Bajaj Allianz Critical Illness Policy

In this video, Mr. Vivek Law from The Money Mile, is trying to emphasize how important it is to have a critical illness policy. As we know that in today’s time, we are seeing people leading a sedentary lifestyle and getting exposed to various critical illnesses at a very young age. At the same time, health inflation is galloping at a rate of around 10% per annum. Hence, in such a case, a hospitalization scenario can put a huge dent on your hard earned savings.

One can see numerous such cases where people have lost their savings while getting treated. While your standard health insurance plan can suffice during treatment for basic health treatments, a critical illness cover helps you enormously while one is getting treated for any major health issues or illness. The ideal health insurance protection is where a person has a base cover which is supported by a top-up health plan, a critical illness cover and daily reimbursement cover which takes care of ancillary expenses.

One can avail a Super top up plan with a cover of Rs 10 lakh in just around Rs 5000. Similarly, in case of critical illnesses like Kidney failure, Cancer, major organ transplant, Bypass surgery, Stroke, one can get a lump sum benefit amount on being diagnosed, if they have availed a critical illness cover. The same can be availed for as low as Rs 1500 on a 5 lakh cover for a 35 year old person.

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