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Buy/Renew Hero Bike Insurance

Hero Bike Insurance

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Whether you are looking for efficient scooters or high-performance bikes, Hero MotoCorp has a range for you to choose from. They offer a wide selection that caters to various needs, be it performance, cost-efficiency, or style. With options like Splendor, Maestro, Xoom, and Xtreme, you can pick based on your personal preferences and priorities.

If you already own a Hero MotoCorp two-wheeler, remember that its maintenance and upkeep should be one of your priorities. One of the ways to keep it in the best possible condition is to ensure that any future costs, consequential of mishaps, are covered. For this, insurance can help. If you seek financial protection against damages to your bike, you should purchase a Hero insurance policy.

With Bajaj Allianz Hero Bike Insurance, you’re in command. A smooth ride awaits you, both on the road and in life. A comprehensive bike insurance policy will let you manage both accident-related risks and third-party liability with ease.

Types of Insurance Policies for Hero MotoCorp Bikes

Packed with amazing features, these bikes may make for an economical purchase. Easy to learn and fuel-efficient, they make a great mode of transport for you. When you are purchasing a bike from Hero MotoCorp, you should also go ahead and buy a two-wheeler insurance plan for the same.

When it comes to insuring your bikes, you can choose between two types of policies: third-party bike insurance and comprehensive bike insurance. For Hero MotoCorp two-wheelers, it is mandatory to have third-party bike insurance as per the Motor Vehicles Act of 1988. This insurance policy covers financial damages and injuries caused to a third-party vehicle or person, but it doesn't provide any coverage for own damages.

In contrast, Comprehensive insurance provides all-round coverage for own damages and third-party damages under a single policy. It covers losses or damages caused by natural and manmade disasters, fires, theft, and more. Additionally, you can enhance the coverage of your Hero insurance by adding on optional extras. The price of comprehensive two-wheeler insurance is slightly higher than third-party coverage alone and may increase further depending on the selected add-ons.

Features of Hero Bike Insurance

When it comes to Hero bike insurance, the features are designed to offer holistic coverage and peace of mind. Here’s what you can expect:

 

Comprehensive Coverage

Protects against third-party liabilities and own damages, covering accidents, theft, and natural or manmade disasters.

Network Garages

Enjoy cashless claim settlement at over 4000 network garages across India, ensuring minimal out-of-pocket expenses.

Add-On Options

Enhance your policy with add-ons like Zero Depreciation Cover, Roadside Assistance, and Personal Accident Cover for pillion riders.

Long-Term Policies

Opt for multi-year policies to reduce the hassle of yearly renewals and enjoy a consistent No Claim Bonus (NCB).

Quick Renewals

Renewing your Hero bike insurance online is fast and convenient, saving time and effort.

 

A well-rounded insurance policy ensures your Hero bike remains protected from unforeseen events, keeping you worry-free.

*Claims are subject to terms and conditions set forth under the motor insurance policy.

Benefits of Hero Bike Insurance

A long-term Bajaj Allianz Hero Bike insurance policy for your Hero bike gives you peace of mind for 3 years straight. Why? Because it’s one less thing on your to-do list.

  • Bajaj Allianz Hero Bike Insurance is quick to buy and renew, saving time and effort.
  • Cashless claim settlement at more than 4000 network garages all over India, exclusively for you.
  • If you register a claim under your long-term two-wheeler policy, your NCB reduces, but does not become nil.

 

Need additional cover? We have customized solutions for all of them. Some of these add-ons include:

We’re here for you long after the midnight oil burns out. In fact, when it comes to serving you our doors never close.

Transfer up to 50% of your NCB from your previous insurance provider to Bajaj Allianz. You’ve earned it!

Reasons to Buy Hero Bike Insurance

Here are some compelling reasons why every Hero bike owner should invest in insurance:

  • Mandatory under the Motor Vehicles Act, 1988.
  • Covers damages to third-party property or injuries.
  • Protects your bike against theft, fire, and accidents.
  • Offers peace of mind through comprehensive coverage.
  • Enhances safety with optional add-ons.

Owning a Hero bike is a privilege, and an insurance policy ensures you meet legal requirements while protecting your ride.

Inclusions and Exclusions of Hero Insurance

  • Inclusions

  • Exclusions

Damage to third-party vehicles and property

Injuries caused to third parties due to accidents

 Damages from natural disasters like earthquakes and floods

Personal accident cover

Damages from man-made disasters like riots

Losses due to fire or theft of the bike.

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Driving with an expired or invalid license

Driving under the influence of alcohol or drugs

Using the bike for unlawful activities

Routine wear and tear due to usage

Problems caused due to electrical or mechanical breakdown

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Add-on covers for Hero Bikes

There are several add-ons available for Hero bikes that can enhance the coverage of your insurance policy. Here are some of the most common add-ons:

Zero Depreciation Cover

Zero-depreciation add-on ensures that the insurer will bear the cost of depreciation on bike parts at the time of claim settlement.

Roadside Assistance

This add-on provides 24X7 roadside assistance in case of breakdowns or other emergencies such as a flat tyre, empty fuel tank, and towing service.

Personal Accident Cover for Pillion Rider

This add-on provides coverage for pillion riders in case of accidents that result in death or permanent disability.

Engine Protection Cover

This add-on covers the damages caused to the bike engine due to accidents or natural disasters.

Consumable Cover

This add-on provides coverage for the replacement of consumables such as engine oil, nuts, bolts, etc., which are not covered under a regular insurance policy.

Return to Invoice Cover

This add-on ensures that you receive the entire invoice value of the bike in case of total loss or theft of the vehicle.

The availability of these add-ons may vary depending on the insurance provider and the policy type. It is recommended to review the policy details and select the add-ons that suit your requirements.

How to Buy Hero Bike Insurance Online?

Purchasing Hero bike insurance online is a straightforward process. Follow these simple steps:

 

  1. Visit the official website of Bajaj Allianz General Insurance Company
  2. Enter your Hero bike’s details, including registration number, make, and model.
  3. Choose between third-party and comprehensive Hero insurance policy options.
  4. Customise your policy with suitable add-ons like Zero Depreciation or Engine Protection Cover.
  5. Review the premium quote generated and proceed to payment.
  6. Instantly receive your policy document via email.

 

With digital convenience, buying insurance is just a few clicks away, ensuring instant coverage for your prized Hero bike.

How to Renew Hero Insurance Online?

To renew your Hero insurance policy online, you can follow these steps:

  • Visit the website of the insurer.
  • Enter the details of your bike.
  • Provide the details of your existing policy and any claims made during the previous policy period.
  • A quote will be generated based on the information provided.
  • If you want to customize your policy, you can do so.
  • Once you receive a refreshed quote, you can renew your policy by making an online payment on the website.

While customizing your policy during renewal, you may notice a difference in the Hero insurance renewal price. This difference can be attributed to the inclusion or exclusion of add-ons.

How to Raise Hero Bike Insurance Claim Online?

Filing an insurance claim for your Hero bike has never been easier. Follow these steps to ensure a smooth claim process:

 

  1. Notify Bajaj Allianz General Insurance Company immediately after an accident or damage.
  2. File an FIR if required, especially in cases involving theft or third-party damages.
  3. Submit necessary documents like your Hero insurance policy, bike registration certificate, and driver’s license.
  4. Opt for cashless repairs at network garages or reimbursement for repairs at a non-network garage.
  5. Complete the inspection process conducted by the surveyor assigned by the insurer.

 

Ensure your bike is back on the road without financial stress by getting the Hero bike insurance policy with Bajaj Allianz General Insurance Company.

*Claims are subject to terms and conditions set forth under the motor insurance policy.

Documents Required for Hero Bike Insurance Claim

To file an insurance claim, you will need to provide the following documents:

  • A copy of your Hero bike insurance policy.
  • A copy of your driver’s license.
  • A copy of the First Information Report (FIR), if applicable.
  • A copy of your Hero bike registration certificate.
  • An estimate bill from a garage for the repair work needed.

Frequently Asked Questions

What is the difference between third-party insurance and comprehensive insurance for a bike?

Third-party insurance covers damages or injuries caused to a third party in an accident involving your bike. Comprehensive insurance covers damages to both third-party and your own bike, as well as additional coverage like theft, fire, and natural disasters.

Can I buy add-ons for my bike insurance policy?

Yes, most insurance companies offer add-on covers such as zero depreciation, engine protect, roadside assistance, and pillion rider cover, among others.

How is the premium for bike insurance calculated?

The premium for bike insurance is calculated based on several factors such as the make and model of the bike, age of the bike, location, and the type of coverage you choose.

What is the process to renew my bike insurance policy?

You can renew your bike insurance policy online by visiting the insurer's website, entering the details of your bike and policy, and making the payment online.

How can I file a claim for my bike insurance policy?

You can file a claim for your bike insurance policy by informing your insurer through their website, app, or helpline number after an accident, submitting the necessary documents and evidence, getting your bike surveyed by a surveyor sent by the insurer, and getting it repaired either at a network garage or a garage of your preference.

How soon should I complete my Hero insurance renewal to avail of the NCB?

Complete your renewal before the policy expiry date to retain your NCB. Renewing on time ensures continued benefits and avoids policy lapses.

How long does it take to insure my Hero bike online?

Purchasing insurance online is instant. With minimal details, you can secure coverage within minutes.

How does the Zero Depreciation cover help my Hero bike insurance policy?

This add-on ensures full reimbursement for repairs without considering depreciation on bike parts, maximising your claim benefits.

Is it essential to insure my Hero bike?

Yes, insurance is mandatory as per law and protects against financial risks arising from accidents, theft, or third-party liabilities.

How much time will it take to buy bike insurance online for my Hero bike?

It takes 5-10 minutes to purchase Hero bike insurance online, depending on your internet speed and document readiness.

Can I cancel my Hero bike insurance in the middle of the policy period?

Yes, you can cancel the policy mid-term. However, ensure you have alternative coverage in place and adhere to the provider’s cancellation terms.

What are the details I need to provide for renewing my Hero bike insurance policy?

You’ll need your existing policy number, bike registration details, and any claim history to complete the renewal process.

How long does it take to purchase Hero Two Wheeler Insurance online?

Completing the purchase process takes a few minutes, making it quick and hassle-free.

Should I buy insurance for my Hero two-wheeler?

Yes, it is essential for legal compliance and to ensure protection against financial liabilities due to unforeseen events.

Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

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