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Senior citizen travel insurance plans are specifically designed to make travelling easier and safer for the senior citizens.
While travelling can provide you with the most exhilarating experiences of your life, it is also fraught with several kinds of risks and hazards, particularly in case of senior citizens. These primarily include age-related ailments but also cover typical travel emergencies.
Here are some of the salient inclusions that make senior citizen plan offered by Bajaj Allianz Travel Insurance a distinguished one:
An emergency in a foreign country might lead to a scenario where you have to be evacuated. For instance, a natural calamity or sudden re-occurrence of a pre-existing medical condition would mean that you would have to abandon your trip and return home immediately.
A travel insurance plan for senior citizens can come in handy during such situations as it will not only cover the expenses required for your emergency evacuation but will also make arrangements to expedite the process.
These policies also provide coverage for pre-existing diseases of an elderly traveller. In case of a sudden re-occurrence of any pre-existing ailment during the trip, your travel insurer will help you avail the best healthcare facilities without worrying about the finances.
In case of an accident during the trip which may result in death or disability of a person, the travel insurance policy will pay a pre-determined sum to the policyholder or their nominee. It may also cover the expenses incurred while transporting the mortal remains of the insured person in case of his/her untimely demise during the trip.
Apart from the above-mentioned benefits, a senior citizen travel insurance also covers the regular adversities such as loss of baggage or passport, trip cancellations etc. However, unlike a general policy, a travel insurance plan for senior citizen can be purchased only by people above the age of 60. Though, it varies from insurer to insurer.
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Senior citizen travel insurance covers a range of risks and emergencies, including medical emergencies, emergency evacuations, accidental death or injury, loss of baggage, and trip cancellations. It ensures comprehensive protection for senior citizens while travelling.
Yes, pre-existing medical conditions are covered under senior citizen travel insurance. If an elderly traveller experiences a sudden recurrence of a pre-existing ailment during the trip, the insurance will cover the necessary healthcare expenses.
The maximum trip duration for senior citizen travel insurance varies by insurer. Typically, insurers limit the number of days covered under the policy, ensuring adequate coverage throughout the journey.
Yes, senior citizen travel insurance can be purchased for international trips. It provides protection and peace of mind for elderly travellers exploring destinations outside their home country.
Exclusions and limitations may apply to senior citizen travel insurance policies, such as coverage limits for specific medical conditions or activities. It's important to review the policy details to understand what is excluded.
The maximum coverage amount available for senior citizen travel insurance depends on the insurer and the chosen plan. Coverage amounts can vary, providing financial protection tailored to the traveller's needs.
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