Baggage/Passport Loss Coverage Under Travel Insurance

While travelling can take you to the most exhilarating corners of the world, it can give you nightmares. Several things can go wrong while you are on a trip. This is where a travel insurance policy comes in handy. The objective of travel insurance is to safeguard you from the financial strain and losses that are associated with the travel perils.

Coverages offered by travel insurance

Travel insurance plans cover a wide range of travel-related adversities. Depending on the terms, conditions and add-ons of the policy, you can get coverage for most of the contingencies that can happen during the trip including trip cancellations, flight delays, medical emergencies, loss of baggage and passport, emergency evacuation etc.

Baggage loss coverage

Imagine a situation like this - you are all set for your dream vacation. Your flight is on time, and the weather report is all good. However, after the landing, suddenly you realize that the airlines have misplaced your baggage and you are left to feel helpless.

During such a scenario, your travel insurance plan can come to your rescue. All you need to do is call the hot-line of your travel insurer and inform them about the loss of your baggage. The travel insurer will then track, locate and retrieve your luggage.

In case, the insurer fails to recover your baggage; then you will be compensated for the lost belongings and the purchases that you would need to make for continuing the trip.

Passport loss coverage

Nothing can be worse than losing your passport while you’re on a foreign soil. Your passport is one the most important documents that you need to carry whenever you step out of your country, mainly to establish your identity and nationalism. In fact, at many of the places, it is illegal to travel without a valid passport and visa.

With travel insurance at your back, you need not fret about losing your passport during the trip. Your travel insurance provider will make the necessary arrangements to provide you a copy of your passport in case you lose or misplace it. Furthermore, it will also provide you the financial assistance for acquiring a duplicate copy of the passport and will help in expediting the process.

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