TVS Jupiter Bike Insurance

TVS Jupiter is one of the popular scooters offered by TVS. Launched in 2013, TVS Jupiter has had different iterations such as the Jupiter 125cc and Jupiter Classic. Known for its performance and affordability, the TVS Jupiter is one of the preferred choices for many Indians, especially those looking to buy their first scooter. TVS scooters come packed with features such as:

• External fuel filler
• LED headlights and taillights
• Fuel efficient engine
• Wide under-seat boot space
• Synchronised braking system

While scooters are easy to learn and ride, often one can easily lose control and damage their scooter. They could also end up injuring someone. This could cause financial and legal liability for you. With your TVS Jupiter two-wheeler insurance, you are financially protected from such liabilities.

Two-wheeler insurance is a type of insurance policy that provides coverage for two-wheelers such as scooters and motorcycles. In India, it is mandatory to have at least third-party insurance for two-wheelers under the motor vehicles act, 1988. TVS Jupiter, a popular scooter in India, is no exception and requires third-party insurance to be legally driven on the roads.

The two types of insurance policies available for your TVS Jupiter are third-party bike insurance and comprehensive insurance. Third-party insurance is the basic type of insurance required by law and covers damages caused to third-party vehicles or property. It does not provide coverage for damages caused to your own scooter.

On the other hand, comprehensive two-wheeler insurance provides coverage for both third-party liability as well as damages caused to your own scooter due to accidents, theft, fire, or natural calamities. It is a more comprehensive type of insurance policy and offers better protection to your TVS Jupiter.

When choosing between third-party insurance and comprehensive insurance for your TVS Jupiter, it is important to consider your individual needs, driving habits, and budget. While third-party insurance is mandatory, comprehensive insurance offers better coverage and peace of mind in case of unforeseen events.

When you purchase TVS Jupiter insurance online, you can include some of these add-ons to your comprehensive policy:

Zero Depreciation Cover:

With a zero-depreciation add-on, policyholders receive the full claim amount without any deduction for the depreciation of bike parts.

Engine Protect Cover:

The Engine Protection add-on covers the cost of repair or replacement of the engine in case of damages due to water ingression, oil leakage, or similar reasons.

Personal Accident Cover:

The Personal Accident cover add-on provides financial protection in case of accidental death or permanent disability of the policyholder while riding the insured bike.

Return to Invoice Cover:

This add-on ensures that policyholders receive the original invoice value of the bike in case of theft or total loss due to an accident.

Roadside Assistance Cover:

The 24X7 Roadside Assistance add-on provides assistance in case of breakdown or emergency on the road, including towing service, fuel delivery, and other services.

Consumables Cover:

This add-on covers the cost of consumables used during bike repairs, such as engine oil, nuts, bolts, and screws.

No Claim Bonus (NCB) Protect Cover:

This add-on ensures that policyholders retain their NCB concession even after making a claim during the policy term.

The availability of add-ons may vary depending on the insurance provider and the type of bike insurance policy selected.

Here's a step-by-step process to buy TVS Jupiter insurance online:

• Research and Compare:

  Start by researching and comparing different scooter insurance policies available online. Look for policies that meet your coverage needs and budget.

• Choose the Policy:

  Once you have compared different policies, choose the one that suits your requirements the most. You can customize the policy as per your needs by adding or removing add-ons.

• Fill in the Details:

  After selecting the policy, fill in the required details, such as personal information, scooter details, and previous insurance details.

• Add-Ons:

  Once you have filled in the details, you can select the add-ons that you want to add to your policy. Choose the add-ons that best suit your reuqirements.

• Premium Calculation:

  After selecting the policy and add-ons, the premium amount will be calculated. You can use the premium calculator provided by the insurer to get an idea of the premium amount.

• Make Payment:

  After the premium calculation, you will be redirected to the payment gateway to make the payment. You can pay using debit card, credit card, net banking, or digital wallets.

• Policy Issuance:

  Once the payment is successful, the policy will be issued instantly, and you will receive the policy document on your registered email id.

• Print and Save:

  Take a printout of the policy document and save a copy on your computer or mobile. You can also download the policy document from the insurer's website.

With these simple steps, you can easily purchase the policy. Do note that the cost of a comprehensive policy might be more than a third-party policy. If you wish to know the TVS Jupiter insurance policy price, you can use a two-wheeler insurance calculator to get an estimated quote for your policy.

• Visit the Bajaj Allianz General Insurance Company’s website that offers online TVS Jupiter insurance renewal.
• On the insurer's website, navigate to the "Two-Wheeler Insurance" section.
• Select the option for "Renew Two-Wheeler Insurance".
• Enter your TVS Jupiter's registration number, the previous policy expiry date, and any other necessary information required by the insurer.
• Review the details of your TVS Jupiter's insurance policy, such as the coverage, policy term, and premium amount. Ensure that all the information is correct.
• If you're satisfied with the details, proceed to make the payment using your preferred payment method.
• Once you have made the payment, the insurer will send you the renewed policy documents via email.
• You can also choose to download the policy documents from the insurer's website.

As for the TVS Jupiter insurance renewal price, it can vary depending on several factors, such as the type of coverage, the policy term, the age and model of your TVS Jupiter, and the registration location. You can get an estimate of the renewal price by using the insurer's online premium calculator.

Depending on the terms of the policy, your insurance claim can either be cashless or a reimbursement claim. Here’s how to raise a claim in both cases:

Filing a Cashless Claim for TVS Jupiter:

• In case of an accident or damage to your TVS Jupiter, contact your insurance provider immediately.
• If you want to avail of a cashless claim, take your TVS Jupiter to the nearest network garage or workshop authorized by your insurance provider.
• Show your insurance policy document, the registration certificate (RC) of your TVS Jupiter, and your driving license to the workshop.
• A surveyor will be appointed by the insurer who will assess the damage to your TVS Jupiter and submit a claim request to the insurance provider.
• After the insurance provider approves the claim, the workshop will begin the repair your TVS Jupiter without any payment from your end.
• However, you may have to pay a small portion of the total cost of repairs as per the policy's terms and conditions known as the deductible.

Filing a Reimbursement Claim for TVS Jupiter:

• In case of an accident or damage to your TVS Jupiter, contact your insurance provider immediately.
• If you want to avail of a reimbursement claim, take your TVS Jupiter to a garage or workshop of your choice.
• Show your insurance policy document, the registration certificate (RC) of your TVS Jupiter, and your driving license to the workshop.
• The workshop will assess the damage to your TVS Jupiter and provide an estimate for the repair cost.
• Submit the repair estimate, along with other necessary documents such as the claim form, a copy of your insurance policy, and the RC, to the insurance provider.
• After the insurance provider approves the claim, you can get your TVS Jupiter repaired and pay the workshop for the cost of repairs.
• Finally, submit the bill and payment receipt to the insurance provider to get reimbursement for the repair cost.

The documents required to file an insurance claim include:

• Copy of insurance policy
• Copy of driver’s license
• Copy of FIR
• Copy of your TVS Jupiter’s registration certificate
• Estimate bill from a garage