Malware Attacks Under Cyber Insurance

What is a Malware attack?

A malware attack is a cyberattack wherein malicious or malware software execute specific tasks on the electronic device of the victim without him/ her being aware of it. Malware cannot physically damage the hardware of your device but can rob, encrypt or permanently remove your data and can even spy on all of your computer activities without your permission.

For instance, Wannacry, known as the most prominent malware attacks in history, infected more than 2 lakh computers across 150 countries in May 2017. This occurred because of a security vulnerability in a previous version of Windows.

How to be secure from Malware Attacks-

Update your operating system- You should regularly update your electronic devices. Updates often patch the security and vulnerability of the devices. You should not ignore new updates as they are essential in keeping your electronic devices safe and secure.

Remove software that you don’t use- You should not keep software which you don’t use. Take a look at all the apps and remove any that are of no use to you. Sometimes malware installs software without your knowledge; hence, you should always keep a check on your application list.

Read your emails thoroughly- You should check the address thoroughly when you receive any email. Review the credibility of the sender before clicking on any links in the email. Many hackers send viruses, malware, trojans etc. through emails. Hence, do not let anything suspicious go unnoticed.

Use Firewall and Anti-Virus products- To be safe from any malware attack, you should use firewall, anti-virus, etc. These add a layer of protection to your electronic devices. You can also buy cyber insurance to be secure from various internet-based risks such as identity theft, malware attacks. They can help ensure the integrity of your online activity.

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