Domestic Travel Insurance Explained: Benefits and Coverage

While a few of you are skeptical about buying a travel insurance policy, most of you are unaware that you can purchase a travel insurance plan not only for your international but also for domestic travels.

We know you must be thinking that 'do I really need travel insurance while travelling in my own country?' Yes, you need a travel insurance irrespective of whether you're travelling abroad or within India. Unfortunate incidents come announced and it is with travel insurance that you can secure your finances and enjoy your trip worry-free.

Our domestic travel insurance policy, Bharat Bhraman gives you this security and the convenience to travel stress-free at very affordable premium rates.

Here is what you should know about Bharat Bhraman, our domestic travel insurance policy.

Bharat Bhraman Travel Insurance Plans

This policy offers 5 different plans, based on your mode of transportation:

1. Plan A for travel by e-commerce cabs only
2. Plan B for travel by bus only
3. Plan C for travel by train only
4. Plan D for travel by scheduled airlines only
5. Plan E for travel by other modes/multiple modes of transport

Bharat Bhraman Travel Insurance Policy Coverages

This policy offers 2 base coverages:

• Personal Accident Cover - You/your nominee will get the reimbursement equal to the sum insured(SI) of your policy in case you suffer death or permanent total disability during the policy period.
• Child Education Bonus - If you suffer from any personal accident during the policy period resulting in your death or permanent total disability, then with Bharat Bhraman policy, your dependent children under the age of 21 will get 2% of the SI, as child education bonus.

Bharat Bhraman Travel Insurance Policy Features

Following are the key features offered by Bharat Bhraman Travel Insurance policy:

1. Cashless claim settlement
2. Faster claim settlements
3. Policy duration from 24 hours to 12 months
4. Coverage for adventure sports (optional)
5. No age limit in this policy

Bharat Bhraman Travel Insurance Policy Optional Coverages

There are numerous optional coverages offered with Bharat Bhraman policy.

1. Accidental hospitalization cover
2. Hospital daily allowance
3. Emergency medical evaluation
4. Adventure sports benefit
5. Personal liability
6. Trip cancellation
7. Emergency hotel extension
8. Missed connection
9. Home burglary insurance
10. Bounced hotel
11. Compassionate visit by a family member
12. Delay of checked baggage
13. Loss of checked baggage
14. Trip delay by scheduled aircraft
15. Loss of baggage

Bharat Bhraman Travel Insurance Policy Exclusions

Following are the some of the standard exclusions of this travel insurance plan:

1. Suicide, attempted suicide or self-inflicted injury
2. Any form of mental or nervous disorder
3. Any act carried out under the influence of intoxicants such as liquor or drugs
4. Participation in any motor racing activities

With this travel insurance plan, we ensure that you're covered for most of the incidents in your trip, which might result in worrisome and stressful situations. We care for you and want you to have a fun-filled journey even when you are travelling in India.

If you wish to buy this policy right away, please visit our website - bajaj allianz general insurance and get more details about the coverages and benefits offered by Bharat Bhraman.

Here's wishing you safe and worry-free travels!

Also Read : Travel Insurance: Your Essential Guide to Stay Protected While Traveling

Conclusion

Bajaj Allianz’s Bharat Bhraman Domestic Travel Insurance policy ensures comprehensive coverage for a wide range of incidents, offering peace of mind during your travels within India. With affordable premiums, flexible plans, and extensive features, this policy helps protect against unforeseen events like accidents, trip delays, or baggage loss. Whether you're traveling by train, bus, or flight, Bharat Bhraman keeps you secure. Don't let unexpected situations spoil your trip—get the protection you deserve and travel stress-free. Visit our website today to learn more and purchase the policy.

*Standard T&C apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.