Is Travel Insurance a Vital Part of Your Dream Holiday?

When it comes to traveling for leisure, people plan their vacations months in advance. They prepare an itinerary to have the best experience and to make the most out of the trip. For anyone, traveling abroad is a dream come true, and the research and planning that goes behind this is huge. Amidst all the planning, shopping and excitement often we neglect including travel insurance in our itinerary. Often, we don’t understand that even after being vigilant and preparing an unerring plan, some things are just out of your control. Uncertainty can happen at any point in time. Imagine your passport or your luggage getting lost. Well, any such situation can easily mess up your dream holiday and can be strenuous both mentally and monetarily.

What is Travel Insurance?

Travel Insurance offers coverage against various types of emergencies that can arise while you are traveling. A right travel insurance policy will cover medical expenses, detaining checked-in baggage or absolute loss of checked-in baggage, missed connections, etc. There are chances of you being mugged or probably meeting with an accident, there are all sorts of vulnerabilities when on the go. Going on a trip can take unexpected turns. Hence, having the right financial coverage in the form of overseas travel insurance comes to your aid.

6 Reasons Why You Need Travel Insurance

A travel insurance plan enables you to be prepared for what may befall you during the journey. Let us look at understanding the key reasons for buying travel insurance online:

1. Travel Plans Get Canceled

   We all know how expensive airplane tickets are, imagine having to cancel or postpone your plan due to an emergency. When you buy travel insurance you don’t have to worry about the finances in case you have to cancel your ticket. This can be most effective when you are traveling for business.

2. Lose Important Documents

   Losing your important documents like your passport while traveling can be a nightmare. With travel insurance at hand, you will get assistance with a new or duplicate passport. There are insurance companies that offer a plan that may cover the cost. This may vary from insurer to insurer.

3. Coverage for Senior Citizens/Family

   With a plethora of insurance plans available in the market, some plans can be customized as per the needs. If your parents are traveling to a foreign country, consider opting for a Senior Citizen Travel Insurance Policy and remain worry-free. You may also opt for family travel insurance when the complete family is traveling.

4. Losing Debit or Credit Cards

   Imagine losing your debit or credit cards in a foreign country. What is even worse is receiving messages that it is being used. It might be difficult to get help as you are not well versed with the country, but this will not worry you if you have Travel Insurance as your insurance will reimburse you the money you lost.

5. Loss or Misplacement of Baggage

   You plan well ahead and pack all the things you might need for your holiday, but if the airline misplaces your checked-in luggage or they inform you that there is a delay in receiving your baggage, your travel insurance policy compensates a pre-determined amount so that all your packing and planning efforts won’t be a waste.

6. Delay of a Connecting Flight

   If you happen to miss a connecting flight for reasons such as a delayed first flight, don’t worry, your travel insurance policy can reimburse for the expenses occurred due to the missed flight.

*Standard T&C apply

Wrapping it Up

Travel plans are made to get away from monotonous life, spend quality time with your family and friends, and have a break and rejuvenate. Don’t let these problems, which are out of your control, ruin the happy and stress-free vacation you deserve. Let your travel be only about creating memories and no hassles. Travel the world with our care!   *Standard T&C apply Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.