Importance of Bajaj Allianz Travel Insurance Add-on Covers

dear sir
i m a NRI i used to live out side india.
my name is nayar rana and my policy number is 0359734368 i purchased this policy before going out side india before a week. i got the email of policy bond throw email i read it there was a mistake of my account number i give the email about it . when i read the bond it was a receipt of 10 000 rs one month but i give the money whole year 120 000 rs i have given the email so many times to bajaj allianz but no response.
i got one thing more when i go to the bajaj allianz office in my city sharanpur uttar pardesh to purchase bajaj allianz mutual fund for the income of per month i told the agent i want the mutual fund of bajaj allianz which have the return of shoul be 20% or more i have told so many times i want per month income i need money. they said ok this is the best return … but when i see before some days its the policy of life insurance not the mutual fund. i shocked what is this i need money per month they make policy for one month premium how can i give money per month . they all are liar. they cheat me like this.
please help me
i will see them in the court.
please return my money or cancel this policy as soon as possible
i m out side india i can connct throw email only
please reply us as soon as possible
thanks
nayar rana