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Health Infinity Plan

Health cover for you and your family

Unlimited Care, Unlimited Coverage!
Health insurance infinity policy

Safeguard yourself and your family

What’s in it for you?

What is the Health Infinity Plan?

The Health Infinity Plan by Bajaj Allianz General Insurance Company is a comprehensive health insurance solution designed to cover a wide range of medical expenses for individuals and families. This plan offers a flexible sum insured with no upper limit, ensuring extensive coverage for various health needs. Key features include in-patient hospitalisation with room rent options, ICU coverage, and costs for surgeries, medications, and more. It also covers pre-hospitalisation (up to 60 days) and post-hospitalisation (up to 90 days) expenses, day-care procedures, and ambulance costs up to INR 5000 per hospitalisation. Additionally, the plan provides preventive health check-ups every three policy years and includes tax benefits under Section 80D. With eligibility for individuals from 3 months to 65 years of age, this plan offers flexibility, wellness discounts, and convenient cashless claims at a network of hospitals, making it a reliable choice for health security​.

Why choose Bajaj Allianz Health Infinity Plan?

We all want to give the best of facilities to our families and their sound health is of supreme importance to us hence we want to have the best when it comes to Health Insurance.

Keeping this in mind, Bajaj Allianz General Insurance has come up with Health Infinity plan, which provides comprehensive benefits, it is a perfect Health Insurance. product to take care of medical expenses for you and your family in case of unfortunate event of hospitalization for illness/ injury.

An insured person can claim for all hospitalization expenses under this policy. However, if the claim approved amount exceeds 100 times the room rent limit opted (in a single claim or multiple claims) then the co -payment of 15% / 20% / 25% as opted would apply on the claim amount. The co-payment would apply on the claim approved amount exceeding 100 times of the room rent limit and not on the complete claim.

Highlights of Health Infinity Plan

When all materialistic things can be unlimited, then why do we put a limit to our care? We bring to you, 'Health Infinity', an initiative to extend boundless care to protect your health.

  • No limit on sum insured No limit on sum insured

    Under this plan, one can avail Indemnity Health Insurance Plan without any limit on Sum Insured.

  • Coverage for family members Coverage for family members

    This policy provides coverage to self, spouse, dependent children and parents on Individual basis

  • Covers pre and post hospitalisation expenses Covers pre and post hospitalisation expenses

    This policy covers pre and post hospitalisation expenses up to 60 days and 90 days respectively.

  • Preventive Health Checkup Preventive Health Checkup

    You are eligible for a Preventive Health Check Up at the end of every 3 policy years, We will reimburse the amount equal to per day room rent opted max. up to INR 5,000 per person whichever is lower.

  • Covers road ambulance expenses Covers road ambulance expenses

    This policy covers ambulance expenses incurred up to Rs. 5000 per hospitalization. 

  • Covers daycare procedures Covers daycare procedures

    This policy covers medical expenses incurred while getting treated for listed day care procedures

  • Per day room rent options Per day room rent options

    Under this policy, one can avail room rent options ranging from Rs. 3000 up to Rs. 50000

  • Multiple policy term options Multiple policy term options

    This policy can be taken for a duration of 1, 2 or 3 years.

Bajaj Allianz Health Infinity Plan

EASY, HASSLE-FREE AND QUICK CLAIM SETTLEMENT

LET'S SIMPLIFY HEALTH INFINITY INSURANCE

What is the age limit for adult and children (entry and max age)?

✓ Minimum Entry age for proposer/ spouse/ dependent parents - 18 years

✓  Maximum Entry Age for proposer/ spouse/ dependent parents/ - 65 years

✓  Minimum Entry age for dependent Children - 3 months

✓  Maximum Entry Age for dependent Children - 25 years 

What are the co-payments options and is it mandatory?

Yes, choosing a co-payment option is mandatory. Co-payment of 15%/20%/25% is applicable on the claim amount which exceeds 100 times of the per day room rent limit opted and not on the entire claim.

Co-payment options of 25% and 20% are available for all Room rent options. Co-payment option of 15% is available for Room Rent option of INR 10,000 and above.

If the Insured seeks admission in a room category exceeding the room rent plan opted at the time of Policy inception, then a proportionate co-payment would apply on all Hospitalization expenses incurred, excluding consumables & medicines. This co-payment would apply before the co-payment mentioned above.

How much is the waiting period for pre-existing diseases?

Pre-existing illness/conditions or symptoms would be covered after the completion of 36 months waiting period from commencement date of the first Health Infinity Policy, provided such illness/conditions/symptoms are declared on the proposal form at the time of application & accepted by us. 

Who is eligible to buy this policy?

 
  • Indian nationals
  • This policy can be opted by Non-Resident Indians including PIOs (Persons of Indian Origin) and OCIs (Overseas citizens of India) also, however the Policy will be issued during their stay in India and premium is paid in Indian currency & by Indian Account only
  • We will cover Insured for treatment availed in India. Our liability shall be to make payment within India and in Indian Rupees only.

Spreading Smiles Through Our Services

Rama Anil Mate

The online health insurance policy renewal on your website is excellent, user-friendly, and smooth.

Suresh Kadu

Bajaj Allianz’s executive has provide an extreme support and would like to appreciate the same. Kudos.

Ajay Bindra

Bajaj Allianz's executive very nicely elaborated the benefits of the policy. She has very good communication skills and explained very well.

Don’t wait for a medical emergency to knock on your door!

Get a Quote

On-the-go claim settlement through Health CDC.

That’s not all, here are the additional benefits with your Health Infinity Plan

Our Health Infinity Plan provides extensive coverage with multiple benefits:
Renewability

Renewability

One can avail lifetime renewal option along with this policy.

Tax saving

Tax saving

Avail income tax benefit under Section 80D of the Income Tax Act.* Read more

Avail income tax benefit under Section 80D of the Income Tax Act.*

*On opting for Health Infinity Plan for yourself, your spouse, children and parents, you can avail Rs 25,000 per annum as a deduction against your taxes (provided you are not over 60 years). If you pay a premium for your parents who are senior citizens (age 60 or above), the maximum health insurance benefit for tax purposes is capped at Rs 50,000. As a taxpayer, you may, therefore, maximise tax benefit under Section 80D up to a total of Rs 75,000, if you are below 60 years of age and your parents are senior citizens.  If you are above the age of 60 years and are paying a medical insurance premium for your parents, the maximum tax benefit under Section 80D is, then, Rs 1 lakh

Hassle-free claim settlement

Hassle-free claim settlement

Our in-house claim settlement team ensures a quick, smooth and easy claim settlement process. Also, we offer cashless claim settlement at more than 8,600 network hospitals across India.

We have an in-house claim settlement team that ensures a quick, smooth and easy claim settlement process. Also, we offer cashless claim settlement at more than 8,600+ network hospitals across India. This comes in handy in case of hospitalisation or treatment wherein we take care of paying the bills directly to the network hospital and you can focus on recovering and getting back on your feet.

Preventive health check-up

Preventive health check-up

Free preventive health check-up at the end of every block of 3 policy years

Portability benefit

Portability benefit

If you are insured under any other health insurance policy, you can switch to this policy with all accrued benefits (after due allowances for waiting periods) to enjoy all the benefits of the policy.

Long-term policy

Long-term policy

This policy can be purchased for a period of 1, 2 or 3 years.

Multiple discounts

Multiple discounts

Opt for our health insurance policy for more than a year to avail a discount Read more

Multiple discounts

Opt for our health insurance policy for more than a year to avail a discount. Avail various discounts such as 

    1)  Family Discount of 5%

    2)  Long Term Discount-for 2 years 4% and for 3 years 8%

    3)  Wellness Discount of 5%

Waiting Period

All claims payable will be subject to the waiting periods specified below

Initial Waiting Period of 30 days : 

1.  Expenses related to the treatment of any illness within 30 days from the first policy commencement date shall be excluded except claims arising due to an accident provided the same are covered.

2.  This exclusion shall not however, apply if the insured has Continuous Coverage for more than twelve months. 

3.  The within referred waiting period is made applicable to the enhanced sum insured in the event of granting higher sum insured subsequently.

Pre Existing Diseases/ Specific Procedures Waiting Period

Expenses related to the treatment of a pre-existing Disease (PED)/Specific procedure/conditions such as Joint Replacement,Hypertrophied turbinate,Congenital internal diseases or anomalies etc and its direct complications shall be excluded until the expiry of 36 months of continuous coverage after the date of inception of the first Health Infinity Policy with Us.This is an indicative list for detailed terms and conditions please refer the policy wordings

Specified disease/procedure waiting period

Expenses related to the treatment of the listed Conditions, surgeries/treatments such as cataract,hernia,hysterectomy etc shall be excluded until the expiry of 24 months of continuous coverage after the date of inception of the first Health Infinity Policy with Us. This exclusion shall not be applicable for claims arising due to an accident. This is an indicative list for detailed terms and conditions please refer the policy wordings

 

Important points to note before buying Health Infinity Plan

  • Inclusions

  • Exclusions

02.

Pre-Hospitalisation

The Medical Expenses incurred during the 60 days immediately before the Insured was hospitalized, provided that: Such medical expenses were

Read more

Pre-Hospitalisation

The Medical Expenses incurred during the 60 days immediately before the Insured was hospitalized, provided that: Such medical expenses were incurred for the same illness/injury for which subsequent Hospitalization was required, and the Company has accepted an In-patient Hospitalization claim under “In-patient Hospitalization Treatment".

03.

Post-Hospitalisation

The Medical Expenses incurred during the 90 days immediately after the Insured was discharged post Hospitalization provided that: Such costs are incurred

Read more

Post-Hospitalisation

The Medical Expenses incurred during the 90 days immediately after the Insured was discharged post Hospitalization provided that: Such costs are incurred in respect of the same illness/injury for which the earlier Hospitalization was required, and the Company has accepted an In-patient Hospitalization claim under Inpatient Hospitalization Treatment.

04.

Road Ambulance

a. The Company will pay the reasonable cost up to a maximum of Rs 5000/- per Hospitalization incurred on an Ambulance offered by

Read more

Road Ambulance

a.     The Company will pay the reasonable cost up to a maximum of Rs 5000/- per Hospitalization incurred on an Ambulance offered by a healthcare or ambulance service provider for transferring the Insured to the nearest Hospital with adequate emergency facilities for the provision of health services following an Emergency. 

b.     The Company will also reimburse the expenses incurred on an ambulance offered by a healthcare or ambulance Service provider for transferring the Insured from the Hospital where he/ she was admitted initially to another hospital with higher medical facilities. 

Claim under this section shall be payable by the Company only when:. 

i .     Such life threatening emergency condition is certified by the Medical Practitioner, and 

ii.     The Company has accepted Insured’s Claim under “In-patient Hospitalization Treatment” or “Day Care Procedures” section of the Policy Brochure. Subject otherwise to the terms, conditions and exclusions of the Policy.

05.

Day Care Procedures

The Company will pay the Insured medical expenses as listed above under “In-patient Hospitalization Treatment”  for Day care procedures / Surgeries

Read more

Day Care Procedures

The Company will pay the Insured medical expenses as listed above under “In-patient Hospitalization Treatment”  for Day care procedures / Surgeries taken as an inpatient in a hospital or day care Centre but not in the outpatient department.

06.

Preventive Health Check Up

At the end of block of every continuous period of 3 years during which you have held Our Health Infinity Policy, You are eligible for a free Preventive Health

Read more

Preventive Health Check Up

At the end of block of every continuous period of 3 years during which you have held Our Health Infinity Policy, You are eligible for a free Preventive Health checkup. We will reimburse the amount equal to per day room rent opted (maximum up to Rs. 5000/- whichever is lower) for each member in Individual policy during the block of 3 years. 

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* Above List of Inclusion Exclusion are indicative in Nature, Please refer Policy Wordings for complete details

 

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Customer Reviews & Ratings

Average Rating:

4.75

(Based on 3,912 reviews & ratings)

Juber Khan

Sundar Kumar Mumbai

Easy online buying of health insurance policy with no manual intervention required.

Juber Khan

Pooja Mumbai

Bajaj Allianz very informative and helpful representatives.

Juber Khan

Nidhi Sura Mumbai

The policy issue was very quick and simple. User friendly interface.

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I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

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