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Buy/Renew Renault KWID Car Insurance

Renault KWID Car Insurance

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The Renault KWID is so much more than a car; it’s part of your everyday life and deserves uncompromised protection. With Bajaj Allianz General Insurance Company, you can protect it from unexpected costs like accidents, theft, third-party liabilities, or natural disasters. Enjoy comprehensive coverage that not only protects your car but also ensures peace of mind every time you hit the road.

Get the right coverage for your KWID and stay protected wherever the road takes you.

Renault KWID Variants with Car Insurance Price

The KWID car insurance price will vary depending on your chosen variant and the level of coverage. There are several variants in the KWID, including the KWID RXE, RXL, and Climber, for which the insurance premium may be different depending on factors such as the model, age, and location of your car.

Comparing KWID car insurance prices across variants can help you choose the best coverage for your needs.

Variant

Price (INR)

KWID 1.0 RXE

INR 4.70 Lakh

KWID RXL Opt Night Edition

INR 5 Lakh

KWID 1.0 RXL Opt

INR 5 Lakh

KWID 1.0 RXL Opt AMT

INR 5.45 Lakh

KWID 1.0 RXT

INR 5.50 Lakh

KWID CLIMBER

INR 5.88 Lakh

KWID 1.0 RXT AMT

INR 5.95 Lakh

KWID CLIMBER DT

INR 6 Lakh

KWID CLIMBER AMT

INR 6.33 Lakh

KWID CLIMBER DT AMT

INR 6.45 Lakh

Types of Renault KWID Car Insurance Plan

If you want to insure your Renault KWID, Bajaj Allianz General Insurance Company provides a range of car insurance options tailored to your needs and budget.

  • Comprehensive Car Insurance (Package Policy) :

    Comprehensive car insurance includes third-party liability as well as damage to your own vehicle. Damages from accidents, theft, natural disasters, or manmade calamities such as riots or vandalism are also covered under this comprehensive policy

  • Third-Party Car Insurance :

    A third-party car insurance plan is mandatory by law and covers legal liabilities arising from damages caused to a third party’s property, vehicle, or life. This is the most basic and cost-effective plan.

  • Standalone Own Damage Insurance :

    This plan is suitable for those whose third-party liability policy already exists and who desire an additional coverage policy over damage to their vehicle. Bajaj Allianz General Insurance Company lets you independently get this policy if you possess an active third-party insurance policy with any issuer.

  • Usage-Based Motor Insurance :

    If you don’t use your KWID often, this policy can help you save on premiums. Choose from kilometre slabs like 2,500 km, 5,000 km, or 7,500 km and enjoy affordable protection.

Features of Buying Renault KWID Car Insurance

Bajaj Allianz General Insurance Company car insurance plans come with a host of features designed to provide comprehensive protection, convenience, and flexibility.

  • Cashless Claim Settlement :

    Enjoy the convenience of cashless claim settlements at a vast network of garages across India.

  • 24x7 Roadside Assistance :

    With 24/7 support, we ensure help is always at hand. Be it a flat tyre, engine trouble, or running out of fuel, our roadside assistance is just a call away.

  • Zero Depreciation Cover :

    With a zero-depreciation add-on, you get the full claim amount for replaced parts without factoring in wear and tear.

  • Personal Baggage Cover :

    Protect your valuables inside the car like your laptop, phone etc. with a personal baggage cover.

  • Accident Shield :

    Our accident shield ensures you meet all legal obligations arising from third-party liabilities.

  • Lock and Key Replacement Cover :

    This add-on reimburses you for the expenses if your keys are lost or need replacing, ensuring such inconveniences don’t disrupt your day.

  • Driver and Passenger Cover :

    Protect everyone on board with personal accident coverage for the driver and passengers.

  • Engine Protector :

    The engine protector add-on covers repairs caused by water ingress, lubricant leakage, or gearbox issues.

  • Personal Accident Cover :

    This cover provides compensation for injuries or fatalities. It’s a must-have for ensuring financial stability during difficult times.

  • Motor OTS (On-The-Spot Settlement) :

    Settle minor claims instantly with our Motor OTS feature. It saves time and provides quick resolutions, letting you get back on the road faster.

  • Conveyance Benefit :

    If your car is in the workshop post-accident, this add-on provides daily cash to cover transportation expenses.

Benefits of Buying Renault KWID Car Insurance

Opting for Renault KWID car insurance is a smart and essential step for every KWID owner. It ensures comprehensive protection for your car, safeguards against unexpected financial expenses, and keeps you compliant with the law.

  • Covers Expenses on Own Damage :

    A comprehensive KWID car insurance policy covers repair costs for damages due to accidents, natural calamities, or vandalism, whether minor scratches or major repairs, sparing you from heavy financial burdens.

  • Third-Party Liabilities :

    If you accidentally damage third-party property, vehicles, or individuals, you can take care of these legal and financial responsibilities, and be on the right side of the law while staying protected from unexpected compensation claims.

  • Personal Accident Coverage :

    Our car insurance for KWID includes personal accident coverage for the owner-driver. It compensates for medical expenses, permanent disability, or fatalities arising from accidents.

  • Compliance with Legal Mandates :

    The Motor Vehicles Act mandates every car owner to have at least third-party car insurance. Failing to comply can result in legal penalties or fines.

  • Extended Benefits with Add-Ons :

    Enhance your Renault KWID car insurance with add-ons like zero depreciation cover, engine protector, roadside assistance, and conveyance benefits.

  • Additional Convenience :

    From paperless policy issuance to spot claim settlements and 24/7 roadside assistance, every aspect is designed for your convenience, ensuring quick support when you need it the most.

Calculate Your Renault KWID Car Insurance Price

To estimate your Renault KWID insurance price, try using our online insurance calculator. This tool makes it easy to get a personalised premium quote within minutes.

  • Simply enter essential details, such as your KWID’s variant, age, and the city where it’s registered.
  • You can also choose additional covers, like zero depreciation or roadside assistance, to see how they impact the KWID car insurance price.
  • The calculator will quickly generate a premium estimate tailored to your choices.

Specifications of Renault KWID Car

The Renault KWID is a stylish and fuel-efficient compact hatchback with an SUV-inspired design and is meant for urban driving. Here are the specifications:

Specification

Details

Engine Options

1.0L Petrol with Manual Transmission (MT) and Easy-R AMT for driving convenience.

Safety Features

Dual airbags, ABS with EBD, Hill Start Assist (AMT), Traction Control, Rear Parking Sensors, and Tyre Pressure Monitoring.

Technology & Comfort

20.32 cm Touchscreen MediaNAV with Android Auto™ and Apple CarPlay™, LED Digital Cluster, Steering-Mounted Audio Controls.

Ground Clearance

A high ground clearance of 184 mm ensures smooth navigation on rough roads.

Customisation Options

Dual-tone body colours, roof rails, and alloy wheels for enhanced aesthetics.

Interior Space

Comfortable seating for 5 passengers with foldable rear seats offering up to 620L boot space.

Driving Assistance

Reverse Parking Camera with Guidelines, Speed Sensing Door Lock, and Traffic Assistance Mode (AMT).

Mileage

Efficient mileage of up to 22.3 kmpl, depending on the variant and transmission type.

Inclusions & Exclusions of Renault KWID Car Insurance

  • Inclusions

  • Exclusions

Natural Calamity Cover

Protects your car against damage caused by natural events like fire, earthquakes, floods, and storms.

Man-Made Calamity Cover

Covers your car against losses due to human-caused incidents such as theft, vandalism, and accidents.

Personal Accident Cover

Provides financial protection to the car owner-driver in case of accidents, offering coverage for medical expenses and loss of life.

Third-Party Liability Cover

Ensures financial protection in case of accidents involving third-party property damage or personal injury.

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Wear and Tear

Normal wear and tear, including tyre and tube replacement, is not covered.

Substance Abuse

Damage caused by driving under the influence of drugs or alcohol is not covered.

Invalid License

Accidents caused by drivers without a valid license are not covered.

War and Nuclear Risks

Damage resulting from war, mutiny, or nuclear events is excluded from coverage.

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Additional Covers in Renault KWID Car Insurance

Consider adding these options to enhance your KWID insurance.

  • Zero Depreciation Cover :

    This gives you a full claim payout without deductions for depreciation, so you receive the maximum amount for part replacements.

  • Engine Protection Cover :

    Protects your KWID’s engine from damage caused by waterlogging, oil leakage, or mechanical failures due to external factors, which standard policies may not cover.

  • Roadside Assistance:

    Offers 24/7 support in emergencies like breakdowns, flat tyres, fuel delivery, or towing, ensuring help is always close by.

  • Key Replacement Cover :

    This covers the cost of replacing lost or stolen car keys, providing peace of mind if your keys go missing.

How to Choose the Right Renault KWID Car Insurance

Choosing the right insurance for Renault KWID involves assessing your needs and understanding the available options to ensure you have comprehensive protection. Here’s a breakdown of key factors to consider:

  • Finalise Coverage Needs :

    First, decide if you only require basic third-party coverage, which covers damage to others but not to your own vehicle, or if a comprehensive plan is more suitable. Comprehensive insurance covers third-party liabilities along with damages to your own KWID from events like accidents, theft, or natural disasters.

  • Evaluate Costs :

    The KWID insurance cost depends on your chosen coverage and add-ons. Make sure that the premium fits your budget without compromising essential protection.

  • Consider Add-Ons :

    Add-ons like zero depreciation (which covers full costs without factoring in depreciation) and roadside assistance can be valuable. These extras enhance protection and provide financial security for incidents such as breakdowns or part replacements.

  • Check the Claim Process :

    Choose an insurer with efficient claims processing and a high claim settlement ratio. This will provide smooth claim handling when you need it most.

  • Verify Cashless Garage Network :

    A vast network of cashless garages allows you to get repairs without upfront payments, making it convenient if you face an unexpected repair need.

  • Review Customer Feedback :

    Reading reviews from current or past policyholders provides insights into the insurer’s service quality, claim process, and overall reliability, helping you make a well-informed decision.

How to Buy Renault KWID Car Insurance Online

Buying Renault KWID insurance online is very easy and convenient. Begin by visiting the Bajaj Allianz General Insurance Company website and entering essential details about your KWID, including its model, registration number, and manufacturing year.

Next, select the type of insurance you need - whether third-party or comprehensive and choose any add-ons like zero depreciation or roadside assistance for added protection. Once you've reviewed the KWID car insurance price, proceed to make the payment securely online. Upon completion, your Renault KWID insurance policy will be issued instantly and sent to your email for immediate access and peace of mind.

Disclaimer

I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.

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