenses that may incur in case of an eventuality.

Key Difference Between Regular Travel Insurance vs Student Travel Insurance

If you are traveling to a foreign land, it is suggested to choose international travel insurance. There are countries where a travel insurance policy is a must. If you are visiting an international destination due to work or leisure, you would not need to buy student travel insurance, However, if you are visiting the country to pursue education, ensure to buy a student international travel insurance in place. *Standard T&C apply

In a Nutshell

Regardless of the reason for travel, travel with care plan is extremely important. With suitable insurance coverage make the most of your trip with no hassles and come back with baggage of happy memories. Before you zero down a policy. Understand the inclusions and exclusions offered within the plan to make a wise decision. The traveling needs of every traveler are different so choose he cover as per the requirement.   Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.