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Your golden years are a time to explore the world and create unforgettable memories. Whether it's camping in Greenland under the Northern Lights or savouring authentic sushi in Japan, Bajaj Allianz General Insurance Company ensures nothing holds you back. With senior citizen travel insurance, you can pursue your adventures worry-free.
If you’re 61 or above, this plan is made to protect you against risks specific to your age. From travel insurance over 65 to travel insurance for seniors over 75, Bajaj Allianz General Insurance Company offers plans that cater to different needs. The best travel insurance for seniors covers medical emergencies, trip delays, check-in baggage loss, and personal accidents.
Additionally, many countries mandate travel medical insurance for seniors. While standard plans may not include senior coverage, Bajaj Allianz General Insurance Company bridges this gap with specialised options, including travel insurance for seniors over 70. Travel confidently, knowing you're protected against unforeseen events while enjoying your retirement to the fullest.
Bajaj Allianz provides several plans, including Travel Elite Age and Travel Prime Age. These plans cater to different age groups, such as travel insurance over 65 and seniors over 75. They offer flexible coverage options for trips ranging from 1 to 180 days. The plans come in Silver, Gold, and Platinum, providing varied coverage amounts to suit different needs.
Now, wherever you go to enjoy your holidays, if you find yourself in a distressing situation, all you need to do is give a missed call on our toll-free number +91-124-6174720. Our customer service representative will connect with you on a priority basis.
We’ve aligned our processes and people to ensure that when it comes to claim settlement, it’s as quick and hassle-free for you as it can be.
We aim to take care of your needs before you even realize them. With our add-on feature, Trip Delay Delight, available on our mobile app, your trip delay claims will be settled before you even register them. We keep a track of claim events and initiate the pay-outs accordingly, automating the entire process.
Our Travel Insurance Policy offers direct settlement for in-hospital medical expenses abroad (subject to policy terms and conditions and sub-limits).
Burglars get to work when homeowners are away. That’s a scary prospect to ignore and go on a vacation but it’s also easily manageable. Our Travel Insurance offers Home Burglary Insurance so that you can pack your bags and leave anytime you desire.
Our Travel Insurance Policy also fuels your love for sports. If you feel like swinging the golf club during your trip, we’ll cheer you on. The Golfer’s Hole-in-one is our sporting gesture that offers reimbursement of expenses in celebrating a hole-in-one by you during the trip, anywhere in the world (excluding India) in a United States Golfers' Association recognized golf course. This cover is provided in Travel Elite Age & Travel Elite Super Age.
The worst thing to happen while you are travelling is to lose your passport. Loss of passport brings with it a lot of other hassles and costs a lot of money.
God forbid if something like this happens to you, we cover the expenses incurred. However, there are certain exceptions to this cover. For instance, we won’t be able to cover loss of passport if you lose it owing to negligence or if it has been confiscated by police or some government authority.
We hope that you do not need this cover. However, on a bad day if you lose all your cash and find yourself in a desolate situation just give us a missed call on our toll-free number +91-124-6174720.
One of our representatives would soon get in touch with you and arrange to send you the money by contacting your relative in India. Now you can continue to enjoy your vacation even if you lose your cash or belongings.
You just have to be an Indian senior citizen. That’s the only eligibility criteria.
The Travel Insurance for Senior Citizen is available for all individuals belonging to the age group of 61 to 90+ years. There are different plans and covers that are provided to suit your particular needs.
You are right in saying that there are number of different insurance options. You do have the freedom to choose any one! But before making a choice consider these special features offered by us as part of our Travel Insurance Plan:
● 24*7 Toll-Free Support
Whenever in distress you just need to give a missed call on our toll-free number +91-124-6174720. Our customer care representative will get back to you in no time for resolution of your issues. Thus, no more worries about international call charges at the time of distress!
● Quick Settlement of Claims
We have designed our systems to ensure that your claims are processed in no time. We have one of the fastest turnaround times in the industry and our customers can vouch for that.
● Trip Delay Delight for Automatic Claim Settlement
Yes, you saw it right! We’ve introduced a new feature (Trip Delay Delight) which keeps track of claim events and initiates the payout even before you file for the same. This has been put in place using sophisticated block chain technology, that intimates us of trip delays and allows us to immediately act on ensuring that our customers are not left in the lurch because of the same.
● Home Burglary Insurance
While you are enjoying your vacation at an exotic destination, we ensure that your beloved home stays protected. Should a break in happen while you are away, we will cover your losses.
● Cashless Hospitalisation
God forbid if you fall ill in a foreign country and are hospitalised, we will offer direct settlement of your in-house hospital expenses. This is, however, subject to limits specified within your policy document.
While ideally you should carry your Travel Insurance Policy along with you, we know that you might forget it in all the rush. Don’t worry if any such thing happens!
Log on to the Bajaj Allianz website, enter your customer ID and Policy number and voila! You can access all your policy related information. We allow you to not only access your policy information but file a claim 24*7 just by logging on to the website with your credentials.
You can also have access to all the information and file a claim through our dedicated App.
Bajaj Allianz General Insurance Company offers some of the best travel insurance for seniors over 70, with plans designed for every traveller. From comprehensive coverage for medical expenses to cashless hospitalisation and protection against unforeseen risks, Bajaj Allianz General Insurance Company ensures seniors can travel worry-free. The travel insurance for elderly plans includes 24/7 support, trip delay compensation, and even home burglary insurance, offering reliability and convenience.
Travel the world worry-free, with Bajaj Allianz
Get a QuoteYes, you can choose from our carefully curated Senior Citizen Travel Insurance Plans below, that we’ve designed keeping in mind varying needs.
When you’re going away for a trip, you don’t want anything to taint your experience that’s supposed to be fun and relaxing. Our Travel Elite Age Plan helps you keep travel stressors at one hand’s distance.
This package is specially designed for you, if you’re between the ages of 61 and 70. Offering a flexible cover for trips abroad ranging from 1 to 180 days, it is divided into 3 sub plans – Silver, Gold and Platinum. Each of these sub plans offer different amounts of coverages and you can opt for any one of them depending upon your needs and preferences.
Travel Age Elite | Travel Super Age Elite With/without medical | Deductible | |||
Coverages | Silver | Gold | Platinum | Sum Insured | |
---|---|---|---|---|---|
Medical Expenses,Evacuation and Repatriation |
$50,000 | 2,00,000 | 5,00,000 | 50,000 | $100 |
Personal Accident | $15,000 | 25,000 | 25,000 | 10,000 | Nill |
AD & D Common Carrier | 2,500 | 5,000 | 5000 | 1,500 | Nill |
Loss of Baggage(Checked) | 500 | 1000 | 1000 | 500 | Nill |
Delay of Baggage | 100 | 100 | 100 | 100 | 12hrs |
Loss of Passport | 250 | 250 | 250 | 250 | 25 |
Hijack | 50 per day to max. 300 | 60 per day to max. 360 | 60 per day to max. 360 | 50 per day to max. 300 | Nill |
Trip Delay | 20 per 12 hrs to max. 120 | 30 per 12 hrs to max. 180 | $ 30 per 12 hrs to max. 180 | 20 per 12 hrs to max. 120 | Nill |
Personal Liability | 1,00,000 | 2,00 | 2,00,000 | 1,00,000 | 100 |
Emergency Cash Advance | 500 | 1,000 | 1,000 | 500 | Nill |
Golfer Hole-in-one | 250 | 500 | 500 | 250 | Nill |
Trip Cancellation | 500 | 1,000 | 1,000 | 500 | Nill |
Home Burglary Insurance | Rs.1,00,000 | Rs.2,00,000 | Rs.3,00,000 | Rs.1, 00,000 | Nill |
Trip Curtailment | 200 | 300 | 500 | 200 | Nill |
Hospitalization Daily Allowance | 25 per day to max. 100 | 25 per day to max. 125 | 25 per day to max. 250 | 25 per day to max. 100 | Nill |
Any One Illness | 12,500 | 15,000 | 17,500 | Please refer flow chart | Nill |
Any One Accident | 25,000 | 30,000 | 35,000 | Please refer flow chart | Nill |
If you’re 71 years old or above, and your wanderlust is as strong as ever, that’s really cool and we want to help you keep that up. Our Travel Elite Super Age Travel Insurance Plan is made keeping you in mind.
We offer 3 plan variants, covering ages between 71 to 85 because we truly believe that when it comes to experiencing the joys of life, age is just a number. Additionally, to best meet your needs, we offer three options:
1. With Medical While applying for Travel Insurance, you’ll have to undergo a pre-policy medical test.
2. Without Medical Under this option, you won’t have to go through a pre-policy test while applying for the Travel Insurance Policy.
3. Without Medical and 30 days in Advance If you opt for this option, then you don’t need to go through a pre-policy test but only if your date of departure from India is more than 30 days from the date of issuance of the policy.
Taking care of all the possible undesirable situations that might crop up when you’re away from home, from emergency hospitalisation to loss of baggage, our Travel Elite Age and Travel Elite Super Age offer the following coverage.
Travel Age Elite | Travel Super Age Elite With/without medical | Deductible | |||
Coverages | Silver | Gold | Platinum | Sum Insured | |
---|---|---|---|---|---|
Medical Expenses,Evacuation and Repatriation |
$50,000 | 2,00,000 | 5,00,000 | 50,000 | $100 |
Personal Accident | $15,000 | 25,000 | 25,000 | 10,000 | Nill |
AD & D Common Carrier | 2,500 | 5,000 | 5000 | 1,500 | Nill |
Loss of Baggage(Checked) | 500 | 1000 | 1000 | 500 | Nill |
Delay of Baggage | 100 | 100 | 100 | 100 | 12hrs |
Loss of Passport | 250 | 250 | 250 | 250 | 25 |
Hijack | 50 per day to max. 300 | 60 per day to max. 360 | 60 per day to max. 360 | 50 per day to max. 300 | Nill |
Trip Delay | 20 per 12 hrs to max. 120 | 30 per 12 hrs to max. 180 | $ 30 per 12 hrs to max. 180 | 20 per 12 hrs to max. 120 | Nill |
Personal Liability | 1,00,000 | 2,00 | 2,00,000 | 1,00,000 | 100 |
Emergency Cash Advance | 500 | 1,000 | 1,000 | 500 | Nill |
Golfer Hole-in-one | 250 | 500 | 500 | 250 | Nill |
Trip Cancellation | 500 | 1,000 | 1,000 | 500 | Nill |
Home Burglary Insurance | Rs.1, 00,000 | Rs.2,00,000 | Rs.3,00,000 | Rs.1, 00,000 | Nill |
Trip Curtailment | 200 | 300 | 500 | 200 | Nill |
Hospitalization Daily Allowance | 25 per day to max. 100 | 25 per day to max. 125 | 25 per day to max. 250 | 25 per day to max. 100 | Nill |
Any One Illness | 12,500 | 15,000 | 17,500 | Please refer flow chart | Nill |
Any One Accident | 25,000 | 30,000 | 35,000 | Please refer flow chart | Nill |
If you’re between the ages 61 and 70 and are a seasoned traveller, you’re more aware of travel contingencies than most around. But you have neither let travel troubles nor growing older dull your wanderlust. Admiring and respecting hat spirit, we’ve designed our Travel Prime Age Travel Insurance Package just for you.
From delay of checked baggage to medical emergencies and evacuation, with our comprehensive Travel Prime Age Policy, we’ve got your back.
Travel Prime Age 61 to 70 years | ||||||
Coverages | Plans | |||||
Silver USD 50000 | Gold USD 200,000 | Platinum USD 500,000 | Super Platinum USD 500,000 | Maximum USD 1,000,000 | Deductible | |
---|---|---|---|---|---|---|
Personal Accident | 15,000 USD | 25,000 USD | 25,000 USD | 30,000 USD | 30,000 USD | Nill |
Medical Expenses,Medical Evacuation | 50,000 USD | 2,00,000 USD | 5,00,000 USD | 750,000 | 1,000,000 USD | 100 USD |
Emergency dental pain relief included in Medical Expenses and Evacuation Sum Insured | 500 USD | 500 USD | 500 USD | 500 USD | 500 USD | 100 USD |
Submit under Medical Expenses Sum Insured as specified below | ||||||
Hospital Room,Board and hospital miscellaneous | 1,200 USD | 1,500 USD | 1,700 USD | 2,000 USD | 2,300 USD | Charges above the sublimit specified herein have to be borne by client |
Intensive Care Unit | 2,000 USD | 2,500 USD | 2,500 USD | 3,000 USD | 3,200 USD | |
Surgical Treatment | 8,000 USD | 9,000 USD | 11,500 USD | 15,000 USD | 20,000 USD | |
Anesthetist Services | 25% of surgeons charges | 25% of surgeons charges | 25% of surgeons charges | 25% of surgeons charges | 25% of surgeons charges | |
Physician's Visit | 50 USD | 75 USD | 75 USD | 100 USD | 150 USD | |
Diagnostic and Pre Admission Testing | 400 USD | 500 USD | 600 USD | 1000 USD | 1500 USD | |
Ambulance Services | 300 USD | 400 USD | 500 USD | 600 USD | 1000 USD | |
Repatriation | 5,000 USD | 5,000 USD | 5,000 USD | 5,500 USD | 6,000 USD | Nill |
Loss of Baggage(Checked)** | 500 USD | 1000 USD | 1000 USD | 1000 USD | 1000 USD | Nill |
Accidental Death and Disablity(Common Carrier) | 2500 USD | 5000 USD | 5000 USD | 5000 USD | 5000 USD | Nill |
Loss of Passport | 250 USD | 250 USD | 250 USD | 300 USD | 300 USD | 25 USD |
Personal Liability | 1,00,000 USD | 2,00,000 USD | 2,00,000 USD | 2,00,000 USD | 2,00,000 USD | 100 USD |
Hijack | 50 USD per day max upto 300 USD | 60 USD per day max upto 360 USD | 60 USD per day max upto 360 USD | 60 USD per day max upto 360 USD | 60 USD per day max upto 360 USD | Nill |
Trip Delay | 20 USD per 12 hr max upto 120 USD | 30 USD per 12 hr max upto 180 USD | 30 USD per 12 hr max upto 180 USD | 30 USD per 12 hr max upto 180 USD | 30 USD per 12 hr max upto 180 USD | 12 hours |
Hospitalization Daily Allowance | 25 USD per day max upto 100 USD | 25 USD per day max upto 125 USD | 25 USD per day max upto 250 USD | 25 USD per day max upto 250 USD | 25 USD per day max upto 250 USD | Nill |
Golfer Hole-in-one | 250 USD | 500 USD | 500 USD | 500 USD | 500 USD | Nill |
Trip Cancellation | 500 USD | 1,000 USD | 1,000 USD | 1,000 USD | 1,000 USD | Nill |
Trip Curtailment | 200 USD | 300 USD | 500 USD | 500 USD | 500 USD | Nill |
Delay of baggage | 100 USD | 100 USD | 100 USD | 100 USD | 100 USD | 12 hours |
Home Burglary Insurance | INR 1, 00,000 | INR 2, 00,000 | INR 3, 00,000 | INR 3, 00,000 | INR 3, 00,000 | Nill |
Emergency cash Benefit*** | 500 USD | 1000 USD | 1000 USD | 1000 USD | 1000 USD | Nill |
Note Abbrevation INR indicates Indian National Rupees Abbrevation ** Per Baggage maximum 50% and per item in baggage 10% Abbrevation *** Cash advance would include delivery charges.
Most Travel Insurance Plans don’t cover senior citizens and if they do, they always have an upper age limit. We wanted to change that and make the much-needed protection of a Travel Insurance Plan accessible to everyone.
Hence, we offer you our Travel Prime Super Age Plan that covers people above the age of 71. Whether you’re 80 or 90, if your heart desires travel, we will back you up with our Travel Insurance over.
Travel Prime Super Age (age bands 71 to 75, 76 to 80, 81 to 85, 86 to 90, 90 plus) USD 50,000 | |||
Benefits | Coverages | Deductible | |
Personal Accident |
10,000 USD | Nill | |
Medical Expenses, Evacuation | 50,000 USD | 100 USD | |
Emergency dental pain relief included in above limits | 500 USD | 100 USD | |
Repatriation | 5,000 USD | Nill | |
Loss of Baggage**(Checked) |
500 USD | Nill | |
Delay of Baggage | 100 USD | 12 hours | |
Loss of Passport | 250 USD | 25 USD | |
Personal Liability | 100,000 USD | 100 USD | |
Hijack | 50 USD per day max up to 300 USD | 12 hours | |
Trip Delay | 20 USD per 12 hour max up to 120 USD | 12 hours | |
Hospitalization Daily Advance | 25 USD per day max up to 100 USD | Nill | |
Golfer's Hole-in-one | 250 USD | Nill | |
Trip Cancellation | 500 USD | Nill | |
Trip Curtailment | 200 USD | Nill | |
Accidental death & Disablity (Common Carrier) | 1,500 USD | Nill | |
Home Burglary Insurance | INR 100,000 | Nill | |
Emergency Cash Advance+ |
500 USD | Nill |
Note
Abbrevation INR indicates Indian National Rupees
Abbrevation ** Per Baggage maximum 50% and per item in baggage 10%
Abbrevation *** Cash advance would include delivery charges.
Travel Prime Super Age (Sub-limits under age bands 71 to 75, 76 to 80, 81 to 85, 86 to 90, 90 plus) | |||
Benefits | Coverages | Deductible | |
Hospital Room, Board and hospital miscellnaneous |
1,200 USD Per Day | Nill | |
Intensive Care Unit | 2,000 USD Per Day | Nill | |
Surgical Treatment | 8,000 USD | Nill | |
Anesthetist Services | 25% of Surgeons charges | Nill | |
Physician's visit |
500 USD Per Day | Nill | |
Diagnostic and Pre Admission Testing | 400 USD | Nill | |
Ambulance Services | 300 USD | Nill |
In emergencies, being in urgent need of cash can be stressful. Bajaj Allianz’s travel insurance for elderly includes an emergency cash advance feature. This ensures that you have access to funds when you need them most, regardless of your location.
Set Renewal Reminder
Thank you for your interest. We will send you a reminder when your policy is due for renewal.
Bajaj Allianz General Insurance Company allows policy cancellation both before and after the commencement of the policy. If you haven’t travelled, you can cancel the policy with a nominal charge. If you have already travelled, refunds are available based on the unused policy period, provided no claims have been made. There are different sets of procedures that you would have to follow in these two cases-
In this case you need to inform us about your intent to cancel the policy. You can send us an email letting us know about your intention of cancelling the policy by quoting the schedule or the policy number. In such cases, a cancellation charge will be levied.
You can cancel your policy after the policy term has started in case you have not travelled. In such a case you must send an official communication stating the reason behind cancellation to us with the following documents:
● A document proving that you have not travelled overseas
● Photocopy or scan of all the pages of the passport including the blank pages
● If your visa has been rejected by the embassy of the destination country, then the copy of that visa rejection letter
On receipt of the above documents along with your letter, it will be sent for approval to the underwriter. Based on the approval of the underwriter, the policy would be cancelled within one working day.
If you have returned early from the trip before the scheduled expiry of the policy, then you are eligible for a refund. The refund would be subject to the fact that no claim has been made during the term policy was in force. The rates of refund would be dependent on the following table:
Premium to be Retained by Company
Period of Risk
|
Percentage of Premium
|
Above 50% of Policy Period
|
100%
|
Between 40-50% of Policy Period
|
80%
|
Between 30-40% of Policy Period
|
75%
|
Between 20-30% of Policy Period
|
60%
|
Policy inception-20% of Policy Period
|
50%
|
(Based on 5,340 reviews & ratings)
MADANMOHAN GOVINDARAJULU
Straight forward online travel insurance quote and price. Easy to pay and buy
PAYAL NAYAK
Very user friendly and convenient. Appreciate Bajaj Allianz team a lot.
KINJAL BOGHARA
Very nice services with affordable premium of Travel insurance
Thank You for Your Interest in Bajaj Allianz Insurance Policy, A Customer Support Executive will call you back shortly to assist you through the Process.
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I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.
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I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.
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